NOT LISTED FOR SALE

428 S Garfield St Enid, OK 73703

Enid Area

Estimated Value: $124,506

4 Beds
1 Bath
1,581 Sq Ft
$79/Sq Ft Est. Value

Sale Details

Date Sold: July 25, 2022

Last sale price $109,000 $69 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $800 / mo

3 Days on Market

Highlights

  • Traditional Architecture
  • 2 Car Detached Garage
  • Combination Kitchen and Dining Room
  • Wood Flooring
  • Central Heating and Cooling System
  • Ceiling Fan

About This Home

As of July 2022

lovingly updated, this owner was never going to move, alas life has changed her mind. All of the work that she has done can now be yours. From the floors up, everything has been touched. The kitchen has granite countertops and the prettiest tile, with updated appliances and good work space. 2 bedrooms downstairs and 2 bedrooms upstairs all with CH/A. Come see this one, I think you'll like it.

Last Agent to Sell the Property

Sondra Hernandez

Cobblestone Realty Partners License #148306 Listed on: 06/17/2022

Last Buyer's Agent

Vickie Schroeder

Cobblestone Realty Partners License #176064

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • 1928

Lot Details

  • Lot Dimensions are 50 x 140
  • East Facing Home
  • Wood Fence

Parking

  • 2 Car Detached Garage

Home Design

  • Traditional Architecture
  • Gable Roof Shape
  • Composition Roof

Interior Spaces

  • 1,581 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Entryway
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Wood Flooring

Kitchen

  • Electric Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Homestead Exemption

Home Details

Home Type

Single Family

Year Built

1928

Lot Details

7,013 Sq Ft Lot

Listing Details

  • Above Grade Finished Sq Ft: 1581
  • Age: 71 Years Or More
  • Estimated Above Grade Sq Ft: 1401-1600
  • Class: Residential
  • Dining Room: Kitchen/Dining Combo
  • Enid School District: Verify W/ Board Of Ed.
  • Equipment: Electric Oven/Range, Dishwasher, Refrigerator
  • Exterior: Brick & Wood
  • Exterior Extras: Fence-Wood
  • Flood Ins: Not Required
  • Heating: Central Gas
  • Homestead Exemption Yn: Yes
  • Improvements: flooring, kitchen updates, bathroom updates, sewer, lighting, too many to recall
  • Interior Extras: Some Carpeting, Ceiling Fans
  • Interest Rate: 5.5%
  • Legal Description: Lot 15 Block 7
  • Legal Name S: Donna J. Ramsey and Steven L. Ramsey
  • Living Areas: 1
  • Lvt Date: 06/16/2022
  • Roof Type: Gable
  • Sq Ft Provided By: Ok Assessor
  • Estimated Sq Ft: 1581
  • Style: Traditional
  • Type: Single House
  • Water Sewer: City Water, City Sewer
  • Annual Taxes: $1095
  • Zoning: Residential
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 13
  • Year Built: 1928

Interior Features

  • Entrance: Living Room Ent.
  • Bedrooms: 4
  • Fireplace: Yes, In Living Room
  • Floor: Wood/Raised
  • Full Bathrooms: 1
  • Levels: Two Stories
  • Other Rooms: Inside Utility
  • Price Per Sq Ft: 68.94
  • Sq Ft Level 2: 435

Exterior Features

  • Front Dir: East
  • Roofing: Composition

Garage/Parking

  • Garage Type: Detached
  • Garage Capacity: 2

Utilities

  • Cooling: Central Electric

Lot Info

  • Lot Size: 50 x 140

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2022
Closed on
Jul 25, 2022
Sold by
Ramsey Steven J and Ramsey Donna J
Bought by
Seller's Agent
Sondra Hernandez
Cobblestone Realty Partners
Buyer's Agent
Vickie Schroeder
Cobblestone Realty Partners
List Price
$109,000
Sold Price
$109,000
Current Estimated Value
$124,506

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,506
Avg. Annual Appreciation
3.23%
Original Mortgage
$87,200
Outstanding Balance
$58,199
Interest Rate
5.78%
Mortgage Type
New Conventional
Estimated Equity
$66,307

Purchase Details

Closed on
Mar 17, 2021
Sold by
Ramsey Steven L
Bought by
Ramsey Stevca L and Ramsey Donna J

Purchase Details

Closed on
Feb 28, 2018
Sold by
Dehdezi Hossein and Dehdezi Rae A
Bought by
Ramsey Steven

Purchase Details

Closed on
Jul 28, 2006
Sold by
Novastar Mortgage Inc
Bought by
Dehdezi Hossein and Dehdezi Rae A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,000
Interest Rate
6.66%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Mar 4, 2006
Sold by
Lyons John C and Lyons Clydene A
Bought by
Novastar Mortgage Inc
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$109,000 Wfg National Title
Ramsey Stevca L -- None Available
Ramsey Steven $40,000 None Available
Dehdezi Hossein $32,000 Lawyers Title Of Oklahoma Ci
Novastar Mortgage Inc -- Oklahoma Reo Closing & Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $87,200
Previous Owner Dehdezi Hossein $35,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/25/2022 07/25/22 Sold $109,000 0.0% $69 / Sq Ft
06/20/2022 06/20/22 Pending -- -- --
06/17/2022 06/17/22 For Sale $109,000 -- $69 / Sq Ft
Source: Northwest Oklahoma Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,088 $11,085 $188 $10,897
2024 $1,030 $10,762 $188 $10,574
2023 $997 $10,449 $188 $10,261
2022 $1,085 $10,144 $188 $9,956
2021 $1,095 $10,299 $188 $10,111
2020 $1,136 $10,435 $125 $10,310
2019 $1,122 $10,777 $312 $10,465
2018 $476 $4,585 $89 $4,496
2017 $451 $4,367 $53 $4,314
2016 $412 $4,159 $0 $0
2015 $387 $3,961 $1,062 $2,899
2014 $369 $3,773 $930 $2,843
Source: Public Records

Agents Affiliated with this Home

  • Sondra Hernandez Real Estate Agent - Cobblestone Realty Partners

    Seller's Agent in 2022

    Sondra Hernandez

    Cobblestone Realty Partners

    (580) 402-0424

    258 Total Sales

    Sondra Hernandez
    Section Image
  • Vickie Schroeder Real Estate Agent - Cobblestone Realty Partners

    Buyer's Agent in 2022

    Vickie Schroeder

    Cobblestone Realty Partners

    (580) 554-3960

    111 Total Sales

    Vickie Schroeder
    Section Image
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Map

Source: Northwest Oklahoma Association of REALTORS®

MLS Number: 20220909

Northwest Oklahoma Association of REALTORS®

APN: 2240-00-007-015-0-080-00

Oklahoma Garfield County Enid 73703

428 S Garfield St, Enid, OK

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Oklahoma Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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