NOT LISTED FOR SALE

420 Caverns Rd Howes Cave, NY 12092

Cobleskill Area

Estimated Value: $328,000 - $347,225

3 Beds
3.5 Baths
2,112 Sq Ft
$160/Sq Ft Est. Value

Sale Details

Date Sold: September 29, 2025

Last sale price $335,000 $159 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,193 / mo

11 Days on Market

Highlights

  • Barn
  • View of Trees or Woods
  • Dining Room with Fireplace
  • Stables
  • 4.7 Acre Lot
  • Meadow

About This Home

As of September 2025

Horse lover don't miss this charming farm! This 3 bed, 3.5 bath home is a dream for equestrians and more. Every bedroom has a private bath, plus a massive mudroom perfect for tack, office space & more. The country-rustic living room invites you in, while the spacious kitchen/dining perfect for those large gatherings also opens to an enclosed porch & extra storage. A new 1st-floor primary suite offers flexibility for guests or in-laws. Outdoors: 5-stall horse barn w/hay storage & tack room, 2-stall run-in shed, round pen, multiple fenced paddocks & pastures, plus 2 additional sheds (one w/electric) and located Just across from a vet's office. This is located near farm/feed stores & town conveniences. Priced under $300K
MULTIPLE OFFER BEST AND FINAL 7/23 @ 9AM

Last Agent to Sell the Property

Lisa Tenneson

Four Star Realty Group Inc License #10311204799 Listed on: 07/14/2025

Last Buyer's Agent

Gary Morgan

Charlotteville Realty LLC License #10301216192

Charlotteville Realty LLC

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,766

Year Built

  • Built in 1800

Lot Details

  • 4.7 Acre Lot
  • Property fronts a private road
  • Electric Fence
  • Wire Fence
  • Level Lot
  • Meadow
  • Cleared Lot
  • Wooded Lot

Property Views

  • Woods
  • Pasture
  • Mountain
  • Meadow

Home Design

  • Slab Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 2,112 Sq Ft Home
  • Built-In Features
  • Paneling
  • Paddle Fans
  • French Doors
  • Sliding Doors
  • Entryway
  • Living Room
  • Dining Room with Fireplace
  • Home Office

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Dryer

Parking

  • 10 Parking Spaces
  • Driveway
  • Off-Street Parking

Accessible Home Design

  • Accessible Kitchen
  • Accessible Hallway
  • Accessible Doors

Outdoor Features

  • Enclosed Patio or Porch
  • Exterior Lighting
  • Separate Outdoor Workshop
  • Shed

Farming

  • Barn
  • Farm

Horse Facilities and Amenities

  • Corral
  • Stables

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Pellet Stove burns compressed wood to generate heat
  • 200+ Amp Service
  • Electric Water Heater
  • Water Softener
  • Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Laundry Facilities

Listing and Financial Details

  • Legal Lot and Block 5.000 / 1
  • Assessor Parcel Number 432689 58.-1-5

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,766

Year Built

Built in 1800

Lot Details

4.7 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Accessibility: Accessible Doors, Accessible Hallway(s), Accessible Kitchen
  • Year Built: 1800
  • Directions: Sagendorf Corners Rd left on Caverns rd home on Left.
  • Above Grade Finished Sq Ft: 2112.0
  • Architectural Style: Farm
  • Lot Size Acres: 4.7
  • New Construction: No
  • Parking Features Parking Total: 10.0
  • Sale Detail Seller Contribution: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Laundry Features:Main Level: Yes
  • Flooring:Ceramic Tile: Yes
  • Foundation Details:Slab: Yes
  • Flooring:Wood: Yes
  • Flooring:Vinyl: Yes
  • Fencing:Fenced: Yes
  • View:Mountain(s)2: Yes
  • View:TreesWoods: Yes
  • Water Softeners: Yes
  • Laundry Features:Common Area: Yes
  • Fencing:Wire: Yes
  • View:Meadow2: Yes
  • View:Pasture2: Yes
  • Fencing:Electric3: Yes
  • Levels Bi-Level: Yes
  • Directions Remarks: Agent to Agent Remarks: MULTIPLE OFFER BEST AND FINAL 7/23 @ 9AM Home owners have already started their move out of state. Farm manager lives on site. please give enough notice. DO NOT allow your clients to touch horses 1 does bite its a border at the farm.
  • Directions Remarks: Public Remarks: Horse lover don't miss this charming farm! This 3 bed, 3.5 bath home is a dream for equestrians and more. Every bedroom has a private bath, plus a massive mudroom perfect for tack, office space & more. The country-rustic living room invites you in, while the spacious kitchen/dining perfect for those large gatherings also opens to an enclosed porch & extra storage. A new 1st-floor primary suite offers flexibility for guests or in-laws. Outdoors: 5-stall horse barn w/hay storage & tack room, 2-stall run-in shed, round pen, multiple fenced paddocks & pastures, plus 2 additional sheds (one w/electric) and located Just across from a vet's office. This is located near farm/feed stores & town conveniences. Priced under $300K MULTIPLE OFFER BEST AND FINAL 7/23 @ 9AM
  • Special Features: None

Interior Features

  • Flooring: Vinyl, Wood, Carpet, Ceramic Tile
  • Basement: Slab
  • Interior Amenities: High Speed Internet, Paddle Fan, Walk-In Closet(s), Wall Paneling, Built-in Features, Eat-in Kitchen, Kitchen Island
  • Appliances: Electric Water Heater, Gas Oven, Refrigerator, Washer/Dryer, Water Softener
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: French Doors, Sliding Doors
  • Fireplace Features: Dining Room, Pellet Stove
  • Living Area: 2112.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Office Level: First
  • Entry Location: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Bathroom Levels Full Bathroom 3: 2nd
  • Bathroom Levels Half Bathroom 1: 1st
  • Fireplace: No
  • Appliances:Electric Water Heater: Yes
  • Appliances:Gas Oven: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Appliances:WasherDryer: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Kitchen Features:Kitchen Island: Yes
  • Basement:Slab2: Yes
  • Kitchen Features:Country Kitchen: Yes
  • Interior Features:Wall Paneling: Yes
  • Attic Features:None16: Yes
  • Interior Features:Built-in Features: Yes
  • Fireplace Features:Dining Room: Yes
  • Kitchen Features:Built-in Features2: Yes
  • Fireplace Features:Pellet Stove2: Yes

Exterior Features

  • Exterior Features: Barn, Lighting
  • Roof: Metal
  • Construction Type: Vinyl Siding
  • Fencing: Other, Electric, Wire, Fenced
  • Foundation Details: Slab
  • Other Structures: Shed(s), Stable(s), Storage, Workshop, Barn(s), Corral(s)
  • Patio And Porch Features: Screened, Side Porch, Enclosed, Front Porch, Porch
  • View: Meadow, Mountain(s), Pasture, Trees/Woods
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Porch: Yes
  • Lot Features:Wooded: Yes
  • Door Features:Sliding Doors: Yes
  • Lot Features:Level: Yes
  • Patio And Porch Features:Screened: Yes
  • Lot Features:Road Frontage: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Enclosed: Yes
  • Door Features:French Doors: Yes
  • Exterior Features:Barn: Yes
  • Accessibility Features:Accessible Hallway(s): Yes
  • Accessibility Features:Accessible Kitchen: Yes
  • Lot Features:Views: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Meadow: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Side Porch: Yes
  • Accessibility Features:Accessible Doors: Yes

Garage/Parking

  • Parking Features: Off Street, Stone, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 10.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Stone2: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: None
  • Electric: 200+ Amp Service
  • Heating: Oil, Pellet Stove
  • Laundry Features: Common Area, Laundry Room, Main Level
  • Cooling Y N: No
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Oil: Yes
  • Heating:Pellet Stove: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Cobleskill-Richmondville

Lot Info

  • Lot Features: Level, Meadow, Road Frontage, Views, Wooded, Cleared
  • Parcel #: 432689 58.-1-5
  • Lot Size Sq Ft: 204732.0

Tax Info

  • Tax Annual Amount: 4766.0
  • Tax Block: 1
  • Tax Lot: 5.000

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2025
Closed on
Sep 29, 2025
Sold by
Stuart Philippe R and Stuart Nancy
Bought by
Seller's Agent
Lisa Tenneson
Four Star Realty Group Inc
Buyer's Agent
Gary Morgan
Charlotteville Realty LLC
List Price
$299,900
Sold Price
$335,000
Premium/Discount to List
$35,100
11.7%
Views
42
Current Estimated Value
$338,806

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,806
Avg. Annual Appreciation
1.18%
Original Mortgage
$335,000
Outstanding Balance
$332,257
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$6,549

Purchase Details

Closed on
Jul 22, 1994
Sold by
Myers Barbara J
Bought by
Stuart Philippe R
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Howes Cave, NY

  • Teri Kippen Real Estate Agent - Field Realty

    Teri Kippen

    Field Realty

    (518) 363-7837

    60 Total Sales

    1 in Cobleskill

    $197,000 Price

    Teri Kippen
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  • Junell Pasquarelli Real Estate Agent - JUNELL REALTY LLC

    Junell Pasquarelli

    Responds Quickly

    JUNELL REALTY LLC

    (518) 501-1413

    215 Total Sales

    1 in Cobleskill

    $143,000 Price

    Junell Pasquarelli
     Section Image
  • Melissa O'Reilly Real Estate Agent - Four Seasons Sothebys International Realty

    Melissa O'Reilly

    Four Seasons Sothebys International Realty

    (518) 855-6759

    67 Total Sales

    1 in Cobleskill

    $169,900 Price

    Melissa O'Reilly
     Section Image
  • Renee McLaughlin Real Estate Agent - Hunt Real Estate ERA

    Renee McLaughlin

    Hunt Real Estate ERA

    (518) 400-3461

    141 Total Sales

    1 in Cobleskill

    $345,000 Price

    Renee McLaughlin
     Section Image
  • Jennifer Johnson Real Estate Agent - Julie & Co Realty LLC

    Jennifer Johnson

    Responds Quickly

    Julie & Co Realty LLC

    (518) 855-3648

    162 Total Sales

    1 in Cobleskill

    $313,000 Price

    Jennifer Johnson
     Section Image
  • Tammy Silvestri-Putnam Real Estate Agent - BETTER SPACES REALTY

    Tammy Silvestri-Putnam

    BETTER SPACES REALTY

    (518) 407-1833

    63 Total Sales

    11 in Cobleskill

    $38K - $1.2M Price Range

    Tammy Silvestri-Putnam
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
Stuart Philippe R $80,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $335,000
Previous Owner Stuart Nancy $186,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/29/2025 09/29/25 Sold $335,000 +11.7% $159 / Sq Ft
07/25/2025 07/25/25 Pending -- -- --
07/14/2025 07/14/25 For Sale $299,900 -- $142 / Sq Ft
Source: Global MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,767 $82,900 $20,300 $62,600
2024 $3,767 $82,900 $20,300 $62,600
2023 $3,681 $82,900 $20,300 $62,600
2022 $3,720 $82,900 $20,300 $62,600
2021 $3,728 $82,900 $20,300 $62,600
2020 $3,666 $82,900 $20,300 $62,600
2019 $3,036 $82,900 $20,300 $62,600
2018 $3,036 $82,900 $20,300 $62,600
2017 $3,110 $82,900 $20,300 $62,600
2016 $3,046 $82,900 $20,300 $62,600
2015 -- $82,900 $20,300 $62,600
2014 -- $82,900 $20,300 $62,600
Source: Public Records

Agents Affiliated with this Home

  • Lisa Tenneson Real Estate Agent - Four Star Realty Group Inc

    Seller's Agent in 2025

    Lisa Tenneson

    Four Star Realty Group Inc

    (518) 209-5369

    268 Total Sales

    Lisa Tenneson
    Section Image
  • Gary Morgan Real Estate Agent - Charlotteville Realty LLC

    Buyer's Agent in 2025

    Gary Morgan

    Charlotteville Realty LLC

    (607) 397-9027

    61 Total Sales

    Gary Morgan
    Section Image
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Map

Source: Global MLS

MLS Number: 202521651

Global MLS

APN: 432689-058-000-0001-005-000-0000

New York Schoharie County Howes Cave 12092

420 Caverns Rd, Howes Cave, NY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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