NOT LISTED FOR SALE

424 E Nursery Rd Santa Rosa Beach, FL 32459

Estimated Value: $453,000 - $520,000

3 Beds
3 Baths
1,184 Sq Ft
$413/Sq Ft Est. Value

Last Sold January 13, 2025

Last sale price $510,000 $431 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $2,757/month

81 Days on Market

Highlights

  • Parking available for a boat
  • Spa
  • Vaulted Ceiling
  • Dune Lakes Elementary School Rated A-
  • Newly Painted Property
  • Florida Architecture

About This Home

As of January 2025

Furnished and completed remodeled 3 bedroom, 3 bath home with 1184 sq ft nestled in a wooded oasis only minutes to the white sandy beaches on the Gulf of Mexico. There is no homeowner's association! Two bedrooms and two full baths are upstairs (1024 sq ft), while a 1 bedroom and 1 bath studio (165 sq ft) are downstairs. Make this a primary home, second home, or an investment property. The annual projected short term rental income is $100,000. This home is only a half mile to the Cessna Landing Boat Ramp, less than 5 miles to the beach, and minutes to all that South Walton has to offer. There is boat and trailer parking directly under the home with dual carport spaces and 6 driveway spaces! Insurance is not an issue with this home with a Metal Roof (2018 yr), newer hot water heater (2023) and HVAC (approx. 2012). This home conveys with a level 2 EV charger! The exterior of the home features vertically mounted Hardie Board Siding on 24 inch centers, Hardi soffits and eaves, newer decking and handcrafted stair rails, screened in porches and tongue and groove ceilings. The handmade Cedar French Doors are exquisite. The interior of the home features vaulted tongue and groove ceilings in the main living area, Luxury Vinyl Plank flooring, custom lighting throughout, 5 inch base, custom millwork, shaker style custom doors with black hardware, 2 inch vinyl blinds, fireplace with mantel, and a wall mounted Flat Screen TV. The kitchen features floor to ceiling tiled back splash with open shelving, custom, white shaker cabinets, gold custom hardware, luxury quartzite countertops, and black stainless appliances. The appliances include a French Door refrigerator, dishwasher, slide in stove, and range hood. The kitchen also features a raised bar that seats 2-3 guests and the kitchen opens to the dining room and living room area. There are two bedrooms with ensuite bathrooms. The first bathroom features a separate vanity with black hardware, new mirror and vanity lighting. Faucets and fixtures have been upgraded in this home! The walk in shower with a bench and two separate niches features custom floor to ceiling tile with a herringbone pattern. The second full bathroom features all new vanity, faucets, fixtures, and a walk in shower with custom brick lay tile pattern. There is also an open laundry room in the large bathroom. This home has it all, location, designer decor and interior finishes, and upgraded exterior finishes. The downstairs one bedroom and one bath studio features a walk in shower with frameless glass doors, custom floor to ceiling wall shower tile with niche, and tiled floors and walls. There is a furniture piece vanity with custom mirrors and lighting. There is a new mini split system for the downstairs studio. The owner spared no expense and added tongue and groove to the ceiling downstairs as well as trimming the walls in a drift wood style vinyl wall decor. There are areas all round this home to relax from a covered patio, the open upper deck and the private, screened in front porch. This furnished beach cottage is a perfect investment in the Santa Rosa Beach area! Buyer to verify all dimensions and information.

Last Agent to Sell the Property

Wendy Thomas

Keller Williams Realty FWB License #3238307 Listed on: 09/26/2024

Keller Williams Realty FWB

Last Buyer's Agent

Wendy Thomas

Keller Williams Realty FWB License #3238307 Listed on: 09/26/2024

Keller Williams Realty FWB

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1990

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 52x125
  • Property fronts a private road
  • Property fronts a county road
  • Back Yard Fenced

Home Design

  • Florida Architecture
  • Newly Painted Property
  • Metal Roof
  • Cement Board or Planked

Interior Spaces

  • 1,184 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Living Room
  • Dining Area
  • Screened Porch
  • Vinyl Flooring
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Parking

  • 3 Attached Carport Spaces
  • Oversized Parking
  • Parking available for a boat
  • RV Access or Parking

Outdoor Features

  • Spa
  • Shed

Location

  • Flood Insurance May Be Required

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Town Of Santa Rosa Subdivision

Listing and Financial Details

  • Assessor Parcel Number 22-2S-20-33120-002-0030

Home Details

Home Type

Single Family

Year Built

Built in 1990

Lot Details

0

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 52x125
  • Road Frontage Type: County Road, Private Road
  • Subdivision Name: TOWN OF SANTA ROSA
  • Directions: From 98 go north on N 393, right (East) on Nursery, just under a half mile the sign will be on the right before you get to Indian Woman. Turn into unpaved driveway. House will be on left at end of driveway.
  • Architectural Style: Florida Cottage
  • Carport Y N: Yes
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1990
  • Remarks Misc:Remarks: Furnished and completed remodeled 3 bedroom, 3 bath home with 1184 sq ft nestled in a wooded oasis only minutes to the white sandy beaches on the Gulf of Mexico. There is no homeowner's association! Two bedrooms and two full baths are upstairs (1024 sq ft), while a 1 bedroom and 1 bath studio (165 sq ft) are downstairs. Make this a primary home, second home, or an investment property. The annual projected short term rental income is $100,000. This home is only a half mile to the Cessna Landing Boat Ramp, less than 5 miles to the beach, and minutes to all that South Walton has to offer. There is boat and trailer parking directly under the home with dual carport spaces and 6 driveway spaces! Insurance is not an issue with this home with a Metal Roof (2018 yr), newer hot water heater (2023)
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Dining Area: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Freezer, Refrigerator W/IceMk, Stove/Oven Electric
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: Breakfast Bar, Ceiling Vaulted, Floor Vinyl, Newly Painted, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Appliances:Freezer: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Newly Painted: Yes

Exterior Features

  • Lot Features: Flood Insurance Req, Within 1/2 Mile to Water
  • Construction Type: Roof Metal, Siding CmntFbrHrdBrd
  • Exterior Features: Fenced Back Yard, Hot Tub, Porch Screened, Yard Building
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Lot Features:Flood Insurance Req: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Porch Screened: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 3.0
  • Parking Features: Boat, Carport Attached, Covered, Oversized, RV
  • General Property Info:Garage2: No
  • Parking Features:Oversized: Yes
  • Parking Features:Boat: Yes
  • Parking Features:Carport Attached: Yes
  • Parking Features:Covered: Yes
  • Parking Features:RV: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Public Sewer, Public Water

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 6098.4
  • Parcel #: 22-2S-20-33120-002-0030
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2024
Closed on
Jan 13, 2025
Sold by
Mcintosh Christina E and Herndon Tyler L
Bought by
Kinsella Kirsten A
Seller's Agent
Wendy Thomas
Keller Williams Realty FWB
Buyer's Agent
Wendy Thomas
Keller Williams Realty FWB
List Price
$549,000
Sold Price
$510,000
Premium/Discount to List
-$39,000
-7.1%
Views
17
Current Estimated Value
$488,412

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$21,588
Avg. Annual Appreciation
-4.32%
Original Mortgage
$357,000
Outstanding Balance
$353,883
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$134,529

Purchase Details

Closed on
Aug 1, 2022
Sold by
Ann Ison Rebecca
Bought by
Ison Rebecca Ann and Mcintosh James H

Purchase Details

Closed on
Jan 18, 2019
Sold by
Sullivan William J and Sullivan William G
Bought by
Ison Rebecca Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,310
Interest Rate
4.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 22, 2013
Sold by
Shaw Larry S and Shaw Betty L
Bought by
Sullivan William John and Sullivan William G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,600
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 26, 2011
Sold by
Nationstar Mortgage Llc
Bought by
Shaw Larry S and Shaw Betty L

Purchase Details

Closed on
Jun 9, 2010
Sold by
Kennedy Tracy and Martin Joseph Dean
Bought by
Nationstar Mortgage Llc

Purchase Details

Closed on
Nov 10, 2006
Sold by
Kennedy Tracy
Bought by
Kennedy Tracy and Martin Joseph Dean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
6.25%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Dec 15, 2005
Sold by
Huffman Aubrey M and Huffman Shelia W
Bought by
Kennedy Tracy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,900
Interest Rate
5.84%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Oct 29, 2004
Sold by
Kleback Douglas J and Kleback Douglas Joseph
Bought by
Huffman Aubrey M and Huffman Shelia W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
5.57%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 2, 2004
Sold by
Moore Joe Allen
Bought by
Kleback Douglas J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,900
Interest Rate
5.55%
Mortgage Type
Construction
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Buyer Sale Price Title Company
Kinsella Kirsten A $510,000 Mcneese Title
Kinsella Kirsten A $510,000 Mcneese Title
Ison Rebecca Ann $102,500 None Listed On Document
Ison Rebecca Ann $223,000 Attorney
Sullivan William John $119,500 None Available
Shaw Larry S $70,000 Buyers Title Inc
Nationstar Mortgage Llc $176,300 Attorney
Kennedy Tracy -- Netco
Kennedy Tracy $154,500 Surety Land Title Of Fl Llc
Huffman Aubrey M $100,000 Surety Land Title Of Florida
Kleback Douglas J $20,000 Acquire Land Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kinsella Kirsten A $357,000
Closed Kinsella Kirsten A $357,000
Previous Owner Ison Rebecca Ann $216,310
Previous Owner Sullivan William John $95,600
Previous Owner Kennedy Tracy $45,000
Previous Owner Kennedy Tracy $180,000
Previous Owner Kennedy Tracy $30,900
Previous Owner Kennedy Tracy $123,600
Previous Owner Huffman Aubrey M $130,000
Previous Owner Kleback Douglas J $84,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/13/2025 01/13/25 Sold $510,000 -7.1% $431 / Sq Ft
12/16/2024 12/16/24 Pending -- -- --
09/26/2024 09/26/24 For Sale $549,000 +46.4% $464 / Sq Ft
10/18/2023 10/18/23 Sold $375,000 -8.3% $317 / Sq Ft View Prior Sale
09/15/2023 09/15/23 Pending -- -- --
08/16/2023 08/16/23 Price Changed $409,000 -2.5% $345 / Sq Ft
07/31/2023 07/31/23 Price Changed $419,424 -4.7% $354 / Sq Ft
07/05/2023 07/05/23 For Sale $439,987 -- $372 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,433 $269,304 $42,000 $227,304
2024 $2,510 $275,001 $45,000 $230,001
2023 $2,510 $276,203 $35,000 $241,203
2022 $981 $144,059 $0 $0
2021 $989 $139,863 $0 $0
2020 $1,005 $137,932 $16,224 $121,708
2019 $1,147 $115,513 $12,000 $103,513
2018 $620 $99,481 $0 $0
2017 $598 $97,435 $7,696 $89,739
2016 $587 $95,713 $0 $0
2015 $592 $95,048 $0 $0
2014 $994 $96,411 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 959839

Emerald Coast Association of REALTORS®

APN: 22-2S-20-33120-002-0030