NOT LISTED FOR SALE

425 Gilchrest Cir Matthews, NC 28105

Estimated Value: $627,557 - $706,000

5 Beds
2.5 Baths
2,703 Sq Ft
$243/Sq Ft Est. Value

Sale Details

Date Sold: October 20, 2025

Last sale price $650,000 $240 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,863 / mo

1 Day on Market

Highlights

  • Covered Patio or Porch
  • Cul-De-Sac
  • Walk-In Closet
  • Crestdale Middle School Rated A-
  • 2 Car Attached Garage
  • Home Security System

About This Home

As of October 2025

Welcome to 425 Gilchrest Circle! This inviting home is ready for new owners to create lasting memories. Nestled less than a mile from historic downtown Matthews, the community offers pedestrian-friendly access to Matthews Elementary, the Four Mile Creek Greenway, MARA ball fields and the charm of the annual Matthews Alive Festival.

Situated on a quiet cul-de-sac with a level yard and mature trees, the property is perfect for backyard ball games, casual gatherings, or relaxing weekend cookouts. The popular Sterling plan features 5 bedrooms (including a large bonus/4 bedroom option), formal living spaces and thoughtful updates throughout. Pride of ownership shines—this home is truly move-in ready.

The updated kitchen showcases quartz countertops, complemented by laminate wood flooring. Major system upgrades include new ACs ('25), gas furnaces ('18) and a gas water heater ('22). Fresh & neutral carpet ('22 & '23) enhances the pristine, pet-free interior. Additional highlights include a HEPA filtration system, transferable Terminix bond and Google Fiber availability.

Last Agent to Sell the Property

Lisa Satterfield

Keller Williams Ballantyne Area Brokerage Email: lisa@teamsatterfield.com License #223939 Listed on: 09/11/2025

Keller Williams Ballantyne Area

Last Buyer's Agent

Drew Bartek

Realty One Group Revolution License #317527

Realty One Group Revolution

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1997

Lot Details

  • Lot Dimensions are 42x147x164x227
  • Cul-De-Sac
  • Back Yard Fenced
  • Property is zoned R-15

HOA Fees

  • $12 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Insulated Windows
  • Home Security System

Kitchen

  • Built-In Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Garden Bath

Laundry

  • Laundry Room
  • Washer and Dryer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Matthews Elementary School
  • Crestdale Middle School
  • Butler High School

Utilities

  • Forced Air Heating and Cooling System
  • Fiber Optics Available

Community Details

  • Cam Association, Phone Number (888) 565-1226
  • Matthews Estates Subdivision, The Sterling Floorplan
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 227-218-59

Home Details

Home Type

Single Family

Year Built

Built in 1997

Lot Details

0.39 Acres

HOA Fees

$12 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1997
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 240.47
  • Geocode Confidence: High
  • Attribution Contact: lisa@teamsatterfield.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Tile
  • Interior Amenities: Garden Tub, Kitchen Island, Pantry, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1229
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1474
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Microwave, Refrigerator with Ice Maker, Wall Oven, Washer/Dryer
  • Above Grade Finished Sq Ft: 2703
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Wood Burning
  • Living Area: 2703
  • Window Features: Insulated Window(s)
  • Bedroom Main: 0

Exterior Features

  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Construction Type: Brick Partial, Vinyl
  • Patio And Porch Features: Covered, Front Porch, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Utility Room, Main Level
  • Security: Security System
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Fiber Optics
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 142
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: CAM
  • Phone: 888-565-1226
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 142.00

Schools

  • Middle Or Junior School: Crestdale
  • HOA Subject To: Required

Lot Info

  • Lot Features: Cul-De-Sac
  • Lot Size Units: Acres
  • Parcel Number: 227-218-59
  • Zoning: R-15
  • Lot Size: 42x147x164x227
  • Additional Parcels: No
  • Zoning Specification: R-15

MLS Schools

  • Elementary School: Matthews
  • High School: Butler

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2025
Closed on
Oct 20, 2025
Sold by
Bought by
Seller's Agent
Lisa Satterfield
Keller Williams Ballantyne Area
Buyer's Agent
Drew Bartek
Realty One Group Revolution
List Price
$635,000
Sold Price
$650,000
Premium/Discount to List
$15,000
2.36%
Views
14
Current Estimated Value
$657,889

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,889
Avg. Annual Appreciation
1.82%
Original Mortgage
$450,000
Outstanding Balance
$450,000
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$207,889

Purchase Details

Closed on
Aug 31, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,400
Interest Rate
5.97%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 26, 2000
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,800
Interest Rate
8.23%

Purchase Details

Closed on
Nov 25, 1997
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
7.35%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$650,000 Morehead Title
$238,000 --
$216,000 --
$209,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $450,000
Previous Owner $190,400
Previous Owner $172,800
Previous Owner $135,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/20/2025 10/20/25 Sold $650,000 +2.4% $240 / Sq Ft
09/12/2025 09/12/25 Pending -- -- --
09/11/2025 09/11/25 For Sale $635,000 -- $235 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,575 $470,300 $105,000 $365,300
2024 $3,575 $470,300 $105,000 $365,300
2023 $3,523 $470,300 $105,000 $365,300
2022 $2,836 $306,700 $55,000 $251,700
2021 $2,836 $306,700 $55,000 $251,700
2020 $2,790 $306,700 $55,000 $251,700
2019 $2,784 $306,700 $55,000 $251,700
2018 $2,939 $247,100 $52,300 $194,800
2017 $2,880 $247,100 $52,300 $194,800
2016 $2,876 $247,100 $52,300 $194,800
2015 $2,873 $247,100 $52,300 $194,800
2014 $2,788 $244,700 $52,300 $192,400
Source: Public Records

Agents Affiliated with this Home

  • Lisa Satterfield

    Seller's Agent in 2025

    Lisa Satterfield

    Keller Williams Ballantyne Area

    (704) 904-4554

    129 Total Sales

    Lisa Satterfield
    Section Image
  • Drew Bartek

    Buyer's Agent in 2025

    Drew Bartek

    Realty One Group Revolution

    (980) 613-6465

    88 Total Sales

    Drew Bartek
    Section Image
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Map

Source: Canopy MLS

MLS Number: 4300585

Canopy MLS

APN: 227-218-59

North Carolina Mecklenburg County Matthews 28105

425 Gilchrest Cir, Matthews, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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