$875,000
$24K PRICE DROP

430 Settlement Rd Epworth, GA 30541

Epworth Area

Estimated payment $5,135/month

Total Views 1,562
4 Beds
3 Baths
2,760 Sq Ft
$317 Price per Sq Ft

Highlights

  • Home Theater
  • Gated Community
  • Mountain View
  • Spa
  • 2.97 Acre Lot
  • Deck

About This Home

Welcome to "Campfire Crest" -- your turnkey mountain retreat in the heart of Epworth; an exceptional luxury escape tucked inside a gated community adjoining the Chattahoochee National Forest, offering direct access to some of North Georgia's most coveted hiking and biking trails. Framed by year-round layered mountain views, this fully furnished 3 bedroom, 3 bath lodge-style retreat plus bonus sleeping loft is thoughtfully curated as a high-performing luxury short-term rental and is sold completely turnkey with designer furnishings and elevated decor throughout. The main level welcomes you with soaring ceilings, warm wood finishes, walls of glass, and a stunning stone fireplace anchoring the open-concept living space. Expansive wraparound decks invite seamless indoor-outdoor living, while the detached party porch with its own stone fireplace creates the ultimate setting for entertaining under the stars. The terrace level is designed for unforgettable gatherings, complete with a spacious den, oversized entertainer's bar, and walkout stone patio leading to a private fire pit and hot tub overlooking the mountains. Adding even more versatility, the detached workout studio offers the perfect wellness retreat, creative space, or private office. An additional buildable lot is included with the sale -- perfect for a guest house, garage, or second home. With fully-paved access, a concrete driveway, and complete privacy. Whether you're seeking a personal mountain sanctuary, luxury investment property, or both, 430 Settlement Road delivers an unmatched blend of adventure, privacy, and refined mountain living.

Listing Agent

Logan Fitts

Mountain Sotheby's International Brokerage Phone: (706) 222-5588 License #391447 Listed on: 06/28/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,495

Year Built

  • Built in 2007

Lot Details

  • 2.97 Acre Lot
  • Private Lot
  • Sloped Lot
  • Wooded Lot

HOA Fees

  • $99 Monthly HOA Fees

Parking

  • Parking Pad

Home Design

  • Country Style Home
  • Cabin
  • Split Foyer
  • Metal Roof
  • Wood Siding
  • Stone Siding
  • Stone

Interior Spaces

  • 3-Story Property
  • Wet Bar
  • Ceiling Fan
  • 3 Fireplaces
  • Two Story Entrance Foyer
  • Home Theater
  • Loft
  • Mountain Views

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Stone
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main
  • Separate Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Spa
  • Deck
  • Patio
  • Fire Pit
  • Separate Outdoor Workshop

Schools

  • Fannin Middle School
  • Fannin High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Well
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 226

Community Details

Overview

  • The Settlement Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,495

Year Built

Built in 2007

Lot Details

2.97 Acres

HOA Fees

$99 per month

Listing Details

  • Property Type: Residential
  • Section: 2
  • Year Built: 2007
  • ArchitecturalStyle: Country/Rustic
  • Levels: Three Or More
  • Lot Size Acres: 2.97
  • Other Sturctures: Workshop
  • Property Sub-Type: Single Family Residence
  • Structure Type: Cabin
  • Total Finished Area2: 2760
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Other, Refrigerator, Washer
  • Bedrooms: 4
  • Basement: Finished, Full
  • Below Grade Finished Sq Ft: 1104
  • Total Finished Sq Ft: 1656
  • Above Grade Finished Sq Ft: 1656
  • Interior Amenities: Master On Main Level, Other, Separate Shower, Split Foyer, Two Story Foyer, Wet Bar
  • Full Bathrooms: 3
  • Fireplace Features: Other
  • Flooring: Hardwood, Stone, Tile
  • Kitchen Features: Breakfast Area, Breakfast Bar, Kitchen Island

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Lower Level: 1
  • Bedroom Main Level: 1

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Stone, Wood Siding
  • ExteriorFeatures: Fire Pit
  • Lot Features: Other, Private, Sloped
  • Patio And Porch Features: Deck, Patio
  • Pool Features: Hot Tub
  • Property Condition: Resale
  • Roof: Metal
  • View: Mountain(s)

Garage/Parking

  • Parking Features: Parking Pad

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: In Basement, Laundry Closet
  • Sewer: Septic Tank
  • Utilities: High Speed Internet, None
  • Water Source: Well

Condo/Co-op/Association

  • Annual Association Fee: 1183
  • Association: Yes
  • Community Features: Gated

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Other
  • High School: Fannin
  • High School Bus: No
  • Middle School: Fannin
  • Middle School Bus: No

Lot Info

  • Land Lot: 226

Multi Family

  • Total Fireplaces: 3

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2495

MLS Schools

  • Elementary Bus Line: No

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,495 $275,001 $12,500 $262,501
2024 $25 $272,649 $12,500 $260,149
2023 $2,236 $219,350 $12,500 $206,850
2022 $2,261 $221,760 $12,500 $209,260
2021 $1,529 $109,031 $12,500 $96,531
2020 $1,554 $109,031 $12,500 $96,531
2019 $1,584 $109,031 $12,500 $96,531
2018 $1,680 $109,031 $12,500 $96,531
2017 $1,933 $109,260 $12,500 $96,760
2016 $1,363 $80,241 $12,500 $67,741
2015 $1,437 $80,970 $12,500 $68,470
2014 $1,677 $137,318 $36,000 $101,318
2013 -- $116,006 $36,000 $80,006
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/10/2026 08/10/26 Price Changed $875,000 -2.7% $317 / Sq Ft
06/28/2026 06/28/26 For Sale $899,000 +2.7% $326 / Sq Ft
10/25/2024 10/25/24 Sold $875,000 -2.7% $396 / Sq Ft View Prior Sale
09/20/2024 09/20/24 Pending -- -- --
08/20/2024 08/20/24 Price Changed $899,000 -4.3% $407 / Sq Ft
07/15/2024 07/15/24 For Sale $939,000 -- $425 / Sq Ft
Source: Georgia MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed $875,000 --
Warranty Deed -- --
Deed $358,000 --
Deed $378,000 --
Interfamily Deed Transfer -- --
Deed $90,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $656,250 New Conventional
Previous Owner $250,000 New Conventional
Previous Owner $340,200 New Conventional
Previous Owner $120,000 New Conventional
Source: Public Records

Source: Georgia MLS

MLS Number: 10795215

Georgia MLS

APN: 0013-B-00309

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