$159,900
UNDER CONTRACT

428 Prospect St Watertown, NY 13601

Estimated payment $1,009/month

Total Views 2,408
3 Beds
2 Baths
1,680 Sq Ft
$95 Price per Sq Ft

Highlights

  • Separate Formal Living Room
  • Porch
  • Open Patio
  • Formal Dining Room
  • Eat-In Kitchen
  • 4-minute walk to Whitewater Park

About This Home

Spacious and move-in ready, this 3-bedroom home offers flexible living with a bonus room that could serve as a fourth bedroom, office, or playroom. Inside you’ll find a bright living room, formal dining room, and an updated kitchen with fresh paint and new flooring throughout. Two full bathrooms provide convenience for families or guests. Outside, enjoy a fully fenced backyard, an open front porch perfect for morning coffee, and a corner lot that offers added yard space and curb appeal.

Listing Agent

Michael Hall

Listing by North Star Real Estate & Property Management License #10491207887 Listed on: 08/03/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,673

Year Built

  • Built in 1895

Lot Details

  • 4,000 Sq Ft Lot
  • Lot Dimensions are 50x80
  • Property is Fully Fenced
  • Rectangular Lot
  • Historic Home

Home Design

  • Stone Foundation
  • Vinyl Siding

Interior Spaces

  • 1,680 Sq Ft Home
  • 2-Story Property
  • Entrance Foyer
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Gas Range
  • Range Hood
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • No Garage
  • Gravel Driveway

Outdoor Features

  • Open Patio
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Vented Exhaust Fan
  • PEX Plumbing
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 207
  • Assessor Parcel Number 221800-007-000-0006-207-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,673

Year Built

Built in 1895

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1895
  • ResoLaundryFeatures: In Basement
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Directions: From Public Square turn right onto Court St, turn left onto N Massey then right onto Prospect St. Property is on the righ.
  • Architectural Style: Historic/Antique
  • Flooring: Luxury Vinyl
  • Garage Yn: No
  • Interior Features: Separate/Formal Dining Room, Entrance Foyer, Eat-in Kitchen, Separate/Formal Living Room, Convertible Bedroom
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: 4224

Interior Features

  • Appliances: Dishwasher, Exhaust Fan, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator, Range Hood
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Main Level Bathrooms: 1
  • Total Bedrooms: 7
  • Stories: 2
  • Stories: 2

Exterior Features

  • Fencing: Full
  • Acres: 0.0918
  • Waterfront: No
  • Construction Type: Vinyl Siding, PEX Plumbing
  • Exterior Features: Fully Fenced, Gravel Driveway
  • Foundation Details: Stone
  • Patio And Porch Features: Open, Porch

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Watertown

Lot Info

  • Parcel Number: 221800-007-000-0006-207-000-0000
  • Lot Dimensions: 50X80
  • Lot Size Sq Ft: 4000.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1673.0
  • Tax Lot: 207

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $975 $53,100 $6,400 $46,700
2023 $392 $53,100 $6,400 $46,700
2022 $428 $53,100 $6,400 $46,700
2021 $428 $53,100 $6,400 $46,700
2020 $1,127 $53,100 $6,400 $46,700
2019 $404 $53,100 $6,400 $46,700
2018 $459 $53,100 $6,400 $46,700
2017 $1,127 $53,100 $6,400 $46,700
2016 $1,127 $53,100 $6,400 $46,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/03/2025 08/03/25 For Sale $159,900 +190.7% $95 / Sq Ft
06/27/2025 06/27/25 Sold $55,000 -20.3% $33 / Sq Ft
05/23/2025 05/23/25 For Sale $69,000 +38.0% $41 / Sq Ft
11/25/2019 11/25/19 Sold $50,000 -15.1% $30 / Sq Ft
10/15/2019 10/15/19 Pending -- -- --
09/27/2019 09/27/19 For Sale $58,900 -- $35 / Sq Ft
Source: Jefferson-Lewis Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $50,000 --
Deed $25,000 Jack Scordo
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $76,000 Unknown
Previous Owner $8,500 Unknown
Previous Owner $65,000 Unknown
Source: Public Records

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Source: Jefferson-Lewis Board of REALTORS®

MLS Number: S1627526

Jefferson-Lewis Board of REALTORS®

APN: 221800-007-000-0006-207-000-0000