NOT LISTED FOR SALE

428 Eagle St Dunkirk, NY 14048

Estimated Value: $109,000 - $231,581

4 Beds
4 Baths
2,702 Sq Ft
$63/Sq Ft Est. Value

Last Sold March 08, 2023

Last sale price $165,000 $61 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,111/month

155 Days on Market

Highlights

  • Wood Flooring
  • Woodwork
  • Patio
  • Full Attic
  • Forced Air Cooling System
  • 3-minute walk to Dunkirk Recreation Department

About This Home

As of March 2023

Great investment opportunity! This 3 unit home has a lower 3 Bedroom/1 Bathroom apartment, and two 1 bedroom/1 bathroom upper apartments. Live on the ground floor for free while the 2 upstairs units cover mortgage, taxes, and insurance! With a 3 year old roof, vinyl siding, and beautiful vinyl windows the exterior of this home offers minimal exterior maintenance costs for the foreseeable future. The large concrete driveway is new as well. One of the second floor apartments contains access to the walk-up attic which contains space for 2 more potential bedrooms. This space has electricity ran to it, is insulated, and ready for outlets and drywall to be installed. Centrally located in the city near the middle school, High School, Brooks Hospital, and is only a 5 minute drive from SUNY Fredonia and The new ImmunityBio facility. Currently rents are approximately $2300 a month total but are below fair market rental rates due to owner preferences.

Last Agent to Sell the Property

Michael Heald

Listing by Premier Realty & Investments License #10401346664 Listed on: 06/16/2022

Last Buyer's Agent

Michael Heald

Listing by Premier Realty & Investments License #10401346664 Listed on: 06/16/2022

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,736

Year Built

  • Built in 1892

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 160 x 75
  • Rectangular Lot

Home Design

  • Vinyl Construction Material

Interior Spaces

  • 2,702 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Ceiling Fan
  • Gas Fireplace
  • Sliding Doors
  • Full Attic

Flooring

  • Wood
  • Wall to Wall Carpet
  • Laminate

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Parking

  • Driveway
  • On-Street Parking

Schools

  • Dunkirk Middle School
  • Dunkirk Senior High School

Utilities

  • Forced Air Cooling System
  • Multiple Heating Units
  • Heating System Uses Gas
  • Gas Water Heater

Additional Features

  • Accessible Bedroom
  • Patio
  • Property is near a bus stop

Listing and Financial Details

  • Rent includes heat, hot water, water
  • Assessor Parcel Number 060300-79.14-7-44

Community Details

Overview

  • 3 Units

Building Details

  • 3 Separate Electric Meters
  • 1 Separate Gas Meter
  • Gross Income $2,300

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,736

Year Built

Built in 1892

Lot Details

0

Listing Details

  • Accessibility: Entry Level Bedroom
  • NY Swis Code: Dunkirk-City-060300
  • Total Assessed Value: 66000
  • Gross Annual Income: 2300
  • Listing Type: Exclusive Right To Sell
  • Lot Dimension Depth: 160
  • Lot Dimension Front: 75
  • Lot Information: Near Bus Line, Neighborhood Street
  • Lot Shape: Rectangular
  • Nearest Cross Street: 5th
  • Number of Stories: 2.0000
  • Property Type: Multi-Family Res (2-4) units
  • Ratio Close Price By Sq Ft: 61.07
  • Ratio List Price By Sq Ft: 66.25
  • Regional Board Code: Rochester
  • Rent Includes: Heat, Hot Water, Water
  • School Tax: 1518
  • Sub Board Code: Chautauqua-Cattaraugus
  • Type of Residence: 3 Unit, Upper/Lower
  • Type of Sale: Normal
  • Year Built Description: Existing
  • Lot Sq Ft: 12000
  • Age of Building: 131
  • Year Built: 1892
  • Directions To Property: Located near corner of w 5th and Eagle Street.
  • Attribution Contact: 716-413-1500
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Stories: 2
  • Year Built: 1892

Interior Features

  • Additional Interior Features: Ceiling Fan, Circuit Breakers - Some, Natural Woodwork - some, Sliding Glass Door, Sump Pump
  • Attic Description: Full, Partially Finished, Stair Access
  • Basement Description: Full
  • Floor Description: Hardwood-Some, Laminate-Some, Wall To Wall Carpet-Some
  • Number of Fireplaces Gas: 1
  • Number of Fireplaces Total Calculated: 1
  • Total Sq Ft: 2702

Exterior Features

  • Construction: Vinyl, Wood
  • Additional Exterior Features: Patio

Garage/Parking

  • Number of Electric Meters: 3
  • Parking Driveway: 2 or More Spaces, Concrete, Street

Utilities

  • Heating Fuel Description: Gas
  • Hvac Type: Forced Air, Hot Water
  • Number of Gas Meters: 1
  • Number of Heating Units: 2
  • Separate Utilities: Electricity
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Gas

Lot Info

  • Parcel Number: 060300-79.14-7-44

Rental Info

  • Certificate of Occupancy: Not Required

Multi Family

  • Total Number Of Apartments: 3

Tax Info

  • Total Taxes: 3736

MLS Schools

  • High School Name: Dunkirk Senior High
  • Middle School Name: Dunkirk Middle
  • School District Name: Dunkirk

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2022
Closed on
Mar 3, 2023
Sold by
Zatorski Stephen P
Bought by
Austin Abigail A
Seller's Agent
Michael Heald
Premier Realty & Investments
Buyer's Agent
Michael Heald
Premier Realty & Investments
List Price
$179,000
Sold Price
$165,000
Premium/Discount to List
-$14,000
-7.82%
Current Estimated Value
$169,395

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,395
Avg. Annual Appreciation
0.95%
Original Mortgage
$127,500
Outstanding Balance
$123,368
Interest Rate
6.15%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$46,027

Purchase Details

Closed on
Dec 10, 1998
Sold by
Cummings Dolores R
Bought by
Zatorski Stephen P
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Austin Abigail A $170,000 None Available
Zatorski Stephen P $83,000 --
Zatorski Stephen P $83,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Austin Abigail A $127,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/08/2023 03/08/23 Sold $165,000 -7.8% $61 / Sq Ft
11/18/2022 11/18/22 Pending -- -- --
11/08/2022 11/08/22 For Sale $179,000 0.0% $66 / Sq Ft
08/19/2022 08/19/22 Pending -- -- --
06/16/2022 06/16/22 For Sale $179,000 -- $66 / Sq Ft
Source: Chautauqua-Cattaraugus Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,657 $66,000 $4,500 $61,500
2023 $829 $66,000 $4,500 $61,500
2022 $2,291 $66,000 $4,500 $61,500
2021 $2,295 $66,000 $4,500 $61,500
2020 $2,277 $66,000 $4,500 $61,500
2019 $2,306 $66,000 $4,500 $61,500
2018 $2,306 $66,000 $4,500 $61,500
2017 $2,261 $66,000 $4,500 $61,500
2016 $2,200 $66,000 $4,500 $61,500
2015 -- $66,000 $4,500 $61,500
2014 -- $66,000 $4,500 $61,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chautauqua-Cattaraugus Board of REALTORS®

MLS Number: R1412815

Chautauqua-Cattaraugus Board of REALTORS®

APN: 060300-079-014-0007-044-000