$775,000
OPEN HOUSE 9/27 COMING SOON SEP 26, 2026

430 Overlook Dr Lusby, MD 20657

Lusby Area

Estimated payment $4,960/month

4 Beds
3.5 Baths
4,626 Sq Ft
0.44 Acre Lot

Highlights

  • 121 Feet of Waterfront
  • Boat Ramp
  • Beach
  • Primary bedroom faces the bay
  • 1 Boat Dock
  • Pier

About This Home

WATERFRONT LIVING AT ITS BEST! Welcome to this charming Colonial-style, two-story home offering three levels of contemporary living. With 4 bedrooms , a den and 3½ baths, this home is beautifully positioned to take advantage of the spectacular waterfront and waterview lifestyle of Drum Point.
From the moment you arrive, the exceptional setting will impress. Enjoy endless water views, stunning sunsets over the Patuxent River, and your own pier on Drum Point Lake—perfect for fishing, crabbing, kayaking, swimming, or simply relaxing by the water. The coveted Drum Point community offers an abundance of recreational opportunities right outside your door. Walk to the nearby beach, launch your boat from the community boat ramp, or take an easy bike ride or stroll while enjoying the surrounding water views. Spend the day by boat or car on Solomons Island. For boaters, explore the Patuxent River area or cruise into the Chesapeake Bay. Whether you're looking for a full-time residence, a weekend retreat, or a place to enjoy everything lakefront and waterview living has to offer, this home provides an exceptional opportunity to embrace the Chesapeake lifestyle. More to come as we prepare the home for sale. Stay tuned for activation with professional pictures and a future Open House!

Listing Agent

Judy Szynborski

(410) 394-0990 judy.szynborski@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty Brokerage Phone: 4103940990

Berkshire Hathaway HomeServices PenFed Realty

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,723

Year Built

  • Built in 2000

Lot Details

  • 19,166 Sq Ft Lot
  • 121 Feet of Waterfront
  • Public Beach
  • Rural Setting
  • South Facing Home
  • Landscaped
  • Extensive Hardscape
  • Partially Wooded Lot
  • Back and Front Yard
  • Property is in excellent condition

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 6 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Property Views

  • Bay
  • River
  • Lake
  • Panoramic
  • Scenic Vista
  • Woods

Home Design

  • Colonial Architecture
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Chair Railings
  • Two Story Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Electric Fireplace
  • Gas Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Sliding Windows
  • Window Screens
  • Sliding Doors
  • Six Panel Doors
  • Entrance Foyer
  • Family Room
  • Combination Kitchen and Living
  • Formal Dining Room
  • Attic

Kitchen

  • Country Kitchen
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Range Hood
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Electric Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Rear Basement Entry
  • Laundry in Basement
  • Basement Windows

Accessible Home Design

  • Doors with lever handles

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • 1 Boat Dock
  • Private Dock Site
  • Pond

Schools

  • Dowell Elementary School
  • Mill Creek Middle School
  • Patuxent High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Propane
  • Well
  • Electric Water Heater
  • On Site Septic
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Coming Soon on 9/19/26
  • Tax Lot 26
  • Assessor Parcel Number 0501169378

Community Details

Overview

  • Association fees include snow removal, common area maintenance
  • Drum Point Poa
  • Drum Point Subdivision

Recreation

  • Boat Ramp
  • Beach
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,723

Year Built

Built in 2000

Lot Details

0.44 Acres

HOA Fees

$20 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Accessibility Features: Doors - Lever Handle(s)
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Pier on lake
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 9/26/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2000
  • Building Winterized: No
  • Special Features: ComingSoon
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Exhaust Fan, Oven - Self Cleaning, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Hardwood, Partially Carpeted
  • Interior Amenities: Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Chair Railings, Combination Kitchen/Living, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Country, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Walk-In Closet(s), Wood Floors
  • Window Features: Double Hung, Insulated, Screens, Sliding
  • Fireplace Features: Electric, Fireplace - Glass Doors, Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Six Panel, Sliding Glass
  • Wall Ceiling Types: 2 Story Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Den, Foyer, Laundry
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Outside Entrance, Rear Entrance, Walkout Level, Windows
  • Laundry Type: Basement
  • Total Sq Ft: 4626
  • Living Area Sq Ft: 4626
  • Price Per Sq Ft: 299.46
  • Above Grade Finished Sq Ft: 2588
  • Below Grade Finished Sq Ft: 2038
  • Total Below Grade Sq Ft: 2038
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks, Extensive Hardscape
  • Roof: Shingle
  • Spa: No
  • View: Bay, Lake, Panoramic, Scenic Vista, River, Trees/Woods, Water
  • Water Access Features: Fishing Allowed, Canoe/Kayak, Public Beach, Sail, Swimming Allowed, Waterski/Wakeboard, Boat - Powered
  • Water Access: Yes
  • Water Body Name: Drum Point Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic, Septic Exists
  • Utilities: Cable Tv Available, Propane
  • Water Source: Well
  • Municipal Trash: No
  • Internet Services: Cable, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 240.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp
  • HOA Condo Co-Op Fee Includes: Snow Removal, Common Area Maintenance
  • HOA Name: DRUM POINT POA
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • Elementary School: DOWELL
  • High School: PATUXENT
  • Middle Or Junior School: MILL CREEK

Lot Info

  • Horses: No
  • Lot Features: Fishing Available, Front Yard, Landscaping, Partly Wooded, Pond, Rear Yard, Road Frontage, Trees/Wooded, Rural
  • Lot Size Acres: 0.44
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 19166.00
  • Property Condition: Excellent
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 7723.00
  • Assessor Parcel Number: 0501169378
  • Tax Lot: 26
  • County Tax Payment Frequency: Annually
  • Tax Year: 2026

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $7,710 $734,100 $190,100 $544,000
2025 $7,710 $677,733 $0 $0
2024 $7,097 $621,367 $0 $0
2023 $6,259 $565,000 $190,100 $374,900
2022 $6,199 $559,433 $0 $0
2021 $12,397 $553,867 $0 $0
2020 $3,345 $548,300 $190,100 $358,200
2019 $5,447 $519,267 $0 $0
2018 $5,143 $490,233 $0 $0
2017 $5,205 $461,200 $0 $0
2016 -- $461,200 $0 $0
2015 $5,510 $461,200 $0 $0
2014 $5,510 $465,400 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/01/2018 05/01/18 Rented $2,700 -3.6% --
05/01/2018 05/01/18 Under Contract -- -- --
01/19/2018 01/19/18 For Rent $2,800 -6.7% --
12/14/2016 12/14/16 Rented $3,000 0.0% --
12/14/2016 12/14/16 Under Contract -- -- --
10/13/2016 10/13/16 For Rent $3,000 0.0% --
05/28/2015 05/28/15 Rented $3,000 0.0% --
05/14/2015 05/14/15 Under Contract -- -- --
04/22/2015 04/22/15 For Rent $3,000 -- --
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $500,000 Brennan Title Company
Deed $240,000 --
Deed $55,000 --
Deed $25,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $518,000 VA
Previous Owner $516,509 VA
Previous Owner $556,095 VA
Previous Owner $567,900 VA
Previous Owner $570,000 VA
Previous Owner $100,000 Stand Alone Second
Previous Owner $600,000 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2030076

Bright MLS

APN: 01-169378

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