$1,475,000

428 Captains Cir Destin, FL 32541

Estimated payment $9,048/month

Total Views 177
3 Beds
2.5 Baths
3,408 Sq Ft
$433 Price per Sq Ft

Highlights

  • Marina
  • Community Boat Dock
  • Screened Pool
  • Destin Elementary School Rated A-
  • Golf Course Community
  • Fishing

About This Home

Luxury living in the gated golf and boating community of Regatta Bay! Situated on a spacious .66-acre corner lot, this impressive 3-bedroom, 2.5-bath home offers over 3,400 sq.ft. of heated and cooled space with stunning golf course and lake views. Designed for both comfort and entertaining, the home features tall ceilings, a split floor plan and expansive indoor-outdoor living with two fully retractable sliding glass door systems. The heart of the home is a gourmet kitchen with new quartzite countertops, new appliances including a Café gas stove, dual door oven, wine fridge, updated fixtures and a breakfast area, all opening to the family room with a gas fireplace and views of the outdoor living space. Additional living areas include a formal living room, dining room and dedicated office. The private primary suite offers a sitting area, wet bar, oversized walk-in closet with new flooring and shelving and a spacious en-suite bath with a separate shower and large whirlpool tub. Guest bedrooms are connected by a Jack-and-Jill bath, providing both convenience and privacy. Step outside to your screened lanai with a newly updated pool, summer kitchen and tranquil backdrop of natural pine trees for added privacy. Recent exterior upgrades include pool resurfacing and tile, new pool pump and salt system, new fans, stucco paint, and outdoor lighting. Additional features include a 3-car garage, staircase access to attic storage and a well-appointed laundry room with sink and cabinetry. Major mechanical update includes a new heat pump. Located in one of the area's most desirable communities, this home combines privacy, space, and resort-style living with easy access to amenities. Regatta Bay is a serene, gated community that seamlessly blends golf and boating, offering a lifestyle that is truly unparalleled! The essence of the Regatta Bay Lifestyle revolves around convenience, allowing residents to easily access numerous enjoyable destinations within minutes via golf cart, including the beach! Within the community, residents can indulge in golf, swimming, tennis, pickleball, parks, playgrounds, the Regatta Bay Clubhouse, Legendary Marine, and Legendary Yacht Club. Furthermore, Regatta Bay features a private road that leads directly to the Destin Commons, where an array of popular retail stores for both men and women awaits, alongside a diverse selection of restaurants, Whole Foods, Bass Pro, Lowes, an AMC movie theater, and Uncle Buck's Bowling-all easily reachable by golf cart. Regatta Bay is centrally located offering easy access to the airport and only a few miles from Northwest Florida's finest hospital. Schedule your private tour today and experience the elegance of Regatta Bay living.

Listing Agent

Lindsey Lynch

Legendary Realty LLC License #3108865 Listed on: 06/06/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,071

Year Built

  • Built in 2005

Lot Details

  • 28,750 Sq Ft Lot
  • Lot Dimensions are 98 x 275 x 91 x 231
  • Property fronts a private road
  • Coastal Barrier Zone
  • Street terminates at a dead end
  • Corner Lot
  • Sprinkler System
  • Lawn Pump

Parking

  • 3 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Mediterranean Architecture
  • Exterior Columns
  • Slab Foundation
  • Frame Construction
  • Slate Roof
  • Stucco

Interior Spaces

  • 3,408 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Central Vacuum
  • Built-in Bookshelves
  • Shelving
  • Woodwork
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Screened Porch
  • Lake Views
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Walk-In Pantry
  • Double Oven
  • Gas Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Home Security

  • Home Security System
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Outdoor Kitchen
  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • High Efficiency Air Conditioning
  • Multiple cooling system units
  • Central Heating
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Tankless Water Heater
  • Multiple Water Heaters
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0515-0000-0010

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include ground keeping, land recreation, management, master, recreational faclty, security
  • Regatta Bay Subdivision
  • The community has rules related to covenants

Amenities

  • Picnic Area
  • Game Room
  • Meeting Room

Recreation

  • Community Boat Dock
  • Community Boat Launch
  • Marina
  • Waterfront Community
  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Community Playground
  • Community Pool
  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,071

Year Built

Built in 2005

Lot Details

0.66 Acres

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.66
  • Lot Size: 98 x 275 x 91 x 231
  • Road Frontage Type: Private Road
  • Subdivision Name: Regatta Bay
  • Directions: Turn into main entrance of Regatta Bay from HWY 98. Go straight. Turn right on Commodore Point Rd. Turn right on Captains Circle. House is on corner of Captains Circle and Commodore Point Rd.
  • Architectural Style: Mediterranean
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2005
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:AC - 2 or More: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Energy:Water Heater - Two: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Microwave, Oven Double, Range Hood, Refrigerator, Security System, Smoke Detector, Stove/Oven Electric, Stove/Oven Gas, Wine Refrigerator, Water Heater - Gas, Water Heater - Tnkls
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor WW Carpet New
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Shelving, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Woodwork Painted, Woodwork Stained
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Woodwork Painted: Yes
  • Appliances:Security System: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Appliances:Oven Double: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Wet Bar: Yes
  • Interior:Floor WW Carpet New: Yes
  • Appliances:Central Vacuum: Yes
  • Interior:Woodwork Stained: Yes

Exterior Features

  • Lot Features: Corner, Covenants, Dead End, Restrictions, Survey Available, Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • View: Lake
  • Construction Type: Frame, Stucco
  • Exterior Features: BBQ Pit/Grill, Columns, Lawn Pump, Pool - Enclosed, Pool - Gunite Concrt, Sprinkler System, Summer Kitchen
  • Foundation Details: Slab
  • Patio And Porch Features: Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Pool - Heated: Yes
  • Lot Features:Dead End: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Pool - Enclosed: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Porch Screened: Yes
  • Exterior:Columns: Yes
  • Lot Features:Corner: Yes
  • Exterior:BBQ PitGrill: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • Exterior:Pool - Gunite Concrt: Yes
  • Exterior:Summer Kitchen: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Total Parking Spaces: 3.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes

Utilities

  • Cooling: Ceiling Fans
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, Underground

Condo/Co-op/Association

  • Community Features: Short Term Rental - Not Allowed, Pickle Ball, Boat Launch, Community Room, Dock, Fishing, Game Room, Gated Community, Golf, Marina, Pets Allowed, Picnic Area, Playground, Pool, Tennis, Waterfront
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Land Recreation, Management, Master Association, Recreational Faclty, Security

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 28749.6
  • Parcel #: 00-2S-22-0515-0000-0010
  • Zoning: Resid Single Family
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 13071.05
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,071 $1,242,908 $256,654 $986,254
2024 $7,410 $756,234 -- --
2023 $7,410 $734,208 $0 $0
2022 $7,255 $712,823 $0 $0
2021 $7,277 $692,061 $0 $0
2020 $7,232 $682,506 $141,379 $541,127
2019 $7,350 $682,836 $141,379 $541,457
2018 $7,530 $653,371 $0 $0
2017 $7,501 $638,241 $0 $0
2016 $6,985 $598,391 $0 $0
2015 $6,927 $574,982 $0 $0
2014 $6,506 $532,815 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/06/2026 06/06/26 For Sale $1,475,000 -1.7% $433 / Sq Ft
03/07/2024 03/07/24 Sold $1,499,880 -6.2% $440 / Sq Ft View Prior Sale
02/15/2024 02/15/24 Pending -- -- --
11/21/2023 11/21/23 Price Changed $1,598,700 -4.2% $469 / Sq Ft
10/28/2023 10/28/23 Price Changed $1,668,000 -1.2% $489 / Sq Ft
10/03/2023 10/03/23 For Sale $1,688,000 -- $495 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $1,499,900 Customers First Title
Deed -- --
Warranty Deed $895,000 Aqua Title Services
Warranty Deed $680,000 Aqua Title
Warranty Deed $155,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $200,000 No Value Available
Previous Owner -- No Value Available
Previous Owner $544,000 New Conventional
Previous Owner $124,000 Balloon
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 1004876

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0515-0000-0010

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