428 E Center St Germantown, OH 45327
Estimated payment $1,691/month
Highlights
- 0.42 Acre Lot
- No HOA
- Porch
- Combination Kitchen and Living
- 2 Car Detached Garage
- Laundry Room
About This Home
Discover an exceptional opportunity in Germantown with this unique property, featuring two distinct, newly remodeled homes on a single parcel. Both residences are move-in ready, offering an incredible investment potential or the perfect setup for multi-generational living. The main house provides a spacious layout with three bedrooms and two full bathrooms across two stories, including a convenient first-floor primary bedroom with an adjoining bath. Its open-concept living room, dining room, and kitchen create an inviting atmosphere for daily life, complemented by a practical first-floor laundry room. Upstairs, two additional bedrooms share a full bath, providing ample private space. Nestled in the back, the charming cottage offers a cozy one-bedroom, one-bath layout with an integrated laundry area and an open living room flowing into the kitchen. Recent updates enhance both homes, including fresh interior paint, new dishwashers in both units, and a new microwave in the front home. Plush new carpeting was installed throughout both residences on March 2026, while a new gas line was added to the main house on February 2026. The property also features a two-car detached garage with a dedicated storage unit for the cottage, ensuring convenience and utility. A serene tree line in the back offers privacy with no rear neighbors. Situated on a quiet street within walking distance of downtown Germantown, this property is not in a flood zone. The sellers are motivated, making this an ideal time to secure this versatile and appealing real estate.
Listing Agent
Valley Real Estate Services LL Brokerage Phone: (866) 266-4466 License #2013003578 Listed on: 07/05/2025
Home Details
Home Type
- Single Family
Year Built
- 1919
Parking
- 2 Car Detached Garage
Home Design
- Vinyl Siding
Interior Spaces
- 1,684 Sq Ft Home
- 2-Story Property
- Double Hung Windows
- Combination Kitchen and Living
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Porch
- 18,295 Sq Ft Lot
Community Details
- No Home Owners Association
- Village/Germantown Subdivision
Listing and Financial Details
- Assessor Parcel Number D13-00202-0115
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,321 | $62,760 | $17,760 | $45,000 |
| 2024 | $3,248 | $62,760 | $17,760 | $45,000 |
| 2023 | $3,248 | $62,760 | $17,760 | $45,000 |
| 2022 | $2,709 | $43,290 | $12,250 | $31,040 |
| 2021 | $2,739 | $43,290 | $12,250 | $31,040 |
| 2020 | $2,693 | $43,290 | $12,250 | $31,040 |
| 2019 | $2,503 | $39,460 | $12,250 | $27,210 |
| 2018 | $2,505 | $39,460 | $12,250 | $27,210 |
| 2017 | $2,489 | $39,460 | $12,250 | $27,210 |
| 2016 | $2,430 | $39,460 | $12,250 | $27,210 |
| 2015 | $2,379 | $39,460 | $12,250 | $27,210 |
| 2014 | $2,379 | $39,460 | $12,250 | $27,210 |
| 2012 | -- | $34,900 | $12,250 | $22,650 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/09/2026 04/09/26 | Price Changed | $265,000 | -1.1% | $157 / Sq Ft |
| 10/24/2025 10/24/25 | Price Changed | $268,000 | 0.0% | $159 / Sq Ft |
| 10/24/2025 10/24/25 | For Sale | $268,000 | +7.2% | $159 / Sq Ft |
| 09/17/2025 09/17/25 | Off Market | $249,900 | -- | -- |
| 07/05/2025 07/05/25 | For Sale | $249,900 | -- | $148 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | Attorney | |
| Survivorship Deed | $54,900 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $460,100 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $57,283 | Fannie Mae Freddie Mac |
Source: Dayton REALTORS®
MLS Number: 937309
APN: D13-00202-0115
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by Dayton Area Board of Realtors MLS. Information deemed reliable but not guaranteed. Information is provided for the consumer's personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Dayton Area Board of Realtors MLS. All Rights Reserved.
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