NOT LISTED FOR SALE

421 Mcneely Rd Benton, KY 42025

Benton Area

Estimated Value: $386,588

4 Beds
2 Baths
2,389 Sq Ft
$162/Sq Ft Est. Value

Sale Details

Date Sold: April 9, 2026

Last sale price $420,000 $176 Per Sq Ft

Est. 8% decrease in value since last sale

Current estimated payment $2,342 / mo

154 Days on Market

Highlights

  • Docks
  • Wooded Lot
  • Bonus Room
  • Waterfront
  • Main Floor Primary Bedroom
  • No HOA

About This Home

As of April 2026

Kentucky Lake Main-Channel Waterfront Home! Fully Renovated and ready for year-round enjoyment. This stunning 1.38 acre property main-lake property offers the ultimate retreat. Enjoy the beautiful view from the home featuring a complete renovation. Open floor plan. Enjoy the Hot tub on the back patio. The property is framed by mature trees for privacy and includes dedicated garage for storage or water toys. A bonus building that could be made into a tiny fishing cabin. A nice deck for entertaining. This turnkey opportunity delivers both exquisite personal sanctuary. There is a garage for golf cart and fishing boat. Inquire today to secure your slice of Kentucky Lake paradise!

Last Agent to Sell the Property

Teresa Purcell

Elite Realty License #198783 Listed on: 10/18/2025

Last Buyer's Agent

Teresa Purcell

Elite Realty License #198783 Listed on: 10/18/2025

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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1960

Lot Details

  • 1.38 Acre Lot
  • Waterfront
  • Wooded Lot
  • Many Trees

Parking

  • 1 Car Detached Garage
  • 1 Carport Space

Home Design

  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • Ceiling Fan
  • Family Room
  • Living Room
  • Dining Room
  • Bonus Room
  • Lower Floor Utility Room
  • Utility Room
  • Luxury Vinyl Tile Flooring
  • Water Views
  • Finished Basement

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms
  • Soaking Tub

Outdoor Features

  • Docks

Utilities

  • Forced Air Heating and Cooling System
  • Propane Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1960

Lot Details

1.38 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Year Built: 1960
  • Above Grade Finished Sq Ft: 1969.0
  • AssociationCommunity: Association YN: No
  • Room Types: Bonus Room Level: First
  • Room Types: Utility Room Level: Lower
  • Construction Materials:Construction Materials: Vinyl Siding
  • Cooling:Cooling: Central Air
  • Foundation Details:Foundation Details: Block
  • Sewer:Sewer: Septic Tank
  • View:View: Water
  • Water Heater:Water Heater: Propane
  • Water Body Features: Boat Dock
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Range
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Soaking Tub
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Finished
  • Basement: Yes
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 420.0
  • LivingArea: 2389.0
  • Lot Size Area: 1.38
  • Interior: Basement YN: Yes
  • Room Types: Living Room Level: First
  • Room Types: Primary Bedroom Level: First
  • Room Types: Bedroom 2 Level: First
  • Room Types: Dining Room Level: First
  • Room Types: Bedroom 3 Level: First
  • Room Types: Bedroom 4 Level: Lower
  • Room Types: Family Room Level: First
  • Interior Features:Interior Features: Breakfast Bar, Ceiling Fan(s), Soaking Tub

Exterior Features

  • Roof: Metal
  • Construction Materials: Vinyl Siding
  • Foundation Details: Block
  • List Price: 440000.0
  • Lot Features: Wooded, Many Trees
  • View: Water
  • Water Body Name: Kentucky Lake
  • Waterfront: Yes
  • Lot: Waterfront YN: Yes
  • Roof:Roof: Metal

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached Garage
  • Parking Information: Garage YN: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Forced Air
  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Yes
  • Utilities: Cable Connected, Sewer Available
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Utilities:Utilities: Cable Connected, Sewer Available
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Acres: 1.38
  • Lot Size Sq Ft: 60112.8

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 12, 2021
Closed on
Nov 30, 2021
Sold by
Bought by
Seller's Agent
Michael Harris
Harris Real Estate & Auction
Buyer's Agent
Susan Nelson
Elite Realty
List Price
$264,000
Sold Price
$264,000
Current Estimated Value
$386,588

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$122,588
Avg. Annual Appreciation
8.49%
Original Mortgage
$224,400
Outstanding Balance
$202,027
Interest Rate
3.09%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$184,561

Purchase Details

Closed on
Nov 3, 2005
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$264,000 None Available
$146,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $100,000
Open $224,400
Previous Owner --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/09/2026 04/09/26 Sold $420,000 -6.7% $176 / Sq Ft
03/21/2026 03/21/26 Pending -- -- --
10/18/2025 10/18/25 For Sale $450,000 +70.5% $188 / Sq Ft
12/02/2021 12/02/21 Sold $264,000 0.0% $118 / Sq Ft View Prior Sale
10/31/2021 10/31/21 Pending -- -- --
10/12/2021 10/12/21 For Sale $264,000 -- $118 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,603 $264,000 $50,000 $214,000
2024 $2,643 $264,000 $50,000 $214,000
2023 $2,735 $264,000 $50,000 $214,000
2022 $2,846 $264,000 $50,000 $214,000
2021 $1,856 $170,000 $30,000 $140,000
2020 $1,705 $155,000 $19,000 $136,000
2019 $1,705 $155,000 $19,000 $136,000
2018 $1,712 $155,000 $19,000 $136,000
2017 $1,714 $155,000 $19,000 $136,000
2016 $1,716 $155,000 $19,000 $136,000
2015 $1,725 $155,000 $19,000 $136,000
2014 $1,722 $155,000 $0 $0
2010 -- $154,000 $16,000 $138,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: W134311

ImagineMLS (Bluegrass REALTORS®)

APN: 81-00-00-044.000000

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