Seller's Agent in 2026
Tamra Minch
eXp Realty, LLC
(859) 444-2285
1 in this area
198 Total Sales
431 Baltimore Ave Covington, KY 41015
Latonia-Rosedale Neighborhood
2
Beds
2
Baths
1,766
Sq Ft
2,900
Sq Ft Lot
Highlights
- Traditional Architecture
- No HOA
- Wood Frame Window
- Wood Flooring
- Formal Dining Room
- Living Room
About This Home
As of July 2026Welcome home to this beautifully updated 2-bedroom, 2 full bath property located just steps from Twin Oaks Golf Course. Whether you're an avid golfer or simply enjoy peaceful surroundings, this location offers the perfect blend of convenience and relaxation. Recent improvements provide peace of mind and move-in-ready living, including fresh paint throughout, brand-new carpet, a new electrical panel, brand-new siding, and a freshly painted exterior. The spacious layout offers comfortable living spaces, while the two full bathrooms add functionality and convenience. Enjoy low-maintenance living in a desirable location close to golf, dining, shopping, and everyday amenities. Whether you're looking for your first home, downsizing, or searching for an investment opportunity, this charming property is ready for its next owner.
Home Details
Home Type
- Single Family
Year Built
- Built in 1904
Lot Details
- 2,900 Sq Ft Lot
Parking
- Driveway
Home Design
- Traditional Architecture
- Stone Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Non-Functioning Fireplace
- Wood Frame Window
- Entryway
- Family Room
- Living Room
- Formal Dining Room
- Electric Oven
- Unfinished Basement
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Schools
- Latonia Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Central Air
- Heating Available
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
May 27, 2010
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,098
Outstanding Balance
$45,052
Interest Rate
5.5%
Mortgage Type
FHA
Estimated Equity
$140,026
Purchase Details
Closed on
Jul 31, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,800
Interest Rate
6.65%
Mortgage Type
Construction
Purchase Details
Closed on
Jul 25, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,800
Interest Rate
6.65%
Mortgage Type
Construction
Purchase Details
Closed on
Nov 13, 2006
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $74,000 | Lawyers Title Of Cincinnati | |
| Interfamily Deed Transfer | -- | None Available | |
| Special Warranty Deed | $54,000 | Prism Title & Closing Servic | |
| Commissioners Deed | $48,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $68,098 | FHA | |
| Previous Owner | $44,800 | Construction |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/24/2026 07/24/26 | Sold | $187,000 | 0.0% | $106 / Sq Ft |
| 06/08/2026 06/08/26 | Pending | -- | -- | -- |
| 06/06/2026 06/06/26 | For Sale | $187,000 | -- | $106 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,768 | $133,400 | $10,000 | $123,400 |
| 2024 | $1,754 | $133,400 | $10,000 | $123,400 |
| 2023 | $1,777 | $133,400 | $10,000 | $123,400 |
| 2022 | $1,802 | $133,400 | $10,000 | $123,400 |
| 2021 | $1,271 | $80,000 | $10,000 | $70,000 |
| 2020 | $1,265 | $80,000 | $10,000 | $70,000 |
| 2019 | $1,279 | $80,000 | $10,000 | $70,000 |
| 2018 | $1,304 | $80,000 | $10,000 | $70,000 |
| 2017 | $1,229 | $74,000 | $10,000 | $64,000 |
| 2015 | $1,515 | $74,000 | $10,000 | $64,000 |
| 2014 | $1,450 | $74,000 | $10,000 | $64,000 |
Source: Public Records
Agents Affiliated with this Home
-
Tamra Minch
-
Lisa Brandenburg
Buyer's Agent in 2026
Lisa Brandenburg
Huff Realty - Florence
(859) 653-3420
3 in this area
133 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 643413
APN: 056-43-09-002.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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