NOT LISTED FOR SALE

428 Loder St Waverly, NY 14892

Estimated Value: $82,000 - $150,000

2 Beds
1.5 Baths
1,664 Sq Ft
$66/Sq Ft Est. Value

Last Sold June 20, 2024

Last sale price $100,000 $60 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $782/month

Highlights

  • No HOA
  • Fireplace
  • Forced Air Heating System
  • Covered patio or porch
  • Bathroom on Main Level
  • 5-minute walk to Waverly Village Square

About This Home

As of June 2024

Welcome to this spacious 2-bedroom home featuring a convenient second-floor laundry. Recently updated with modern amenities, this property boasts upgraded plumbing and windows, ensuring efficiency and comfort. Step inside to discover updated flooring throughout, adding a touch of elegance to every room. The bathrooms have been tastefully renovated, offering a blend of style and functionality. The large bedrooms provide ample space for relaxation, while fresh paint throughout the home creates a welcoming atmosphere. Don't miss this opportunity to own a well-maintained, updated residence perfect for modern living.

Last Agent to Sell the Property

Stephanie Rogers Robinso

Knolles Real Estate, LLC Brokerage Phone: 5708880664 License #AB068718 Listed on: 04/09/2024

Last Buyer's Agent

Stephanie Rogers Robinso

Knolles Real Estate, LLC Brokerage Phone: 5708880664 License #AB068718 Listed on: 04/09/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,897

Year Built

  • Built in 1920

Lot Details

  • 5,227 Sq Ft Lot
  • Fenced
  • Level Lot

Home Design

  • Stone Foundation
  • Shingle Roof
  • Shake Siding

Interior Spaces

  • 1,664 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Unfinished Basement
  • Partial Basement
  • Oven or Range

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level

Parking

  • Driveway
  • On-Street Parking
  • Open Parking

Outdoor Features

  • Covered patio or porch
  • Exterior Lighting

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Gas Water Heater
  • High Speed Internet

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,897

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.12
  • Lot Size: .12
  • Road Frontage Type: Sidewalks
  • Road Surface Type: Paved
  • Inclusions: Range/Oven,Refrigerator
  • Directions: North on 220, Right onto Broad St, Left onto Loder St. House is on your right.
  • Above Grade Finished Sq Ft: 1664
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 1920
  • Attribution Contact: 5708880664
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Gas Water Heater, Range/Oven, Refrigerator
  • Has Basement: Concrete, Partial, Unfinished
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: None
  • Fireplace: Yes
  • Flooring: Laminate, Vinyl, Carpet
  • Interior Amenities: Cell Service Available, First Floor Bathroom, High Speed Internet
  • Living Area: 1664

Exterior Features

  • Fencing: Fenced
  • Lot Features: In Town
  • Topography: Level
  • Disclosures: Disclosure Form
  • Construction Type: Shake Siding
  • Exterior Features: Lighting
  • Foundation Details: Stone
  • Patio And Porch Features: Covered
  • Roof: Shingle

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: Driveway, On Street

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air, Natural Gas
  • Heating Yn: Yes
  • Electric: 200 Amp Service, Penelec
  • Sewer: Public Sewer
  • Water Source: Public
  • Gas: Valley Energy

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Waverly

Lot Info

  • Lot Size Sq Ft: 5227.2
  • Farm Land Area Units: Square Feet
  • Zoning Description: Residential
  • ResoLotSizeUnits: SquareFeet

Green Features

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 2897.13
  • Tax Map Number: 166.19-1-30.2
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 9, 2024
Closed on
Jun 20, 2024
Sold by
Hazard David
Bought by
Minier Melanie
Seller's Agent
Stephanie Rogers Robinso
Knolles Real Estate, LLC
Buyer's Agent
Stephanie Rogers Robinso
Knolles Real Estate, LLC
List Price
$129,000
Sold Price
$100,000
Premium/Discount to List
-$29,000
-22.48%
Views
35
Current Estimated Value
$109,061

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,061
Avg. Annual Appreciation
8.44%
Original Mortgage
$98,188
Outstanding Balance
$97,280
Interest Rate
7.02%
Mortgage Type
FHA
Estimated Equity
$11,781

Purchase Details

Listed on
Mar 12, 2018
Closed on
Jun 11, 2018
Sold by
Teribury Erin and Teribury Frederick
Bought by
Gross Casey
Seller's Agent
Lorie Fessenden/Reciprocal
Knolles Real Estate, LLC
Buyer's Agent
Lorie Fessenden/Reciprocal
Knolles Real Estate, LLC
List Price
$74,000
Sold Price
$65,000
Premium/Discount to List
-$9,000
-12.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.41%
Original Mortgage
$65,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 12, 2011
Sold by
Bechy Jeanne
Bought by
Teribury Frederick

Purchase Details

Closed on
Jun 16, 2010
Sold by
Sindoni Ricky
Bought by
Bechy Jeanne

Purchase Details

Closed on
Nov 13, 1995
Sold by
Merrill Robert H
Bought by
Sindoni Ricky
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Minier Melanie $100,000 None Available
Gross Casey $65,000 --
Gross Casey $65,000 --
Gross Casey $65,000 --
Teribury Frederick $37,780 Betty Keene
Teribury Frederick $37,780 Betty Keene
Bechy Jeanne $25,000 Todd Miller
Bechy Jeanne $25,000 Todd Miller
Sindoni Ricky $35,000 --
Sindoni Ricky $35,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Minier Melanie $98,188
Previous Owner Gross Casey $65,000
Previous Owner Teribury Frederick L $52,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2024 06/20/24 Sold $100,000 -9.1% $60 / Sq Ft
04/22/2024 04/22/24 Price Changed $110,000 -14.7% $66 / Sq Ft
04/09/2024 04/09/24 For Sale $129,000 +98.5% $78 / Sq Ft
04/09/2024 04/09/24 Pending -- -- --
06/12/2018 06/12/18 Sold $65,000 -12.2% $39 / Sq Ft
03/26/2018 03/26/18 Pending -- -- --
03/12/2018 03/12/18 For Sale $74,000 -- $44 / Sq Ft
Source: North Central Penn Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,159 $43,000 $7,900 $35,100
2023 $22 $43,000 $7,900 $35,100
2022 $3,328 $43,000 $7,900 $35,100
2021 $2,735 $43,000 $7,900 $35,100
2020 $2,248 $43,000 $7,900 $35,100
2019 $0 $43,000 $7,900 $35,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: North Central Penn Board of REALTORS®

MLS Number: 31718168

APN: 492001 166.19-1-30.2