428 Captains Cir Destin, FL 32541
Estimated payment $8,791/month
Highlights
- Waterfront Community
- Golf Course Community
- Screened Pool
- Destin Elementary School Rated A-
- Community Boat Launch
- Fishing
About This Home
Luxury single-level home for sale in Regatta Bay, Destin, Florida -- Nestled on a premier homesite with stunning lake and golf course views, this elegant European-style estate offers the ultimate resort living. Boasting a dramatic 35-foot wall of windows, the open floor plan seamlessly blends indoor outdoor living with a sparkling private pool and private backyard oasis. Inside, discover two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, and 2.5 bathrooms. The gourmet chef's kitchen shines with high-end Café appliances, Sub-Zero refrigerator, gas stove, convection oven, microwave, dishwasher, and wine cooler. The primary suite features refined finishes, ample closet space, a wet bar/coffee station, and direct lanai access. Additional bedrooms are generously sized, and the two garages accommodate three vehicles plus 580 sq ft of floored attic storage. Regatta Bay delivers an unmatched lifestyle in this gated golf and boating community: hop in your golf cart for quick access to dinner, shopping, the marina, schools, and beaches. Enjoy a red-light exit onto Highway 98, plus world-class amenities including a golf academy, member's covered practice area, pool and playground, tennis and pickleball courts, member's lounge, library, on-course beverage carts, Lulu's Restaurant & Bar on the Bay, private bayfront pool, boat storage, and more. A perfect fusion of luxury, functionality, and prime location -- this move-in-ready gem won't last long. Ideal for those seeking a golf course home with waterfront resort vibes on Florida's Emerald Coast.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,572
Year Built
- Built in 2005
Lot Details
- 28,750 Sq Ft Lot
- Lot Dimensions are 273 x 91
- Coastal Barrier Zone
- Corner Lot
- Sprinkler System
- Wooded Lot
- Lawn Pump
Parking
- 3 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Frame Construction
- Slate Roof
- Stucco
Interior Spaces
- 3,408 Sq Ft Home
- 1-Story Property
- Wet Bar
- Central Vacuum
- Built-in Bookshelves
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Window Treatments
- Family Room
- Living Room
- Breakfast Room
- Dining Area
- Home Office
- Lake Views
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Convection Oven
- Gas Oven or Range
- Microwave
- Sub-Zero Refrigerator
- Ice Maker
- Dishwasher
- Wine Refrigerator
- Kitchen Island
- Disposal
Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Suite
- Split Bedroom Floorplan
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
Laundry
- Laundry Room
- Exterior Washer Dryer Hookup
Home Security
- Home Security System
- Fire and Smoke Detector
Pool
- Screened Pool
- Heated In Ground Pool
Outdoor Features
- Covered Patio or Porch
- Outdoor Kitchen
- Built-In Barbecue
Schools
- Destin Elementary And Middle School
- Destin High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 00-2S-22-0515-0000-0010
Community Details
Overview
- Property has a Home Owners Association
- Association fees include accounting, legal, management, security
- Regatta Bay Ph 1 Subdivision
- The community has rules related to covenants
Recreation
- Community Boat Launch
- Waterfront Community
- Golf Course Community
- Tennis Courts
- Community Playground
- Community Pool
- Fishing
Additional Features
- Community Barbecue Grill
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,071 | $1,242,908 | $256,654 | $986,254 |
| 2024 | $7,410 | $756,234 | -- | -- |
| 2023 | $7,410 | $734,208 | $0 | $0 |
| 2022 | $7,255 | $712,823 | $0 | $0 |
| 2021 | $7,277 | $692,061 | $0 | $0 |
| 2020 | $7,232 | $682,506 | $141,379 | $541,127 |
| 2019 | $7,350 | $682,836 | $141,379 | $541,457 |
| 2018 | $7,530 | $653,371 | $0 | $0 |
| 2017 | $7,501 | $638,241 | $0 | $0 |
| 2016 | $6,985 | $598,391 | $0 | $0 |
| 2015 | $6,927 | $574,982 | $0 | $0 |
| 2014 | $6,506 | $532,815 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/19/2026 04/19/26 | Price Changed | $1,549,900 | -1.6% | $455 / Sq Ft | |
| 09/03/2025 09/03/25 | For Sale | $1,575,000 | +5.0% | $462 / Sq Ft | |
| 03/07/2024 03/07/24 | Sold | $1,499,880 | -6.2% | $440 / Sq Ft | View Prior Sale |
| 02/15/2024 02/15/24 | Pending | -- | -- | -- | |
| 11/21/2023 11/21/23 | Price Changed | $1,598,700 | -4.2% | $469 / Sq Ft | |
| 10/28/2023 10/28/23 | Price Changed | $1,668,000 | -1.2% | $489 / Sq Ft | |
| 10/03/2023 10/03/23 | For Sale | $1,688,000 | -- | $495 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,499,900 | Customers First Title | |
| Deed | -- | -- | |
| Warranty Deed | $895,000 | Aqua Title Services | |
| Warranty Deed | $680,000 | Aqua Title | |
| Warranty Deed | $155,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $200,000 | No Value Available | |
| Previous Owner | -- | No Value Available | |
| Previous Owner | $544,000 | New Conventional | |
| Previous Owner | $124,000 | Balloon |
Source: Emerald Coast Association of REALTORS®
MLS Number: 984522
APN: 00-2S-22-0515-0000-0010
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Ask me questions while you tour the home.