Ray Ashley
Coldwell Banker Town & Country
(810) 775-4839
55 Total Sales
2 in Ferndale
$115K - $175K Price Range
420 W Troy St Ferndale, MI 48220
Ferndale AreaEstimated Value: $386,504
3
Beds
1.5
Baths
1,813
Sq Ft
$213/Sq Ft
Est. Value
Highlights
- Laundry Room
- Garage
- Fenced
- Forced Air Heating and Cooling System
About This Home
As of April 2025PLEASE SUBMIT FINAL OFFERS BY MONDAY, APRIL 14TH BY 2PM. Welcome home to 420 W. Troy Street in fabulous Downtown Ferndale! This cutie offers 3 bedrooms, 1.5 baths, first floor laundry, two car garage, stainless steel appliances, partially finished basement and wood floors throughout the first floor. Huge front windows let in an abundance of natural light, giving the living room a bright and airy vibe. Speaking of windows, you'll love that the Majic Fiberglass windows installed in 2021 come with a 50 year transferable warranty! The primary bedroom boasts vaulted ceilings and a large double closet. With blackout blinds in all bedrooms, everyone is bound to rest easy. The upstairs bathroom offers two sinks for the whole crew to utilize and new Kohler toilets were installed in 2018. Enjoy your lush green lawn (thank you built in sprinklers) from your sizable composite deck installed in 2020. Privacy compliments of the fence installed in 2021! Feel like indulging in all the wonderful amenities of Downtown Ferndale? No car needed! Just step through the fence door (accessible only from the yard) at the back of the property and you are there! Additional updates that will give you peace of mind and add immense value include; dishwasher (2023), fence (2021), furnace (2019), water heater (2019), sump pump (2019), A/C (2015), Roof (2015). Come check out the house that blends a downtown lifestyle with the peace of a suburban neighborhood.
Last Agent to Sell the Property
@properties Christie's Int'l R.E. Birmingham License #6501416055 Listed on: 04/07/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
Year Built
- Built in 1998
Lot Details
- 5,227 Sq Ft Lot
- Lot Dimensions are 45.00 x 114.00
- Fenced
Parking
- Garage
Home Design
- Poured Concrete
- Asphalt Roof
- Vinyl Siding
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Washer and Gas Dryer Hookup
Location
- Ground Level
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Additional Features
- Basement
Community Details
- Elsinore Sub Subdivision
Listing and Financial Details
- Assessor Parcel Number 2534102049
- $198 per year additional tax assessments
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 7, 2025
Closed on
Apr 30, 2025
Sold by
Bought by
Seller's Agent
Abby Kushner
@properties Christie's Int'l R.E. Birmingham
Buyer's Agent
Jim Shaffer
Good Company
List Price
$385,000
Sold Price
$385,000
Views
28
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,504
Avg. Annual Appreciation
0.31%
Original Mortgage
$269,500
Outstanding Balance
$255,903
Interest Rate
5.82%
Mortgage Type
New Conventional
Estimated Equity
$130,601
Purchase Details
Listed on
Mar 14, 2018
Closed on
May 3, 2018
Sold by
Bought by
Seller's Agent
Yianni Stathis
RE/Solutions of Michigan LLC
Buyer's Agent
Dana Patchak
Real Estate One-WB/FH
List Price
$279,900
Sold Price
$285,000
Premium/Discount to List
$5,100
1.82%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.39%
Original Mortgage
$256,500
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 17, 2015
Closed on
Jun 17, 2015
Sold by
Bought by
Seller's Agent
Joanne McGuire
Max Broock, REALTORS-Royal Oak
Buyer's Agent
Julie Martz
RE/MAX Showcase Homes
List Price
$240,000
Sold Price
$200,000
Premium/Discount to List
-$40,000
-16.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.09%
Original Mortgage
$185,000
Interest Rate
3.82%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 28, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,800
Interest Rate
5.8%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 19, 1998
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ferndale, MI
-
Ray Ashley
-
Eric Jurmo
Eric Jurmo
KW Platinum
(586) 666-6303
251 Total Sales
4 in Ferndale
$197K - $250K Price Range
-
Jennifer Hemstrom
Jennifer Hemstrom
Thrive Realty Company
(947) 224-7983
231 Total Sales
8 in Ferndale
$170K - $310K Price Range
-
Laurie Rouse
Laurie Rouse
Real Broker, LLC Troy
(947) 500-3271
65 Total Sales
1 in Ferndale
$220,000 Price
-
Katie Wheeler
Katie Wheeler
Match Realty
(313) 631-3760
289 Total Sales
2 in Ferndale
$175K - $360K Price Range
-
Connor Anderson
Connor Anderson
ReSIDE Grand Rapids
(269) 430-2975
144 Total Sales
1 in Ferndale
$205,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $385,000 | None Listed On Document | ||
| $285,000 | None Available | ||
| $200,000 | None Available | ||
| $212,000 | Title One Inc | ||
| $25,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $269,500 | ||
| Closed | $269,500 | ||
| Previous Owner | $271,000 | ||
| Previous Owner | $250,000 | ||
| Previous Owner | $256,500 | ||
| Previous Owner | $35,000 | ||
| Previous Owner | $185,000 | ||
| Previous Owner | $163,900 | ||
| Previous Owner | $190,800 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/30/2025 04/30/25 | Sold | $385,000 | 0.0% | $212 / Sq Ft | |
| 04/18/2025 04/18/25 | Pending | -- | -- | -- | |
| 04/10/2025 04/10/25 | For Sale | $385,000 | +35.1% | $212 / Sq Ft | |
| 05/03/2018 05/03/18 | Sold | $285,000 | +1.8% | $204 / Sq Ft | View Prior Sale |
| 03/16/2018 03/16/18 | Pending | -- | -- | -- | |
| 03/14/2018 03/14/18 | For Sale | $279,900 | +40.0% | $200 / Sq Ft | |
| 06/17/2015 06/17/15 | Sold | $200,000 | -16.7% | $142 / Sq Ft | View Prior Sale |
| 04/27/2015 04/27/15 | Pending | -- | -- | -- | |
| 04/17/2015 04/17/15 | For Sale | $240,000 | -- | $170 / Sq Ft |
Source: Realcomp
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,549 | $202,680 | $0 | $0 |
| 2024 | $8,467 | $201,760 | $0 | $0 |
| 2023 | $8,241 | $188,970 | $0 | $0 |
| 2022 | $8,301 | $174,820 | $0 | $0 |
| 2021 | $8,352 | $165,510 | $0 | $0 |
| 2020 | $7,904 | $161,530 | $0 | $0 |
| 2019 | $8,037 | $145,800 | $0 | $0 |
| 2018 | $6,212 | $115,440 | $0 | $0 |
| 2017 | $6,132 | $112,630 | $0 | $0 |
| 2016 | $6,117 | $105,720 | $0 | $0 |
| 2015 | -- | $98,970 | $0 | $0 |
| 2014 | -- | $83,310 | $0 | $0 |
| 2011 | -- | $75,520 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Abby Kushner
Seller's Agent in 2025
Abby Kushner
@properties Christie's Int'l R.E. Birmingham
(248) 854-7875
80 Total Sales
-
Jim Shaffer
Buyer's Agent in 2025
Jim Shaffer
Good Company
(248) 834-3030
3,565 Total Sales
-
Y
Seller's Agent in 2018
Yianni Stathis
RE/Solutions of Michigan LLC
-
Dana Patchak
Buyer's Agent in 2018
Dana Patchak
Real Estate One
(248) 505-0303
54 Total Sales
-
Joanne McGuire
J
Seller's Agent in 2015
Joanne McGuire
Max Broock, REALTORS-Royal Oak
(248) 644-7000
4 Total Sales
-
J
Buyer's Agent in 2015
Julie Martz
RE/MAX
Map
Source: Realcomp
MLS Number: 20250020503
APN: 25-34-102-049
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX provided courtesy of Realcomp II Ltd. via Ten-X and MLS
Copyright 2026 Realcomp II Ltd. Shareholders
IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393
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