Seller's Agent in 2023
Sandra K. Libby
Long & Foster
(410) 647-8305
16 in this area
128 Total Sales
423 Beach Dr Annapolis, MD 21403
Estimated Value: $491,537 - $507,000
2
Beds
1.5
Baths
1,088
Sq Ft
$458/Sq Ft
Est. Value
Highlights
- Marina
- Boat Ramp
- Canoe or Kayak Water Access
- Hillsmere Elementary School Rated 9+
- Home fronts navigable water
- Fishing Allowed
About This Home
As of August 2023Introducing the perfect retreat in the sought-after water privileged community of Hillsmere Shores - a charming cottage that will steal your heart! This adorable property has many recent updates including an HVAC system and a fabulous laundry room.
Step inside and be greeted by the warm embrace of hardwood flooring, exuding timeless elegance and adding a touch of sophistication to the home's ambiance. Enjoy the gentle breeze and tranquility on the screened porch, creating the ideal spot for relaxation or entertaining guests.
The lower level of this home boasts a cozy fireplace, perfect for those cool evenings spent unwinding or hosting intimate gatherings with loved ones. The spacious area lends itself as an additional area for overnight guests.
Experience the incredible Annapolis lifestyle. Hillsmere Shores offers residents a beautiful beach and their slogan “where the Chesapeake bay meets the South River”. A playground, a community swimming pool and walking distance to a library, restaurants, and Quiet Waters park are just a few of the reasons this neighborhood has become a local favorite. Downtown Annapolis is a quick drive away where "Annapolotins" enjoy museums, restaurants, theater and maritime history.
While the interior has been carefully attended to, the exterior and grounds provide an opportunity for your personal touch. Priced to accommodate improvements, this cottage presents the chance to tailor the outdoor spaces to your vision and create a truly enchanting oasis.
Don't miss out on this exceptional opportunity to own a piece of paradise in Hillsmere Shores. Contact us today to schedule a private tour and discover the endless possibilities that await you in this charming cottage by the sea!
Last Agent to Sell the Property
(410) 263-3400 sandra@sandraklibby.com Long & Foster Real Estate, Inc. License #RA-0020752 Listed on: 06/30/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,931
Year Built
- Built in 1965
Lot Details
- 0.28 Acre Lot
- Home fronts navigable water
- Partially Wooded Lot
- Property is zoned R2
HOA Fees
- $21 Monthly HOA Fees
Home Design
- Rambler Architecture
- Cottage
- Brick Exterior Construction
- Block Foundation
- Asphalt Roof
- Shake Siding
Interior Spaces
- Property has 2 Levels
- Built-In Features
- Chair Railings
- Crown Molding
- Recessed Lighting
- Wood Burning Fireplace
- Insulated Windows
- Window Treatments
- Bay Window
- Sliding Doors
- Six Panel Doors
- Great Room
- Living Room
- Combination Kitchen and Dining Room
- Storage Room
- Utility Room
- Garden Views
- Storm Doors
- Attic
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
- Six Burner Stove
- Built-In Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
Laundry
- Laundry Room
- Electric Front Loading Dryer
- Front Loading Washer
Basement
- Walk-Out Basement
- Laundry in Basement
Parking
- 2 Parking Spaces
- 2 Driveway Spaces
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Waterski or Wakeboard
- Sail
- Swimming Allowed
- Powered Boats Permitted
- Lake Privileges
- Deck
- Shed
- Porch
Schools
- Hillsmere Elementary School
- Annapolis Middle School
- Annapolis High School
Utilities
- Ductless Heating Or Cooling System
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Well
- Electric Water Heater
- Water Conditioner is Owned
- Cable TV Available
Listing and Financial Details
- Tax Lot 13
- Assessor Parcel Number 020241201605100
Community Details
Overview
- Hillsmere Estates Subdivision
- Community Lake
Amenities
- Common Area
Recreation
- Boat Ramp
- Community Boat Dock
- Pier or Dock
- Marina
- Beach
- Community Playground
- Community Pool
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 30, 2023
Closed on
Aug 3, 2023
Sold by
Matthews Katherine Hillary and Matthews Eric Jay
Bought by
Armetta Erika Rose and Pinton Luke
Seller's Agent
Sandra K. Libby
Long & Foster Real Estate, Inc.
Buyer's Agent
Charlotte Savoy
The KW Collective
List Price
$449,000
Sold Price
$455,250
Premium/Discount to List
$6,250
1.39%
Views
147
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,384
Avg. Annual Appreciation
3.65%
Original Mortgage
$364,200
Outstanding Balance
$355,683
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$142,951
Purchase Details
Listed on
Aug 29, 2014
Closed on
Nov 12, 2014
Sold by
Farrell Kimberly J
Bought by
Matthews Katherine Hillary and Matthews Eric Jay
Seller's Agent
Dawn Dougan
Long & Foster Real Estate, Inc.
Buyer's Agent
Carol Tinnin
RE/MAX Leading Edge
List Price
$350,000
Sold Price
$344,900
Premium/Discount to List
-$5,100
-1.46%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.23%
Original Mortgage
$327,655
Interest Rate
4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 4, 2007
Sold by
Fagiolo Joseph E
Bought by
Farrell Kimberly J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.41%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 1, 2007
Sold by
Fagiolo Joseph E
Bought by
Farrell Kimberly J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.41%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 2, 2006
Sold by
Fagiolo Joseph E
Bought by
Fagiolo Joseph E and Fagiolo Stacey
Purchase Details
Closed on
Mar 6, 2006
Sold by
Fagiolo Joseph E
Bought by
Fagiolo Joseph E and Fagiolo Stacey
Purchase Details
Closed on
Jul 19, 2005
Sold by
Gray Dane
Bought by
Fagiolo Joseph E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,000
Interest Rate
6.12%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Oct 12, 2001
Sold by
Domino Robert A
Bought by
Gray Dane and Gray Heather J
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Armetta Erika Rose | $455,250 | Universal Title | |
| Armetta Erika Rose | $455,250 | Universal Title | |
| Matthews Katherine Hillary | $344,900 | Champion Realty Title | |
| Farrell Kimberly J | $365,000 | -- | |
| Farrell Kimberly J | $365,000 | -- | |
| Fagiolo Joseph E | -- | -- | |
| Fagiolo Joseph E | -- | -- | |
| Fagiolo Joseph E | $320,000 | -- | |
| Gray Dane | $172,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Armetta Erika Rose | $364,200 | |
| Closed | Armetta Erika Rose | $364,200 | |
| Previous Owner | Matthews Katherine Hillary | $327,655 | |
| Previous Owner | Farrell Kimberly J | $200,000 | |
| Previous Owner | Farrell Kimberly J | $200,000 | |
| Previous Owner | Fagiolo Joseph E | $256,000 | |
| Closed | Gray Dane | -- |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/03/2023 08/03/23 | Sold | $455,250 | +1.4% | $418 / Sq Ft | |
| 06/30/2023 06/30/23 | For Sale | $449,000 | +30.2% | $413 / Sq Ft | |
| 11/12/2014 11/12/14 | Sold | $344,900 | -1.4% | $195 / Sq Ft | View Prior Sale |
| 10/11/2014 10/11/14 | Pending | -- | -- | -- | |
| 10/11/2014 10/11/14 | Price Changed | $349,900 | +2.9% | $198 / Sq Ft | |
| 10/02/2014 10/02/14 | Price Changed | $339,900 | -2.9% | $192 / Sq Ft | |
| 08/29/2014 08/29/14 | For Sale | $350,000 | -- | $198 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,730 | $382,633 | -- | -- |
| 2024 | $4,730 | $363,367 | $0 | $0 |
| 2023 | $4,423 | $344,100 | $244,900 | $99,200 |
| 2022 | $4,158 | $343,500 | $0 | $0 |
| 2020 | $3,996 | $342,300 | $244,900 | $97,400 |
| 2019 | $3,933 | $334,933 | $0 | $0 |
| 2018 | $3,322 | $327,567 | $0 | $0 |
| 2017 | $3,715 | $320,200 | $0 | $0 |
| 2016 | -- | $304,433 | $0 | $0 |
| 2015 | -- | $288,667 | $0 | $0 |
| 2014 | -- | $272,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sandra K. Libby
-
Charlotte Savoy
Buyer's Agent in 2023
Charlotte Savoy
The KW Collective
(443) 858-2723
2 in this area
738 Total Sales
-
Dawn Dougan
Seller's Agent in 2014
Dawn Dougan
Long & Foster
(410) 991-9500
10 in this area
21 Total Sales
-
Carol Tinnin
Buyer's Agent in 2014
Carol Tinnin
RE/MAX
(410) 808-1838
8 in this area
203 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2063696
APN: 02-412-01605100
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