Seller's Agent in 2026
Jeff Brooks
Hometown Realty
(804) 445-1395
101 Total Sales
430 Pine Tree Rd Center Cross, VA 22437
3
Beds
2
Baths
1,400
Sq Ft
0.26
Acre Lot
Highlights
- Community Boat Dock
- Water Access
- Deck
- Beach
- River Front
- Wood Flooring
About This Home
As of June 2026South Hill Banks is a waterfront community in Essex County featuring a wide community sand beach with pier and boat ramp on the Rappahannock. 430 Pine Tree Road offers wonderful views of the River from the deck, family room or around the fire pit. The home features 3 bedrooms and two full baths as well as a large family room opening to the kitchen. There have been numerous renovations and upgrades including a new moisture barrier and dehumidifier in the crawl space (6-25), new roof (2023), HVAC (2025), water heater (2023). The property includes a shed with water and power and a second storage building/garage. Conveniently located only 50 minutes from Richmond, 20 minutes from Tappahannock or Urbanna and 10 minutes from Garrett's Marina.
The county taxes the home as a 2 bedroom home but, the Health Department has it permitted for 3 bedrooms. The Community Association has a voluntary $125/year fee to cover up keep of the roads, pavilion, boat ramp and insurance. Move in Ready for the Summer.
Last Agent to Sell the Property
Hometown Realty License #0225020087 Listed on: 03/24/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $984
Year Built
- Built in 1968
Lot Details
- 11,526 Sq Ft Lot
- Lot Dimensions are 130' x 100'
- River Front
- Level Lot
Home Design
- Fire Rated Drywall
- Frame Construction
- Composition Roof
- Vinyl Siding
Interior Spaces
- 1,400 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Thermal Windows
- Insulated Doors
- Dining Area
- Water Views
- Crawl Space
- Stacked Washer and Dryer
Kitchen
- Eat-In Kitchen
- Induction Cooktop
- Microwave
- Dishwasher
- Laminate Countertops
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- 2 Full Bathrooms
Parking
- No Garage
- Off-Street Parking
Outdoor Features
- Water Access
- Walking Distance to Water
- Deck
- Shed
- Utility Building
- Side Porch
Schools
- Tappahannock Elementary School
- Essex Middle School
- Essex High School
Utilities
- Central Air
- Heating System Uses Propane
- Heat Pump System
- Shared Well
- Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 72
- Assessor Parcel Number 54A-5-72
Community Details
Overview
- South Hill Banks Subdivision
Recreation
- Community Boat Dock
- Community Boat Facilities
- Beach
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 24, 2026
Closed on
Jun 3, 2026
Sold by
Bought by
Seller's Agent
Jeff Brooks
Hometown Realty
Buyer's Agent
Richard Heintze
Long & Foster REALTORS
List Price
$445,000
Sold Price
$425,000
Premium/Discount to List
-$20,000
-4.49%
Views
28
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
39.90%
Original Mortgage
$318,750
Outstanding Balance
$318,750
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$120,763
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $425,000 | First American Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $318,750 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/05/2026 06/05/26 | Sold | $425,000 | -4.5% | $304 / Sq Ft |
| 04/23/2026 04/23/26 | Pending | -- | -- | -- |
| 03/24/2026 03/24/26 | For Sale | $445,000 | -- | $318 / Sq Ft |
Source: Central Virginia Regional MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $984 | $178,900 | $40,600 | $138,300 |
| 2024 | $1,137 | $155,788 | $40,000 | $115,788 |
| 2023 | $1,137 | $155,788 | $40,000 | $115,788 |
| 2022 | $1,137 | $155,788 | $40,000 | $115,788 |
| 2021 | $1,153 | $155,788 | $40,000 | $115,788 |
| 2020 | $918 | $106,800 | $40,000 | $66,800 |
| 2019 | $940 | $112,600 | $40,000 | $72,600 |
| 2018 | $940 | $112,600 | $40,000 | $72,600 |
| 2017 | -- | $0 | $0 | $0 |
| 2016 | $991 | $112,600 | $0 | $0 |
| 2015 | -- | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jeff Brooks
-
Richard Heintze
Buyer's Agent in 2026
Richard Heintze
Long & Foster
(804) 314-3232
33 Total Sales
Map
Source: Central Virginia Regional MLS
MLS Number: 2607347
APN: 54A-5-72
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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