Seller's Agent in 2025
Mandy Kinley
Coldwell Banker Realty FM
(859) 912-9655
82 Total Sales
422 E Adair St Owenton, KY 40359
Estimated Value: $242,000 - $279,122
4
Beds
3
Baths
1,856
Sq Ft
$139/Sq Ft
Est. Value
Highlights
- Ranch Style House
- Formal Dining Room
- Living Room
- No HOA
- Breakfast Bar
- Central Air
About This Home
As of December 2025MOTIVATED TO MOVE - If you missed it before here's yours chance! No fault of the home that its back on the market. Buyer didn't meet deadline. Seller concessions offered! Welcome to 42 E Adair St - Where Space, Style & Fun Await! This beautifully spacious 4-bedroom, 3-bathroom home in the heart of Owenton offers the perfect blend of comfort and potential. With generous living areas ideal for entertaining, you'll love hosting family and friends in style. Step outside to your own private retreat—an expansive deck and fenced yard tailor-made for BBQs, fire pits, and making summer memories. Inside, the versatile layout includes an unfinished storage area just waiting to become a cozy family room, exciting game space, or the ultimate work-from-home office—whatever fits your lifestyle best! Whether you're looking to spread out or settle down, this home offers everything you need and more. Move in before the next big holiday and start creating moments that matter. This gem won't last—come see it for yourself!
Last Agent to Sell the Property
Coldwell Banker Realty FM License #279147 Listed on: 09/12/2025
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Year Built
- Built in 1995
Lot Details
- 1.7 Acre Lot
Parking
- Driveway
Home Design
- Ranch Style House
- Metal Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,856 Sq Ft Home
- Ceiling Fan
- Gas Fireplace
- Vinyl Clad Windows
- Window Treatments
- Living Room
- Formal Dining Room
- Laminate Flooring
Kitchen
- Breakfast Bar
- Gas Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- 3 Full Bathrooms
- Shower
Schools
- Owen County Elementary School
- Maurice Bowling Middle School
- Owen County High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Heat Pump System
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 12, 2025
Closed on
Dec 19, 2025
Sold by
Bought by
Seller's Agent
Mandy Kinley
Coldwell Banker Realty FM
Buyer's Agent
Ryan Harvey
Wyndham Lyons Realty Ser LLC
List Price
$247,500
Sold Price
$245,000
Premium/Discount to List
-$2,500
-1.01%
Views
31
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,531
Avg. Annual Appreciation
9.06%
Original Mortgage
$240,562
Outstanding Balance
$238,999
Interest Rate
5.62%
Mortgage Type
FHA
Estimated Equity
$19,532
Purchase Details
Closed on
Aug 17, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,011
Interest Rate
5.25%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 4, 2017
Sold by
Bought by
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $245,000 | 360 American Title | ||
| $165,000 | Bridge Trust Title Group | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $240,562 | ||
| Previous Owner | $173,195 | ||
| Previous Owner | $162,011 | ||
| Previous Owner | $60,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/19/2025 12/19/25 | Sold | $245,000 | -1.0% | $132 / Sq Ft |
| 09/14/2025 09/14/25 | Pending | -- | -- | -- |
| 09/12/2025 09/12/25 | For Sale | $247,500 | -- | $133 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,987 | $165,000 | $0 | $0 |
| 2024 | $1,934 | $165,000 | $0 | $0 |
| 2023 | $1,952 | $165,000 | $0 | $0 |
| 2022 | $1,931 | $165,000 | $0 | $0 |
| 2021 | $1,933 | $165,000 | $30,000 | $135,000 |
| 2020 | $1,973 | $165,000 | $30,000 | $135,000 |
| 2019 | $1,978 | $165,000 | $0 | $0 |
| 2018 | $1,514 | $130,000 | $0 | $0 |
| 2017 | $1,485 | $130,000 | $0 | $0 |
| 2016 | $1,834 | $160,000 | $0 | $0 |
| 2015 | -- | $220,800 | $110,400 | $110,400 |
| 2013 | $913 | $0 | $0 | $0 |
| 2012 | $913 | $85,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mandy Kinley
-
Ryan Harvey
Buyer's Agent in 2025
Ryan Harvey
Wyndham Lyons Realty Ser LLC
(859) 640-2106
66 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 636225
APN: 061-20-00-075.31
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
Nearby Homes
- 311 E Adair St
- 111 Kelly Ct
- 313 N Adams St
- 150 Gaines Ave
- 101 Roland Ave
- 8530 Hwy 22 E
- 90 Botts St
- 34.67 Acres Highway 22 E
- 3680 Highway 127 N
- 165 Cull Rd
- 3965 Highway 127 S
- 3515 Highway 127 N
- 3105 Gratz Rd
- 2470 Highway 127 S
- 0 Jackie Unit Lot 1-2 636303
- 0 Jackie Unit Lots 5-7 636278
- 100 Jackie Ln
- Lot #4 Georgetown Rd
- 2105 Highway 127 S
- 1925 Old Monterey Rd
- 416 E Adair St
- 412 E Adair St
- 406 E Adair St
- 460 E Adair St
- 410 E Adair St
- 3720 U S 127
- 101 E Adair St
- 208 E Adair St Unit 8
- 208 E Adair St
- 116 E Adair St
- 114 E Adair St
- 108 E Adair St
- 1390 Highway 127 S
- 202 E Adair St
- 204 E Adair St
- 316 E Adair St
- 308 E Adair St
- 302 E Adair St
- 106 E Adair St
- 2955 Highway 127 S
Your Personal Tour Guide
Ask me questions while you tour the home.