Jack Yao
Realmart Realty, LLC
(732) 838-6992
1,394 Total Sales
4 in Watertown
$177K - $224K Price Range
428 Prospect St Watertown, NY 13601
Watertown AreaEstimated Value: $139,000 - $173,000
3
Beds
2
Baths
1,680
Sq Ft
$92/Sq Ft
Est. Value
Highlights
- Separate Formal Living Room
- Porch
- Open Patio
- Formal Dining Room
- Eat-In Kitchen
- 5-minute walk to Whitewater Park
About This Home
As of October 2025Spacious and move-in ready, this 3-bedroom home offers flexible living with a bonus room that could serve as a fourth bedroom, office, or playroom. Inside you’ll find a bright living room, formal dining room, and an updated kitchen with fresh paint and new flooring throughout. Two full bathrooms provide convenience for families or guests. Outside, enjoy a fully fenced backyard, an open front porch perfect for morning coffee, and a corner lot that offers added yard space and curb appeal.
Last Agent to Sell the Property
Listing by North Star Real Estate & Property Management License #10491207887 Listed on: 08/03/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,673
Year Built
- Built in 1895
Lot Details
- 4,000 Sq Ft Lot
- Lot Dimensions are 50x80
- Property is Fully Fenced
- Rectangular Lot
- Historic Home
Home Design
- Stone Foundation
- Vinyl Siding
Interior Spaces
- 1,680 Sq Ft Home
- 2-Story Property
- Entrance Foyer
- Family Room
- Separate Formal Living Room
- Formal Dining Room
- Laundry Room
Kitchen
- Eat-In Kitchen
- Gas Oven
- Gas Range
- Range Hood
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- No Garage
- Gravel Driveway
Outdoor Features
- Open Patio
- Porch
Utilities
- Forced Air Heating System
- Heating System Uses Gas
- Vented Exhaust Fan
- PEX Plumbing
- Electric Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 207
- Assessor Parcel Number 221800-007-000-0006-207-000-0000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 3, 2025
Closed on
Oct 14, 2025
Sold by
Bought by
Seller's Agent
Michael Hall
North Star Real Estate & Property Management
Buyer's Agent
Melinda Countryman
Lake Homes Realty LLC
List Price
$159,900
Sold Price
$150,000
Premium/Discount to List
-$9,900
-6.19%
Views
8
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,131
Avg. Annual Appreciation
3.21%
Original Mortgage
$145,500
Outstanding Balance
$144,428
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$9,703
Purchase Details
Listed on
May 23, 2025
Closed on
Jun 19, 2025
Sold by
Bought by
Seller's Agent
Danielle Stover
North Star Real Estate & Property Management
Buyer's Agent
Danielle Stover
North Star Real Estate & Property Management
List Price
$69,000
Sold Price
$55,000
Premium/Discount to List
-$14,000
-20.29%
Views
2
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2,734.19%
Original Mortgage
$76,750
Interest Rate
6.72%
Mortgage Type
Construction
Purchase Details
Listed on
Sep 27, 2019
Closed on
Nov 6, 2019
Sold by
Bought by
Seller's Agent
Terry O'Brien
Bridgeview Real Estate
Buyer's Agent
Danielle Stover
North Star Real Estate & Property Management
List Price
$58,900
Sold Price
$50,000
Premium/Discount to List
-$8,900
-15.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.72%
Purchase Details
Closed on
Jul 16, 2001
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
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-
Jack Yao
-
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Kevin Faatz
Kevin Faatz
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$68K - $140K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $150,000 | None Listed On Document | ||
| $55,000 | None Listed On Document | ||
| $50,000 | -- | ||
| $25,000 | Jack Scordo |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $145,500 | ||
| Closed | $76,750 | ||
| Previous Owner | $76,750 | ||
| Previous Owner | $76,000 | ||
| Previous Owner | $8,500 | ||
| Previous Owner | $65,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/16/2025 10/16/25 | Sold | $150,000 | -6.2% | $89 / Sq Ft | |
| 08/03/2025 08/03/25 | For Sale | $159,900 | +190.7% | $95 / Sq Ft | |
| 06/27/2025 06/27/25 | Sold | $55,000 | -20.3% | $33 / Sq Ft | View Prior Sale |
| 05/23/2025 05/23/25 | For Sale | $69,000 | +38.0% | $41 / Sq Ft | |
| 11/25/2019 11/25/19 | Sold | $50,000 | -15.1% | $30 / Sq Ft | View Prior Sale |
| 10/15/2019 10/15/19 | Pending | -- | -- | -- | |
| 09/27/2019 09/27/19 | For Sale | $58,900 | -- | $35 / Sq Ft |
Source: Jefferson-Lewis Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $971 | $53,100 | $6,400 | $46,700 |
| 2024 | $971 | $53,100 | $6,400 | $46,700 |
| 2023 | $414 | $53,100 | $6,400 | $46,700 |
| 2022 | $428 | $53,100 | $6,400 | $46,700 |
| 2021 | $428 | $53,100 | $6,400 | $46,700 |
| 2020 | $1,127 | $53,100 | $6,400 | $46,700 |
| 2019 | $404 | $53,100 | $6,400 | $46,700 |
| 2018 | $459 | $53,100 | $6,400 | $46,700 |
| 2017 | $1,127 | $53,100 | $6,400 | $46,700 |
| 2016 | $1,127 | $53,100 | $6,400 | $46,700 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Hall
Seller's Agent in 2025
Michael Hall
North Star Real Estate & Property Management
(315) 608-0133
248 Total Sales
-
Danielle Stover
DS
Seller's Agent in 2025
Danielle Stover
North Star Real Estate & Property Management
(315) 921-1006
90 Total Sales
-
Melinda Countryman
Buyer's Agent in 2025
Melinda Countryman
Lake Homes Realty LLC
(315) 778-1909
70 Total Sales
-
TO
Seller's Agent in 2019
Terry O'Brien
Bridgeview Real Estate
Map
Source: Jefferson-Lewis Board of REALTORS®
MLS Number: S1627526
APN: 221800-007-000-0006-207-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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