NOT LISTED FOR SALE

428 Emerald Cir Emerald Isle, NC 28594

Emerald Isle Area

Estimated Value: $527,000 - $653,000

3 Beds
2.5 Baths
1,505 Sq Ft
$398/Sq Ft Est. Value

Sale Details

Date Sold: February 28, 2025

Last sale price $525,000 $349 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $3,461 / mo

137 Days on Market

Highlights

  • Clubhouse
  • Main Floor Primary Bedroom
  • Fenced Yard
  • White Oak Elementary School Rated A-
  • Tennis Courts
  • Patio

About This Home

As of February 2025

Prime Location, Unbeatable Lifestyle! Embrace the coastal lifestyle in this charming 3-bedroom, 2.5-bath home, located within the desirable gated community of Emerald Plantation on Emerald Isle. This inviting two-story residence features updated flooring, a brand-new front door, and a convenient first-floor primary suite designed for comfort and privacy. The primary suite boasts an en suite bath and French doors leading directly to your elevated patio. The kitchen, the heart of the home, showcases stunning new quartz countertops paired with ocean blue cabinetry for a fresh, modern look. Outside, enjoy a fenced-in yard with a serene wooded backdrop — the perfect space for relaxing, outdoor activities, or entertaining. The Emerald Plantation community enhances your lifestyle with amenities such as a pool, clubhouse, tennis courts, and water access ideal for kayaks and boats. Just a short walk or golf cart ride away, you'll find beach access, plus a variety of nearby dining, shopping, and entertainment options. This home is a true coastal gem, offering an unparalleled living experience in a highly sought-after location.

Last Agent to Sell the Property

Wallace Realty Group

COLDWELL BANKER SEA COAST ADVANTAGE License #325709 Listed on: 09/13/2024

COLDWELL BANKER SEA COAST ADVANTAGE

Last Buyer's Agent

Nancy Harris

RE/MAX Ocean Properties EI License #329742

RE/MAX Ocean Properties EI

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1989

Lot Details

  • 6,839 Sq Ft Lot
  • Lot Dimensions are 60x114x60x114
  • Property fronts a private road
  • Fenced Yard
  • Decorative Fence

Parking

  • 1 Car Attached Garage

Home Design

  • Slab Foundation
  • Architectural Shingle Roof
  • Cedar

Interior Spaces

  • 1,505 Sq Ft Home
  • 2-Story Property
  • Combination Dining and Living Room
  • Fire Sprinkler System

Kitchen

  • Electric Oven
  • Dishwasher

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio

Schools

  • White Oak Elementary School
  • Broad Creek Middle School
  • Croatan High School

Utilities

  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 538307588892000

Community Details

Overview

  • Property has a Home Owners Association
  • Emerald Plantation Master Association, Phone Number (919) 523-4108
  • Emerald Plantation Subdivision
  • Maintained Community

Amenities

  • Clubhouse

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Year Built

Built in 1989

Lot Details

6,839 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Secondary Subdivision: N/A
  • Year Built: 1989
  • Property Sub Type: Single Family Residence
  • Appliances: Electric Oven, Washer, Refrigerator, Dryer, Dishwasher
  • Original List Price: 545000.00
  • Unit Levels: Two
  • Living Area: 1505.00
  • Is New Construction?: No
  • Island Or Mainland: Island
  • Prospect Exempt Y N: No
  • Remarks And Showing Info Recording Device Y N: No
  • Remarks Written By Agent Y N: Yes
  • List Price Per Sqft: 362.13
  • Special Features: None

Interior Features

  • Dining Room Type: Combination
  • Flooring: LVT/LVP, Carpet
  • Interior Amenities: Master Downstairs
  • Master Bedroom Level: Primary Living Area
  • Stories: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Total Bedrooms: 5
  • Room Types: Dining Area
  • Bathrooms Total Source: Computed
  • Bathrooms Total Notational: 2.10
  • Living Area Range: 1400 - 1599

Exterior Features

  • Exterior Finish: Fiber Cement, Cedar
  • Fencing: Metal/Ornamental, Back Yard
  • Roof: Architectural Shingle
  • Road Frontage Type: Private Road
  • Waterfront?: No
  • Foundation Details: Slab
  • Patio And Porch Features: Patio

Garage/Parking

  • Has Attached Garage?: No
  • Garaged Spaces: 1.00
  • Parking Features: Paved
  • Total Parking Spaces: 1.00
  • Attached Garage Spaces: 1.00

Utilities

  • Utilities: Sewer Connected, Water Connected
  • Water Heater: Electric
  • Heating System Fuel Source: Electric
  • Security Features: Fire Sprinkler System
  • Cooling: Heat Pump
  • Heating: Heat Pump, Electric
  • Heating Yn: Yes
  • Sewer Provider: Aqua Sewer
  • Water Provider: Bogue Banks Water Corp

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Maintenance Common Areas, Maintenance Roads, Tennis Court(s)
  • Association Fees: 1360.00
  • Association Name: Emerald Plantation Master Association
  • Association Phone#: 919-523-4108
  • Has H O A?: Yes

Schools

  • Elementary School: White Oak Elementary
  • High School: Croatan
  • Middle Or Junior School: Broad Creek

Lot Info

  • Deed Book: 1733
  • Deed Page: 375.00
  • Zoning: Residential
  • Lot Size Acres: 0.16
  • Lot Size: 60x114x60x114
  • Lot Size Sq Ft: 6839.00
  • Purchase Contract Date: 2025-01-28
  • Parcel#: 538307588892000
  • Cobra Zone Y N: No
  • Permitted Use: Public

Tax Info

  • Tax Year: 2025
  • Tax Book Number: 27
  • Tax Map Number: 19
  • Tax Other Assessment Amount Frequency: None

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 13, 2024
Closed on
Feb 12, 2025
Sold by
Bought by
Seller's Agent
Wallace Realty Group
COLDWELL BANKER SEA COAST ADVANTAGE
Buyer's Agent
Nancy Harris
RE/MAX Ocean Properties EI
List Price
$575,000
Sold Price
$525,000
Premium/Discount to List
-$50,000
-8.7%
Views
123
Current Estimated Value
$599,638

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$74,638
Avg. Annual Appreciation
9.96%
Original Mortgage
$12,000
Interest Rate
0.0704%

Purchase Details

Closed on
Apr 28, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,000
Interest Rate
0.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 27, 2005
Sold by
Bought by

Purchase Details

Closed on
Aug 26, 2003
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$525,000 None Listed On Document
$365,000 None Available
$310,000 None Available
$189,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $12,000
Open $400,000
Previous Owner $47,895
Previous Owner $292,000
Previous Owner $708,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/28/2025 02/28/25 Sold $525,000 -3.7% $349 / Sq Ft
01/28/2025 01/28/25 Pending -- -- --
01/10/2025 01/10/25 Price Changed $545,000 -1.8% $362 / Sq Ft
09/23/2024 09/23/24 Price Changed $555,000 -3.5% $369 / Sq Ft
09/13/2024 09/13/24 For Sale $575,000 +57.5% $382 / Sq Ft
08/06/2021 08/06/21 Sold $365,000 0.0% $248 / Sq Ft View Prior Sale
04/13/2021 04/13/21 Pending -- -- --
03/16/2021 03/16/21 For Sale $365,000 0.0% $248 / Sq Ft
06/08/2013 06/08/13 Rented $1,300 0.0% --
05/09/2013 05/09/13 Under Contract -- -- --
02/23/2013 02/23/13 For Rent $1,300 -- --
Source: Hive MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,329 $574,505 $254,305 $320,200
2024 $1,540 $226,219 $95,040 $131,179
2023 $1,452 $226,219 $95,040 $131,179
2022 $1,410 $226,219 $95,040 $131,179
2021 $1,377 $226,219 $95,040 $131,179
2020 $1,367 $226,219 $95,040 $131,179
2019 $736 $232,536 $91,238 $141,298
2017 $736 $232,536 $91,238 $141,298
2016 $736 $232,536 $91,238 $141,298
2015 $713 $232,536 $91,238 $141,298
2014 $678 $220,990 $64,693 $156,297
Source: Public Records

Agents Affiliated with this Home

  • W

    Seller's Agent in 2025

    Wallace Realty Group

    COLDWELL BANKER SEA COAST ADVANTAGE

    (252) 772-5340

    104 Total Sales

    Wallace Realty Group
    Section Image
  • Nancy Harris

    Buyer's Agent in 2025

    Nancy Harris

    RE/MAX

    (252) 773-2502

    33 Total Sales

    Nancy Harris
    Section Image

  • M

    Seller's Agent in 2021

    Margaret Nelson

    Advantage Coastal Properties

  • Michelle Wallace

    Buyer's Agent in 2021

    Michelle Wallace

    COLDWELL BANKER SEA COAST ADVANTAGE

    (252) 772-5340

    117 Total Sales

    Michelle Wallace
    Section Image

  • C

    Seller's Agent in 2013

    Cindy Morris BluewaterEmerldAdmin

    Bluewater Real Estate - Emerald Isle

  • N

    Buyer's Agent in 2013

    NON-MEMBER

    NON-MEMBER SELLING OFFICE

See All Agents

Map

Source: Hive MLS

MLS Number: 100465239

Hive MLS

APN: 5383.07.58.8892000

North Carolina Carteret County Emerald Isle 28594

428 Emerald Cir, Emerald Isle, NC

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Hive MLS The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Homesnap, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. ©2026 Hive MLS LLC

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