NOT LISTED FOR SALE

423 Loder St Waverly, NY 14892

Estimated Value: $123,000 - $204,000

5 Beds
2 Baths
2,726 Sq Ft
$58/Sq Ft Est. Value

Last Sold June 18, 2020

Last sale price $44,600 $16 Per Sq Ft

Est. 257% increase in value since last sale

Current estimated payment $1,039/month

19 Days on Market

Highlights

  • Wood Flooring
  • 2 Car Detached Garage
  • Level Lot
  • Covered patio or porch
  • Forced Air Heating System

About This Home

As of June 2020

5 bedroom 2 bath 2 story HUD HOME SOLD "AS IS " by elec. bid only. Prop avail 5/11/20 bids due 5/15/20 by 11:59 PM Central Time then daily until sold.#371-334813 UK Uninsured .Eligible FHA 203K financing FHA coventional cash Rpr.www.HUDHomestore.com for form & PCR BLB Resources makes no warranty as to condition of property. Buyer to verify all info

Last Agent to Sell the Property

Debbie Ryer

NORA M. E. DAVIS REAL ESTATE License #10371200318 Listed on: 05/12/2020

Last Buyer's Agent

Sue Sprout

NORA M. E. DAVIS REAL ESTATE License #30SP0614706

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1857

Lot Details

  • Lot Dimensions are 60x193
  • Level Lot

Parking

  • 2 Car Detached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 2,726 Sq Ft Home
  • 2-Story Property
  • Basement

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Covered patio or porch

Schools

  • Elm Street Elementary School

Utilities

  • Forced Air Heating System
  • Gas Water Heater

Listing and Financial Details

  • HUD Owned
  • Assessor Parcel Number 492001-166-019-0001-038-000-0000

Home Details

Home Type

Single Family

Year Built

Built in 1857

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 60x193
  • Ownership: HUD
  • Directions: rt 17 to exit 61,eft onto Cayuta Ave,left onto Broad St,right onto Loder St.
  • Above Grade Finished Sq Ft: 2726.0
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 1857
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Gas Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Flooring: Hardwood, Vinyl
  • Living Area: 2726.0

Exterior Features

  • Lot Features: Level
  • Construction Type: Vinyl Siding
  • Exterior Features: Porch
  • Foundation Details: Basement
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage, Two Car Garage

Utilities

  • Heating: Forced Air
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Schools

  • Elementary School: Elm Street
  • Junior High Dist: Waverly

Lot Info

  • Parcel #: 492001-166-019-0001-038-000-0000
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3450.0
  • Tax Book Number: 166.19-1-38

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 12, 2020
Closed on
Jun 15, 2020
Sold by
Usa Hud
Bought by
Russell Michael T and Bailey Pauline M
Seller's Agent
Debbie Ryer
NORA M. E. DAVIS REAL ESTATE
Buyer's Agent
Sue Sprout
NORA M. E. DAVIS REAL ESTATE
List Price
$47,000
Sold Price
$44,600
Premium/Discount to List
-$2,400
-5.11%
Current Estimated Value
$159,388

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$114,788
Avg. Annual Appreciation
28.56%

Purchase Details

Closed on
Jan 5, 2018
Sold by
Phh Mortgage Corp
Bought by
Usa Hud

Purchase Details

Closed on
Dec 23, 2015
Sold by
Secretary Of Housing & Urban Development
Bought by
Phh Mortgage Corporation

Purchase Details

Closed on
Dec 9, 2014
Sold by
Phh Mortgage Corporation
Bought by
Secretary Of Housing And Urban Development

Purchase Details

Closed on
Nov 18, 2014
Sold by
Weston By Referee Sherry
Bought by
Phh Mortgage Corporation

Purchase Details

Closed on
Feb 27, 2003
Sold by
Citi Financial Mortgage C O Inc
Bought by
Tyrell Scott and Tyrell Cara

Purchase Details

Closed on
Aug 11, 1995
Sold by
Trudeau Michael and Trudeau Cathy
Bought by
Stefanik Robert and Stefanik Jennifer
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Russell Michael T $44,600 None Available
Usa Hud -- None Available
Phh Mortgage Corporation -- --
Secretary Of Housing And Urban Development -- Shapiro, Dicaro & Barak
Phh Mortgage Corporation $103,392 Shapiro, Dicaro & Barak
Tyrell Scott $31,000 George Awad Jr
Stefanik Robert $53,000 --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/18/2020 06/18/20 Sold $44,600 -5.1% $16 / Sq Ft
06/01/2020 06/01/20 Pending -- -- --
05/12/2020 05/12/20 For Sale $47,000 -- $17 / Sq Ft
Source: Greater Binghamton Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,879 $83,000 $12,800 $70,200
2023 $42 $83,000 $12,800 $70,200
2022 $4,039 $83,000 $12,800 $70,200
2021 $4,036 $83,000 $12,800 $70,200
2020 $4,692 $83,000 $12,800 $70,200
2019 $1,037 $83,000 $12,800 $70,200
2018 $3,450 $83,000 $12,800 $70,200
2017 $3,398 $83,000 $12,800 $70,200
2016 $3,337 $83,000 $12,800 $70,200
2015 -- $83,000 $12,800 $70,200
2014 -- $83,000 $12,800 $70,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Binghamton Association of REALTORS®

MLS Number: 302442

APN: 492001-166-019-0001-038-000-0000