$519,900
$10K PRICE DROP

428 W 4th St Spencerville, OH 45887

Estimated payment $3,099/month

Total Views 2,017
4 Beds
3 Baths
3,126 Sq Ft
$166 Price per Sq Ft

Highlights

  • Pool
  • Deck
  • Wood Flooring
  • Spencerville Elementary School Rated A-
  • Cathedral Ceiling
  • Cul-De-Sac

About This Home

Welcome to your own private backyard resort! This stunning 4-bedroom, 3-bath home, built in 2013, offers 2,112 square feet finished living space plus an additional1,014 square feet in the finished lower level. Thoughtfully designed for both everyday living and entertaining, this home combines quality craftsmanship, stylish updates, and exceptional outdoor amenities. Inside you'll find bamboo hardwood flooring throughout, soaring 9-foor ceilings, a cozy gas fireplace, tilt-wash windows, and zone-controlled comfort. The spacious primary suite features a tray ceiling, elegant board-and-batten detailing, and a private en suite bath. An office/bonus room provides flexibility for working from home, hobbies or additional quiet space. Step outside and discover what truly sets this property apart. A spectacular two-level deck spans the entire length of the home. Enjoy summer days in the 18X32 in ground and heated salt water pool The expansive poolside deck, brick patio, new fencing, and beautifully designed outdoor living space creates the perfect setting for gatherings large and small The finished pool house with loft and covered patio offers endless possibilities. Additional features include a 2.5 car garage with workshop area, wired security cameras, utility shed, and 2 parcels. This is more than a home-it's a lifestyle. Rarely does a property offer this combination of indoor comfort, outdoor luxury, and exceptional entertaining space.

Listing Agent

Jill MacDonald

Choice Properties Real Estate, Inc. License #SAL2014005285 Listed on: 06/23/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,198

Year Built

  • Built in 2013 | Remodeled

Lot Details

  • 24,219 Sq Ft Lot
  • Cul-De-Sac
  • Fenced

HOA Fees

  • $7 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 3,126 Sq Ft Home
  • 3-Story Property
  • Cathedral Ceiling
  • Electric Fireplace
  • Family or Dining Combination
  • Finished Basement
  • Crawl Space

Kitchen

  • Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Laminate Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Security System Owned
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • Saltwater Pool
  • Pool Cover

Outdoor Features

  • Deck
  • Shed
  • Porch

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 44-1108-02-022.000 & 44-1108-02-023.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,198

Year Built

Built in 2013 | Remodeled

Lot Details

0.56 Acres

HOA Fees

$7 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.56
  • Lot Size: irregular
  • Directions: Use GPS
  • Architectural Style: 2 Story
  • Unit Levels: Three Or More
  • New Construction: No
  • Year Built: 2013
  • Location Property Info:Zoning2: Residential
  • General Property Info:Lot Size Acres: 0.556
  • General Property Info:Lot Size Square Feet: 24219.36
  • General Property Info:FEMA Flood Zone YN: No
  • General Property Info:Fireplace YN: Yes
  • General Property Info:Private Pool YN: Yes
  • Tax Info:Parcel _pound_: 44-1108-02-022.000 & 44-1108-02-023.000
  • Tax Info:Tax Annual Amount: 3198.0
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • General Property Info:Basement YN: Yes
  • Foundation:Block2: Yes
  • Location Property Info:Home Warranty YN: No
  • General Property Info:Lot Size Dimensions: irregular
  • General Property Info:Enhanced Accessible: No
  • Utilities:Cable Available: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Flooring:Carpet: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Other Structures:Shed(s): Yes
  • Flooring:Wood2: Yes
  • Utilities:Water Connected: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities:Cable Connected: Yes
  • Utilities:Natural Gas Connected: Yes
  • Percent Basement Finished: Yes
  • Security Features:Carbon Monoxide Detector(s): Yes
  • Security Features:Fire Alarm: Yes
  • Levels:Three Or More: Yes
  • Pool Features:Heated: Yes
  • Pool Features:Salt Water: Yes
  • Security Features:Security System Owned: Yes
  • Pool Features:Private: Yes
  • Pool Features:Pool Cover: Yes
  • Foundation:Crawl Space2: Yes
  • Architectural Style 2 Story: Yes
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Oven, Refrigerator, Washer, Water Heater, Water Heater Owned
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1014.0
  • Fireplace Features: Electric
  • Fireplace: Yes
  • Flooring: Carpet, Wood
  • Interior Amenities: Cathedral Ceiling(s), See Remarks
  • Appliances Dishwasher: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Appliances:Oven: Yes
  • Appliances:Gas Water Heater: Yes
  • Appliances:Water Heater Owned: Yes
  • Interior Features:See Remarks14: Yes
  • Dining Room Features:FamilyDining Room Combo: Yes
  • Kitchen Features:Laminate Counters: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Appliances:Gas Cooktop: Yes
  • Fireplace Features:Electric2: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Cul-De-Sac
  • Pool Features: Heated, Outdoor Pool, Pool Cover, Private, Salt Water
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Garage(s), Shed(s)
  • Patio And Porch Features: Deck, Porch
  • Property Condition: Updated/Remodeled
  • Construction Materials:Vinyl Siding: Yes
  • Patio Porch Features:Deck: Yes
  • Patio Porch Features:Porch: Yes
  • Exterior Features:Fenced: Yes
  • Pool Features:Outdoor Pool: Yes
  • Lot Features:Cul-De-Sac2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.5
  • Parking Features: Garage Door Opener, Attached
  • General Property Info:Garage Spaces: 2.5
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Attached: Yes
  • Other Structures:Garage(s): Yes

Utilities

  • Security: Security System Owned, Carbon Monoxide Detector(s), Fire Alarm
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Cable Connected, Electricity Connected, Natural Gas Connected, Water Connected
  • Water Source: Public
  • Heating:Natural Gas: Yes
  • Water Heater: Yes

Condo/Co-op/Association

  • Association Fee: 80.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Location Property Info:AssociationYN: Yes
  • Location Property Info:Association Fee Amount: 80.0
  • Location Property Info:Association Fee Frequency: Annually

Schools

  • Junior High Dist: Spencerville

Lot Info

  • Lot Size Sq Ft: 24219.36
  • Parcel #: 44-1108-02-022.000 & 44-1108-02-023.000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 3198.0

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,734 $81,170 $8,120 $73,050
2024 $2,743 $81,170 $8,120 $73,050
2023 $2,386 $66,020 $6,620 $59,400
2022 $2,399 $66,020 $6,620 $59,400
2021 $2,392 $66,020 $6,620 $59,400
2020 $2,126 $56,880 $6,930 $49,950
2019 $2,126 $56,880 $6,930 $49,950
2018 $2,133 $56,880 $6,930 $49,950
2017 $2,115 $56,880 $6,930 $49,950
2016 $2,024 $55,130 $6,930 $48,200
2015 $1,985 $55,130 $6,930 $48,200
2014 $1,985 $53,870 $6,510 $47,360
2013 $247 $6,510 $6,510 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/01/2026 07/01/26 Price Changed $519,900 -1.9% $166 / Sq Ft
06/23/2026 06/23/26 For Sale $530,000 -- $170 / Sq Ft
Source: West Central Association of REALTORS® (OH)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $40,000 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $40,000 No Value Available
Open $176,000 New Conventional
Source: Public Records

Source: West Central Association of REALTORS® (OH)

MLS Number: 310629

APN: 44-11-08-02-023.000

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