NOT LISTED FOR SALE

431 E Main St Troy, OH 45373

Estimated Value: $188,000 - $197,747

3 Beds
2 Baths
1,250 Sq Ft
$154/Sq Ft Est. Value

Sale Details

Date Sold: February 14, 2025

Last sale price $185,000 $148 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,213 / mo

Highlights

  • No HOA
  • 2 Car Detached Garage
  • Bay Window
  • Troy High School Rated 9+
  • Porch
  • Walk-In Closet

About This Home

As of February 2025

This charming home, located near downtown Troy, offers plenty of space and potential. The main floor features a spacious living room with hardwood floors and a cozy gas fireplace. The dining room, which could also serve as an additional living area, has hardwood floors as well and is connected to a small hall that leads to an updated full bath with a pocket door. Two bedrooms are located on this level, one of which includes a walk-in closet. The large kitchen, which also has a breakfast area, provides extra space that could be used as a dining nook. From the kitchen, you can access both the basement and a staircase leading to a massive third bedroom, adding an additional 535 square feet of potential living space. The basement is equipped with a walk-out door, extra storage, and a laundry area with a toilet and shower. The private, fenced-in yard leads to a two-car garage with alley access. Conveniently located near local events and bike path trails, this home is the perfect blend of comfort and location.

Last Agent to Sell the Property

Shai Emerick

NavX Realty, LLC Brokerage Phone: (937) 761-2138 License #2023000617 Listed on: 01/16/2025

Last Buyer's Agent

Shai Emerick

NavX Realty, LLC Brokerage Phone: (937) 761-2138 License #2023000617 Listed on: 01/16/2025

Home Details

Home Type

  • Single Family

Year Built

  • 1917

Lot Details

  • 5,663 Sq Ft Lot
  • Fenced

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Garage Door Opener

Home Design

  • Stucco

Interior Spaces

  • 1,250 Sq Ft Home
  • 1.5-Story Property
  • Gas Fireplace
  • Bay Window
  • Fire and Smoke Detector

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Patio
  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Troy Subdivision

Listing and Financial Details

  • Assessor Parcel Number D08019850

Home Details

Home Type

Single Family

Year Built

1917

Lot Details

5,663 Sq Ft Lot

Parking

2

Listing Details

  • Major Appliances: Gas Water Heater
  • Cooling System: Central Air
  • Property Sub Type: Single Family Residence
  • Year Built: 1917
  • Attribution Contact: (937) 761-2138
  • Lot Size Acres: 0.13
  • SecurityFeatures: Smoke Detector(s)
  • Co List Office Phone: (937) 761-2138
  • MLS Status: Closed
  • Fireplace Features: One, Gas
  • Living Area: 1250.0
  • Window Features: Bay Window(s)
  • Master Plan Zoning: Residential
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Interior Amenities: Walk-In Closet(s)
  • Basement: Full, Walk-Out Access
  • Garage Spaces: 2.0
  • Levels: One and One Half
  • Property Type: Residential
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Main Level Bathrooms: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Fence, Porch, Patio, Storage
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio, Porch

Garage/Parking

  • Attached Garage: No
  • Attached Garage: Yes
  • Parking Features: Detached, Garage, Two Car Garage, Garage Door Opener, Storage

Utilities

  • Heating: Forced Air, Natural Gas
  • Utilities: Sewer Available, Water Available
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Troy

Lot Info

  • Lot Dimensions: 5663
  • Lot Size Sq Ft: 5663.0
  • Parcel Number: D08019850
  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2025
Closed on
Feb 14, 2025
Sold by
Bought by
Seller's Agent
Shai Emerick
NavX Realty, LLC
Buyer's Agent
Shai Emerick
NavX Realty, LLC
List Price
$185,000
Sold Price
$185,000
Views
7
Current Estimated Value
$192,437

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,437
Avg. Annual Appreciation
2.96%
Original Mortgage
$166,500
Outstanding Balance
$164,786
Interest Rate
6.93%
Mortgage Type
New Conventional
Estimated Equity
$27,651

Purchase Details

Closed on
May 29, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Interest Rate
3.15%

Purchase Details

Closed on
Dec 10, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,600
Interest Rate
4.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 27, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,200
Interest Rate
5.84%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 7, 2002
Sold by
Bought by

Purchase Details

Closed on
Apr 1, 1978
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$185,000 Wave Title
-- --
$105,900 Attorney
$99,000 --
-- --
$21,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $166,500
Previous Owner --
Previous Owner $100,600
Previous Owner $79,200
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/14/2025 02/14/25 Sold $185,000 0.0% $148 / Sq Ft
01/16/2025 01/16/25 Pending -- -- --
01/16/2025 01/16/25 For Sale $185,000 -- $148 / Sq Ft
Source: Dayton REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,106 $61,080 $6,720 $54,360
2024 $2,106 $47,430 $7,000 $40,430
2023 $1,792 $47,430 $7,000 $40,430
2022 $1,493 $47,430 $7,000 $40,430
2021 $1,258 $37,940 $5,600 $32,340
2020 $1,260 $37,940 $5,600 $32,340
2019 $1,271 $37,940 $5,600 $32,340
2018 $1,037 $29,760 $6,060 $23,700
2017 $1,047 $29,760 $6,060 $23,700
2016 $1,031 $29,760 $6,060 $23,700
2015 $680 $27,550 $5,600 $21,950
2014 $680 $27,550 $5,600 $21,950
2013 $684 $27,550 $5,600 $21,950
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2025

    Shai Emerick

    NavX Realty, LLC

    (937) 216-5103

    14 Total Sales

    Shai Emerick
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Map

Source: Dayton REALTORS®

MLS Number: 925324

Dayton REALTORS®

APN: D08019850

Ohio Miami County Troy 45373

431 E Main St, Troy, OH

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Dayton REALTORS® The information is being provided by Dayton Area Board of Realtors MLS. Information deemed reliable but not guaranteed. Information is provided for the consumer's personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Dayton Area Board of Realtors MLS. All Rights Reserved.

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