NOT LISTED FOR SALE

424 N Pearl St Covington, OH 45318

Covington Area

Estimated Value: $182,000 - $221,227

3 Beds
1 Bath
1,658 Sq Ft
$124/Sq Ft Est. Value

Sale Details

Date Sold: January 2, 2025

Last sale price $199,900 $121 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $1,281 / mo

15 Days on Market

Highlights

  • Traditional Architecture
  • 1 Car Detached Garage
  • Window Unit Cooling System
  • No HOA
  • Porch
  • Bathroom on Main Level

About This Home

As of January 2025

Covington Charmer Beautifully Renovated and Ready to Move In! The Spacious and Inviting Front Porch Welcomes You In. Once Inside the Old-World Charm and Decorating Will Capture Your Heart! Open Living Room and Family Room. Living Room Has Beautiful Original Wide Plank Floors and Fireplace. Fabulous Dining Room and Kitchen with Range, Refrigerator and Dishwasher! Spacious 1st Floor Bedroom. Beautiful and Spacious Remodeled Bath! Large 1st Floor Laundry Room. Two Charming 2nd Floor Bedrooms. Energy Efficient Hot Water Heat System. Gas Average $100/Month. Electric $60-$90. Water/Sewer $85. Trash/Recycling $33. Recent Updates - New Water Heater, Tile Floor in Laundry Room, Complete Bath Remodel. Earlier Updates by Prior Owner Around 2021 - New Kitchen, Flooring in Kitchen and Dining, Rear Deck, Fencing, Complete Roof on the Rear Section, Exterior Paint 2019 and Window A/C Unit. You Will Enjoy Relaxing on the Large Back Deck and the Extra Deep Yard Ideal for a Great Garden Spot! 1-Car Detached Garage, Shed and Large Gravel Parking Area. Schedule an Appointment Today Before This Outstanding Home Gets Away!

Last Agent to Sell the Property

Mary Couser

Galbreath REALTORS Brokerage Phone: (937) 339-0508 License #0000329508 Listed on: 10/28/2024

Last Buyer's Agent

Karen Duke

Key Realty License #2019003164

Key Realty

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • 1920

Lot Details

  • 14,810 Sq Ft Lot
  • Lot Dimensions are 89x167
  • Fenced

Parking

  • 1 Car Detached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction

Interior Spaces

  • 1,658 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Electric Fireplace

Kitchen

  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Shed
  • Porch

Utilities

  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Hot Water Heating System
  • Heating System Uses Steam
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Village/Covington Subdivision

Listing and Financial Details

  • Assessor Parcel Number H19020900

Home Details

Home Type

Single Family

Year Built

1920

Lot Details

0.34 Acres

Parking

1

Listing Details

  • Major Appliances: Dishwasher, Disposal, Range, Refrigerator, Gas Water Heater
  • Cooling System: Window Unit(s)
  • Property Sub Type: Single Family Residence
  • Year Built: 1920
  • Attribution Contact: (937) 339-0508
  • Lot Size Acres: 0.34
  • Co List Office Phone: (937) 339-0508
  • MLS Status: Closed
  • Architectural Style: Traditional
  • Fireplace Features: Electric, One
  • Living Area: 1658.0
  • Master Plan Zoning: Residential
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Ceiling Fan(s), High Speed Internet
  • Basement: Crawl Space, Partial
  • Garage Spaces: 1.0
  • Levels: Two
  • Property Type: Residential
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Main Level Bathrooms: 1
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Type: Brick
  • Exterior Features: Fence, Porch, Storage
  • Other Structures: Shed(s)
  • Patio And Porch Features: Porch

Garage/Parking

  • Attached Garage: No
  • Attached Garage: Yes
  • Parking Features: Detached, Garage, One Car Garage

Utilities

  • Heating: Hot Water, Natural Gas, Steam
  • Utilities: Natural Gas Available, Sewer Available, Water Available, Cable Available
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Covington

Lot Info

  • Lot Dimensions: 89x167
  • Lot Size Sq Ft: 14810.0
  • Parcel Number: H19020900
  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 28, 2024
Closed on
Dec 31, 2024
Sold by
Bought by
Seller's Agent
Mary Couser
Galbreath REALTORS
Buyer's Agent
Karen Duke
Key Realty
List Price
$199,900
Sold Price
$199,900
Views
287
Current Estimated Value
$204,807

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,907
Avg. Annual Appreciation
1.55%
Original Mortgage
$193,903
Outstanding Balance
$190,803
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$14,004

Purchase Details

Listed on
Mar 30, 2021
Closed on
May 24, 2021
Sold by
Bought by
Seller's Agent
Jerry Miller
Garden Gate Realty, Inc.
Buyer's Agent
Mary Couser
Galbreath REALTORS
List Price
$165,900
Sold Price
$168,888
Premium/Discount to List
$2,988
1.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.78%
Original Mortgage
$159,600
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 23, 2018
Closed on
Nov 13, 2018
Sold by
Bought by
Seller's Agent
Jeff Apple
Berkshire Hathaway Professional Realty
Buyer's Agent
Jerry Miller
Garden Gate Realty, Inc.
List Price
$124,900
Sold Price
$121,500
Premium/Discount to List
-$3,400
-2.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.90%
Original Mortgage
$91,125
Interest Rate
4.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 2, 2009
Sold by
Bought by

Purchase Details

Closed on
Mar 4, 1991
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Covington, OH

  • Karin Spradlin Real Estate Agent - Keller Williams Home Town Rlty

    Karin Spradlin

    Keller Williams Home Town Rlty

    (937) 749-7175

    58 Total Sales

    1 in Covington

    $176,000 Price

    Karin Spradlin
     Section Image
  • Cecilia Hill Real Estate Agent - Coldwell Banker Heritage

    Cecilia Hill

    Coldwell Banker Heritage

    (937) 717-3986

    200 Total Sales

    3 in Covington

    $285,000 Price Range

    Cecilia Hill
     Section Image
  • Jason Gelhar Real Estate Agent - Howard Hanna Real Estate Serv

    Jason Gelhar

    Responds Quickly

    Howard Hanna Real Estate Serv

    (937) 930-3608

    83 Total Sales

    1 in Covington

    $180,000 Price

    Jason Gelhar
     Section Image
  • Todd Broomhall Real Estate Agent - Keller Williams Home Town Rlty

    Todd Broomhall

    Keller Williams Home Town Rlty

    (937) 800-4210

    261 Total Sales

    2 in Covington

    $164,900 Price Range

    Todd Broomhall
     Section Image
  • Dana Ward Real Estate Agent - Dana Ward Realty

    Dana Ward

    Responds Quickly

    Dana Ward Realty

    (937) 930-3625

    428 Total Sales

    1 in Covington

    $165,000 Price

    Dana Ward
     Section Image
  • Mary Couser Real Estate Agent - Galbreath REALTORS

    Mary Couser

    Galbreath REALTORS

    (937) 749-9549

    181 Total Sales

    8 in Covington

    $130K - $200K Price Range

    Mary Couser
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$199,900 None Listed On Document
$168,000 None Available
$168,000 Dan R Orner Co Lpa
$121,500 None Available
-- --
$42,800 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $193,903
Previous Owner $159,600
Previous Owner $91,125
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/02/2025 01/02/25 Sold $199,900 0.0% $121 / Sq Ft
11/22/2024 11/22/24 For Sale $199,900 0.0% $121 / Sq Ft
11/12/2024 11/12/24 Pending -- -- --
10/28/2024 10/28/24 For Sale $199,900 +18.4% $121 / Sq Ft
05/24/2021 05/24/21 Sold $168,888 +1.8% $102 / Sq Ft View Prior Sale
04/01/2021 04/01/21 Pending -- -- --
03/30/2021 03/30/21 For Sale $165,900 +36.5% $100 / Sq Ft
11/12/2018 11/12/18 Sold $121,500 -2.7% $73 / Sq Ft View Prior Sale
10/15/2018 10/15/18 Pending -- -- --
05/23/2018 05/23/18 For Sale $124,900 -- $75 / Sq Ft
Source: Dayton REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,873 $61,990 $14,350 $47,640
2024 $2,024 $46,030 $15,580 $30,450
2023 $1,724 $46,030 $15,580 $30,450
2022 $1,720 $46,030 $15,580 $30,450
2021 $1,427 $35,390 $11,970 $23,420
2020 $1,431 $35,390 $11,970 $23,420
2019 $1,437 $35,390 $11,970 $23,420
2018 $1,201 $29,510 $9,350 $20,160
2017 $1,222 $29,510 $9,350 $20,160
2016 $1,206 $29,510 $9,350 $20,160
2015 $1,112 $28,390 $9,000 $19,390
2014 $1,112 $28,390 $9,000 $19,390
2013 $1,071 $28,390 $9,000 $19,390
Source: Public Records

Agents Affiliated with this Home

  • Mary Couser Real Estate Agent - Galbreath REALTORS

    Seller's Agent in 2025

    Mary Couser

    Galbreath REALTORS

    (937) 216-0922

    181 Total Sales

    Mary Couser
    Section Image
  • Karen Duke Real Estate Agent - Key Realty

    Buyer's Agent in 2025

    Karen Duke

    Key Realty

    (937) 768-1117

    50 Total Sales

    Karen Duke
    Section Image
  • Jerry Miller Real Estate Agent - Garden Gate Realty, Inc.

    Seller's Agent in 2021

    Jerry Miller

    Garden Gate Realty, Inc.

    (937) 470-9011

    34 Total Sales

    Jerry Miller
    Section Image
  • Jeff Apple Real Estate Agent - Berkshire Hathaway Professional Realty

    Seller's Agent in 2018

    Jeff Apple

    Berkshire Hathaway Professional Realty

    (937) 418-3538

    78 Total Sales

    Jeff Apple
    Section Image
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Map

Source: Dayton REALTORS®

MLS Number: 922741

Dayton REALTORS®

APN: H19020900

Ohio Miami County Covington 45318

424 N Pearl St, Covington, OH

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Dayton REALTORS® The information is being provided by Dayton Area Board of Realtors MLS. Information deemed reliable but not guaranteed. Information is provided for the consumer's personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Dayton Area Board of Realtors MLS. All Rights Reserved.

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