$1,549,900

428 Captains Cir Destin, FL 32541

Estimated payment $8,791/month

Total Views 19,859
3 Beds
2.5 Baths
3,408 Sq Ft
$455 Price per Sq Ft

Highlights

  • Waterfront Community
  • Golf Course Community
  • Screened Pool
  • Destin Elementary School Rated A-
  • Community Boat Launch
  • Fishing

About This Home

Luxury single-level home for sale in Regatta Bay, Destin, Florida -- Nestled on a premier homesite with stunning lake and golf course views, this elegant European-style estate offers the ultimate resort living. Boasting a dramatic 35-foot wall of windows, the open floor plan seamlessly blends indoor outdoor living with a sparkling private pool and private backyard oasis. Inside, discover two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, and 2.5 bathrooms. The gourmet chef's kitchen shines with high-end Café appliances, Sub-Zero refrigerator, gas stove, convection oven, microwave, dishwasher, and wine cooler. The primary suite features refined finishes, ample closet space, a wet bar/coffee station, and direct lanai access. Additional bedrooms are generously sized, and the two garages accommodate three vehicles plus 580 sq ft of floored attic storage. Regatta Bay delivers an unmatched lifestyle in this gated golf and boating community: hop in your golf cart for quick access to dinner, shopping, the marina, schools, and beaches. Enjoy a red-light exit onto Highway 98, plus world-class amenities including a golf academy, member's covered practice area, pool and playground, tennis and pickleball courts, member's lounge, library, on-course beverage carts, Lulu's Restaurant & Bar on the Bay, private bayfront pool, boat storage, and more. A perfect fusion of luxury, functionality, and prime location -- this move-in-ready gem won't last long. Ideal for those seeking a golf course home with waterfront resort vibes on Florida's Emerald Coast.

Listing Agent

Robin Lee

Florida Sales Realty License #3581199 Listed on: 09/03/2025

Co-Listing Agent

Mary Ann Troiano

Destin Luxury Real Estate and Rental License #3161205

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,572

Year Built

  • Built in 2005

Lot Details

  • 28,750 Sq Ft Lot
  • Lot Dimensions are 273 x 91
  • Coastal Barrier Zone
  • Corner Lot
  • Sprinkler System
  • Wooded Lot
  • Lawn Pump

Parking

  • 3 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Frame Construction
  • Slate Roof
  • Stucco

Interior Spaces

  • 3,408 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Central Vacuum
  • Built-in Bookshelves
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Window Treatments
  • Family Room
  • Living Room
  • Breakfast Room
  • Dining Area
  • Home Office
  • Lake Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Convection Oven
  • Gas Oven or Range
  • Microwave
  • Sub-Zero Refrigerator
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Home Security

  • Home Security System
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • Heated In Ground Pool

Outdoor Features

  • Covered Patio or Porch
  • Outdoor Kitchen
  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0515-0000-0010

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include accounting, legal, management, security
  • Regatta Bay Ph 1 Subdivision
  • The community has rules related to covenants

Recreation

  • Community Boat Launch
  • Waterfront Community
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Additional Features

  • Community Barbecue Grill
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,572

Year Built

Built in 2005

Lot Details

0.66 Acres

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.66
  • Lot Size: 273 x 91
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: ELXR
  • Co List Office Phone: 850-424-5516
  • Subdivision Name: REGATTA BAY PH 1
  • Directions: Hwy 98 * east of Mid Bay Bridge & Destin Commons * through Regatta Bay guard gate * right on Commodore Point * to 2nd Captain's Circle sign * house on left corner
  • Architectural Style: Other
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2005
  • Remarks Misc:Remarks: Luxury single-level home for sale in Regatta Bay, Destin, Florida -- Nestled on a premier homesite with stunning lake and golf course views, this elegant European-style estate offers the ultimate resort living. Boasting a dramatic 35-foot wall of windows, the open floor plan seamlessly blends indoor outdoor living with a sparkling private pool and private backyard oasis. Inside, discover two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, and 2.5 bathrooms. The gourmet chef's kitchen shines with high-end Café appliances, Sub-Zero refrigerator, gas stove, convection oven, microwave, dishwasher, and wine cooler. The primary suite features refined finishes, ample closet space, a wet bar/coffee station, and direct lanai access.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Breakfast Room: Yes
  • Rooms:Dining Area: Yes
  • Energy:AC - 2 or More: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Rooms:Office2: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Wine Refrigerator, Water Heater - Gas
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup, Wet Bar
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Appliances:Security System: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Wet Bar: Yes
  • Appliances:Central Vacuum: Yes

Exterior Features

  • Lot Features: Corner, Covenants, Restrictions, Survey Available, Within 1/2 Mile to Water, Wooded
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • View: Lake
  • Construction Type: Frame, Stucco
  • Exterior Features: BBQ Pit/Grill, Lawn Pump, Pool - Enclosed, Sprinkler System, Summer Kitchen
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Pool - Enclosed: Yes
  • Exterior:Pool - In-Ground: Yes
  • Lot Features:Corner: Yes
  • Exterior:BBQ PitGrill: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • Exterior:Summer Kitchen: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Total Parking Spaces: 9.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, Underground

Condo/Co-op/Association

  • Community Features: Short Term Rental - Not Allowed, BBQ Pit/Grill, Boat Launch, Fishing, Gated Community, Golf, Pets Allowed, Playground, Pool, Tennis, Waterfront
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Legal, Management, Security

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 28749.6
  • Parcel #: 00-2S-22-0515-0000-0010
  • Zoning: Resid Single Family
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 7571.53
  • Tax Year: 2024

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,071 $1,242,908 $256,654 $986,254
2024 $7,410 $756,234 -- --
2023 $7,410 $734,208 $0 $0
2022 $7,255 $712,823 $0 $0
2021 $7,277 $692,061 $0 $0
2020 $7,232 $682,506 $141,379 $541,127
2019 $7,350 $682,836 $141,379 $541,457
2018 $7,530 $653,371 $0 $0
2017 $7,501 $638,241 $0 $0
2016 $6,985 $598,391 $0 $0
2015 $6,927 $574,982 $0 $0
2014 $6,506 $532,815 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/19/2026 04/19/26 Price Changed $1,549,900 -1.6% $455 / Sq Ft
09/03/2025 09/03/25 For Sale $1,575,000 +5.0% $462 / Sq Ft
03/07/2024 03/07/24 Sold $1,499,880 -6.2% $440 / Sq Ft View Prior Sale
02/15/2024 02/15/24 Pending -- -- --
11/21/2023 11/21/23 Price Changed $1,598,700 -4.2% $469 / Sq Ft
10/28/2023 10/28/23 Price Changed $1,668,000 -1.2% $489 / Sq Ft
10/03/2023 10/03/23 For Sale $1,688,000 -- $495 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,499,900 Customers First Title
Deed -- --
Warranty Deed $895,000 Aqua Title Services
Warranty Deed $680,000 Aqua Title
Warranty Deed $155,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $200,000 No Value Available
Previous Owner -- No Value Available
Previous Owner $544,000 New Conventional
Previous Owner $124,000 Balloon
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 984522

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0515-0000-0010

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