$150,000
SOLD OCT 16, 2025

428 Prospect St Watertown, NY 13601

3 Beds
2 Baths
1,680 Sq Ft
3,999 Sq Ft

Recently Sold

$89 Per Sq Ft

6% Below List Price

74 Days on Market

Highlights

  • Separate Formal Living Room
  • Porch
  • Open Patio
  • Formal Dining Room
  • Eat-In Kitchen
  • 4-minute walk to Whitewater Park

About This Home

As of October 2025

Spacious and move-in ready, this 3-bedroom home offers flexible living with a bonus room that could serve as a fourth bedroom, office, or playroom. Inside you’ll find a bright living room, formal dining room, and an updated kitchen with fresh paint and new flooring throughout. Two full bathrooms provide convenience for families or guests. Outside, enjoy a fully fenced backyard, an open front porch perfect for morning coffee, and a corner lot that offers added yard space and curb appeal.

Last Agent to Sell the Property

Michael Hall

Listing by North Star Real Estate & Property Management License #10491207887 Listed on: 08/03/2025

Last Buyer's Agent

Melinda Countryman

Listing by Lake Homes Realty LLC License #10301219708

Lake Homes Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,673

Year Built

  • Built in 1895

Lot Details

  • 4,000 Sq Ft Lot
  • Lot Dimensions are 50x80
  • Property is Fully Fenced
  • Rectangular Lot
  • Historic Home

Home Design

  • Stone Foundation
  • Vinyl Siding

Interior Spaces

  • 1,680 Sq Ft Home
  • 2-Story Property
  • Entrance Foyer
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Gas Range
  • Range Hood
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • No Garage
  • Gravel Driveway

Outdoor Features

  • Open Patio
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Vented Exhaust Fan
  • PEX Plumbing
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 207
  • Assessor Parcel Number 221800-007-000-0006-207-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,673

Year Built

Built in 1895

Lot Details

4,000 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1895
  • ResoLaundryFeatures: In Basement
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Directions: From Public Square turn right onto Court St, turn left onto N Massey then right onto Prospect St. Property is on the righ.
  • Architectural Style: Historic/Antique
  • Flooring: Luxury Vinyl
  • Garage Yn: No
  • Interior Features: Separate/Formal Dining Room, Entrance Foyer, Eat-in Kitchen, Separate/Formal Living Room, Convertible Bedroom
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Exhaust Fan, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator, Range Hood
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Main Level Bathrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Fencing: Full
  • Acres: 0.0918
  • Waterfront: No
  • Construction Type: Vinyl Siding, PEX Plumbing
  • Exterior Features: Fully Fenced, Gravel Driveway
  • Foundation Details: Stone
  • Patio And Porch Features: Open, Porch

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Watertown

Lot Info

  • Parcel Number: 221800-007-000-0006-207-000-0000
  • Lot Dimensions: 50X80
  • Lot Size Sq Ft: 4000.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1673.0
  • Tax Lot: 207

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2025
Closed on
Oct 14, 2025
Sold by
North Star Rentals Nny Llc
Bought by
Heath Jennifer
Seller's Agent
Michael Hall
North Star Real Estate & Property Management
Buyer's Agent
Melinda Countryman
Lake Homes Realty LLC
List Price
$159,900
Sold Price
$150,000
Premium/Discount to List
-$9,900
-6.19%
Views
8
Current Estimated Value
$150,434

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$434
Avg. Annual Appreciation
0.88%
Original Mortgage
$145,500
Outstanding Balance
$145,500
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$4,934

Purchase Details

Listed on
May 23, 2025
Closed on
Jun 19, 2025
Sold by
Nguyen Selene
Bought by
North Star Rentals Nny Llc
Seller's Agent
Danielle Stover
North Star Real Estate & Property Management
Buyer's Agent
Danielle Stover
North Star Real Estate & Property Management
List Price
$69,000
Sold Price
$55,000
Premium/Discount to List
-$14,000
-20.29%
Views
2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2734.19%
Original Mortgage
$76,750
Interest Rate
6.72%
Mortgage Type
Construction

Purchase Details

Listed on
Sep 27, 2019
Closed on
Nov 6, 2019
Sold by
Americu Cu
Bought by
Nguyen Selene
Seller's Agent
Terry O'Brien
Bridgeview Real Estate
Buyer's Agent
Danielle Stover
North Star Real Estate & Property Management
List Price
$58,900
Sold Price
$50,000
Premium/Discount to List
-$8,900
-15.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.72%

Purchase Details

Closed on
Jul 16, 2001
Sold by
Muglia Luigi
Bought by
Guarino Angelo
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $150,000 None Listed On Document
Warranty Deed $55,000 None Listed On Document
Deed $50,000 --
Deed $25,000 Jack Scordo
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $145,500 New Conventional
Closed $76,750 No Value Available
Previous Owner $76,750 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/16/2025 10/16/25 Sold $150,000 -6.2% $89 / Sq Ft
08/03/2025 08/03/25 For Sale $159,900 +190.7% $95 / Sq Ft
06/27/2025 06/27/25 Sold $55,000 -20.3% $33 / Sq Ft View Prior Sale
05/23/2025 05/23/25 For Sale $69,000 +38.0% $41 / Sq Ft
11/25/2019 11/25/19 Sold $50,000 -15.1% $30 / Sq Ft View Prior Sale
10/15/2019 10/15/19 Pending -- -- --
09/27/2019 09/27/19 For Sale $58,900 -- $35 / Sq Ft
Source: Jefferson-Lewis Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $971 $53,100 $6,400 $46,700
2023 $414 $53,100 $6,400 $46,700
2022 $428 $53,100 $6,400 $46,700
2021 $428 $53,100 $6,400 $46,700
2020 $1,127 $53,100 $6,400 $46,700
2019 $404 $53,100 $6,400 $46,700
2018 $459 $53,100 $6,400 $46,700
2017 $1,127 $53,100 $6,400 $46,700
2016 $1,127 $53,100 $6,400 $46,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Jefferson-Lewis Board of REALTORS®

MLS Number: S1627526

Jefferson-Lewis Board of REALTORS®

APN: 221800-007-000-0006-207-000-0000

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