NOT LISTED FOR SALE

422 E Banbury Rd Tappahannock, VA 22560

Estimated Value: $312,000 - $351,901

3 Beds
2 Baths
1,734 Sq Ft
$193/Sq Ft Est. Value

Sale Details

Date Sold: September 19, 2025

Last sale price $340,000 $196 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,962 / mo

5 Days on Market

Highlights

  • Water Views
  • Community Boat Facilities
  • Deck
  • Beach
  • River Access
  • Wood Flooring

About This Home

As of September 2025

Nestled in the established waterfront community of Gwynnfield along the Rappahannock River, this beautifully maintained 3-bedroom, 2-bathroom home offers 1,734 sq ft of comfortable living space and is just one street over from the community boat ramp and beaches. The river water here is perfect for blue crabbing, without the nuisance of jellyfish, and a personal buoy at the beach makes it easy to tie off your boat or jet skis. Inside, the home comes with many updates and is freshly painted throughout, featuring a spacious first floor with a family room, living room, and a versatile flex room—ideal for multiple living and entertaining needs. The kitchen boasts generous cabinet space, a tile backsplash, a charming garden window, and a walk-in pantry, and flows into the dining area with gleaming hardwood floors. A large laundry room with added storage and a full bathroom completes the main level. Upstairs, you'll find three bedrooms with hardwood floors and a large, updated full bathroom with a tub. Enjoy relaxing on the inviting front porch with outdoor lighting or host gatherings on the rear deck overlooking the expansive flat lot. A double-width driveway provides ample parking for guests, a boat, or even an RV. This is an exceptional opportunity to enjoy river living in a quiet, well-loved neighborhood.

Last Agent to Sell the Property

Hayden Moore

Hometown Realty License #0225256864 Listed on: 08/06/2025

Hometown Realty

Last Buyer's Agent

Hayden Moore

Hometown Realty License #0225256864 Listed on: 08/06/2025

Hometown Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,256

Year Built

  • Built in 1973

Lot Details

  • 17,110 Sq Ft Lot
  • Level Lot
  • Zoning described as R-2

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage
  • Workshop in Garage
  • Driveway
  • Unpaved Parking

Home Design

  • Brick Exterior Construction
  • Fire Rated Drywall
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 1,734 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Sliding Doors
  • Dining Area
  • Water Views
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Walk-In Pantry
  • Oven
  • Induction Cooktop
  • Microwave
  • Dishwasher
  • Laminate Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • River Access
  • Deck
  • Exterior Lighting
  • Shed
  • Front Porch

Schools

  • Tappahannock Elementary School
  • Essex Middle School
  • Essex High School

Utilities

  • Central Air
  • Heat Pump System
  • Shared Well
  • Water Heater
  • Engineered Septic

Listing and Financial Details

  • Tax Lot 17
  • Assessor Parcel Number 26C-9-D-17

Community Details

Overview

  • Gwynnfield Subdivision

Amenities

  • Common Area

Recreation

  • Community Boat Facilities
  • Beach
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,256

Year Built

Built in 1973

Lot Details

0.39 Acres

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1973
  • Property Attached Yn: No
  • Lot Size Acres: 0.3928
  • Water Body Name: Rappahannock River
  • Ownership: Individuals
  • Subdivision Name: Gwynnfield
  • Above Grade Finished Sq Ft: 1734.0
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Above Grade Unfinished Sq Ft: 1734.0
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Carpet, Tile, Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Microwave, Oven, Refrigerator, Smooth Cooktop, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Masonry, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Breakfast Area, Dining Area, Fireplace, Laminate Counters, Pantry
  • Living Area: 1734.0
  • Stories: 2

Exterior Features

  • Fencing: None
  • Lot Features: Level
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: River Access
  • Waterfront: No
  • Construction Type: Brick, Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Lighting, Porch, Storage, Shed, Unpaved Driveway
  • Patio And Porch Features: Rear Porch, Front Porch, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.5
  • Parking Features: Attached, Driveway, Garage, Oversized, Two Spaces, Unpaved, Workshop in Garage

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Sewer: Engineered Septic
  • Water Heater: Electric
  • Water Source: Community/Coop, Shared Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Boat Facilities, Common Grounds/Area, Park
  • Association Fee: 150.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Middle Or Junior School: Essex

Lot Info

  • Topography: Level
  • Parcel Number: 26C-9-D-17
  • Zoning Description: R-2

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1255.6
  • Tax Lot: 17

MLS Schools

  • Elementary School: Tappahannock
  • High School: Essex

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 6, 2025
Closed on
Sep 12, 2025
Sold by
Bought by
Seller's Agent
Hayden Moore
Hometown Realty
Buyer's Agent
Hayden Moore
Hometown Realty
List Price
$349,950
Sold Price
$340,000
Premium/Discount to List
-$9,950
-2.84%
Views
43
Current Estimated Value
$334,975

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,025
Avg. Annual Appreciation
-1.72%
Original Mortgage
$272,000
Outstanding Balance
$269,509
Interest Rate
5.99%
Mortgage Type
New Conventional
Estimated Equity
$65,466

Purchase Details

Listed on
Nov 3, 2018
Closed on
Mar 21, 2019
Sold by
Bought by
Seller's Agent
Jonathan Wainwright
Long & Foster REALTORS
Buyer's Agent
Katie Cuozzo
Long & Foster REALTORS
List Price
$168,000
Sold Price
$160,000
Premium/Discount to List
-$8,000
-4.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.32%
Original Mortgage
$161,616
Interest Rate
4.3%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$340,000 Fidelity National Title
$160,000 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $272,000
Previous Owner $161,616
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/19/2025 09/19/25 Sold $340,000 -2.8% $196 / Sq Ft
08/11/2025 08/11/25 Pending -- -- --
08/06/2025 08/06/25 For Sale $349,950 +118.7% $202 / Sq Ft
03/27/2019 03/27/19 Sold $160,000 -4.8% $92 / Sq Ft View Prior Sale
01/10/2019 01/10/19 Pending -- -- --
11/03/2018 11/03/18 For Sale $168,000 -- $97 / Sq Ft
Source: Central Virginia Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,314 $238,900 $41,100 $197,800
2024 $1,256 $172,000 $40,000 $132,000
2023 $1,256 $172,000 $40,000 $132,000
2022 $1,256 $172,000 $40,000 $132,000
2021 $1,273 $172,000 $40,000 $132,000
2020 $1,210 $140,700 $40,000 $100,700
2019 $1,238 $136,300 $40,000 $96,300
2018 $1,238 $136,300 $40,000 $96,300
2017 -- $0 $0 $0
2016 $1,199 $136,300 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2522007

Central Virginia Regional MLS

APN: 26C-9-D-17

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