$205,000
SOLD SEP 30, 2025

426 Valley St Stanley, NC 28164

3 Beds
2 Baths
1,100 Sq Ft
0.71 Acres

Recently Sold

$186 Per Sq Ft

13% Below List Price

82 Days on Market

Highlights

  • Deck
  • 1-Story Property
  • Fenced
  • Covered Patio or Porch
  • Central Heating and Cooling System
  • Vinyl Flooring

About This Home

As of September 2025

Peaceful home on a spacious lot, priced under comps!!! Nestled in the heart of Stanley and just minutes from charming downtown Mount Holly, this property offers a fantastic value in a desirable location. Adventure lovers will appreciate the nearby U.S. National Whitewater Center, perfect for weekend fun or peaceful floats down the river. Unwind on the wraparound porch and enjoy Carolina evenings in the large yard ideal for gardening, gatherings, or whatever your heart desires! The adjacent lot is unlikely to be developed, offering extra privacy thanks to a Duke Energy utility easement. Crawlspace has been encapsulated and dehumidified for added peace of mind. With so much potential, this is your chance to secure a great home in a growing area, don’t miss it! Owner has moved out so home is vacant! Range oven and refrigerator will convey.

Last Agent to Sell the Property

Caroline Stallings

Rinehart Realty Corporation Brokerage Email: caroline.stallings@rinehartrealty.com License #133387 Listed on: 06/13/2025

Last Buyer's Agent

Stephanie Wilfong

Howard Hanna Allen Tate Charlotte South License #284866

Howard Hanna Allen Tate Charlotte South

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1977

Lot Details

  • Fenced
  • Cleared Lot

Parking

  • Driveway

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,100 Sq Ft Home
  • 1-Story Property
  • Vinyl Flooring
  • Crawl Space
  • Pull Down Stairs to Attic
  • Washer and Electric Dryer Hookup

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Kiser Elementary School
  • Stanley Middle School
  • East Gaston High School

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 3579331358

Home Details

Home Type

Single Family

Year Built

Built in 1977

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1977
  • Road Surface Type: Gravel, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 186.36
  • Property Sub Type Additional: None
  • Geocode Confidence: High
  • Attribution Contact: caroline.stallings@rinehartrealty.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: No
  • Flooring: Vinyl
  • Interior Amenities: Attic Stairs Pulldown
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1100
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 1100
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1100
  • Bedroom Main: 3

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Fencing: Fenced
  • Exclusions: washer/dryer
  • Construction Type: Vinyl
  • Patio And Porch Features: Covered, Deck, Front Porch, Side Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Central
  • Sewer: Public Sewer, County Sewer
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air
  • Water Source: City, County Water

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Stanley
  • HOA Subject To: None

Lot Info

  • Lot Features: Cleared
  • Lot Size Units: Acres
  • Parcel Number: 3579331358
  • Zoning: R-1
  • Plat Book Slide: 010/062
  • Horse Amenities: None
  • Additional Parcels: No
  • Zoning Specification: RES

MLS Schools

  • Elementary School: Kiser
  • High School: East Gaston

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2025
Closed on
Sep 30, 2025
Sold by
Beard Timothy Cain
Bought by
Rodriguez Cindy Ojeda
Seller's Agent
Caroline Stallings
Rinehart Realty Corporation
Buyer's Agent
Stephanie Wilfong
Howard Hanna Allen Tate Charlotte South
List Price
$235,000
Sold Price
$205,000
Premium/Discount to List
-$30,000
-12.77%
Views
130
Current Estimated Value
$209,991

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,991
Avg. Annual Appreciation
6.36%
Original Mortgage
$201,286
Outstanding Balance
$201,107
Interest Rate
6.58%
Mortgage Type
FHA
Estimated Equity
$8,884

Purchase Details

Closed on
Dec 24, 2008
Sold by
Beard Timothy Cain and Beard Christina Diane
Bought by
Beard Timothy Cain

Purchase Details

Closed on
Jun 28, 2002
Sold by
Grahl Kellie
Bought by
Beard Timothy Cain and Farmer Christina Diane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,769
Interest Rate
6.86%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $205,000 Master Title
Interfamily Deed Transfer -- None Available
Deed $77,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $201,286 FHA
Previous Owner $75,769 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2025 09/30/25 Sold $205,000 -4.7% $186 / Sq Ft
07/22/2025 07/22/25 Price Changed $215,000 -4.4% $195 / Sq Ft
07/14/2025 07/14/25 Price Changed $225,000 -4.1% $205 / Sq Ft
07/09/2025 07/09/25 Price Changed $234,500 -0.2% $213 / Sq Ft
06/13/2025 06/13/25 For Sale $235,000 -- $214 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,042 $187,500 $18,500 $169,000
2024 $2,042 $187,500 $18,500 $169,000
2023 $2,063 $187,500 $18,500 $169,000
2022 $1,403 $103,910 $14,000 $89,910
2021 $1,424 $103,910 $14,000 $89,910
2019 $1,434 $103,910 $14,000 $89,910
2018 $1,112 $78,884 $13,200 $65,684
2017 $1,085 $78,884 $13,200 $65,684
2016 $1,085 $76,983 $0 $0
2014 $1,397 $99,061 $16,500 $82,561
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4268691

Canopy MLS (Canopy Realtor® Association)

APN: 133793

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