Seller's Agent in 2019
Angela Lotz
RE/MAX
(630) 640-4026
1 in this area
186 Total Sales
431 Elm St Elgin, IL 60123
Southwest Elgin NeighborhoodEstimated Value: $247,004 - $277,000
3
Beds
1
Bath
--
Sq Ft
6,970
Sq Ft Lot
Highlights
- Mature Trees
- Fenced Yard
- Enclosed Patio or Porch
- Wood Flooring
- Detached Garage
- Breakfast Bar
About This Home
As of December 2019Lovely bungalow home situated on a tree lined street boasts a spacious front porch. Upon entering this beautiful home you'll be greeted by beautiful hardwood floors and oak crown molding in the living and dining rooms. Kitchen features brand new vinyl plank flooring, fresh paint, brand new cabinet hardware, an abundance of counter & cabinet space & a brand new dishwasher. All three bedrooms have hardwood floors & ceiling fans. Full bath includes modern subway tile & jetted tub as well as a convenient laundry chute leading to the basement. The large, full basement includes front loading LG washer and dryer with storage pedestals, a separate storage room & an additional shower. Easily control the temperature of this home from anywhere with the Honeywell thermostat app. The fully fenced yard includes a storage shed, mature landscaping & a 2 car garage. Additional storage space is available in the large attic. Conveniently located minutes from Rt 20, a 5 min drive to the National St Metra station & downtown Elgin with many dining options. Newly separated storm & sanitation sewers with brand new, lead free water main to home!
Last Buyer's Agent
Berkshire Hathaway HomeServices Starck Real Estate License #471019405
Home Details
Home Type
- Single Family
Lot Details
- Fenced Yard
- Mature Trees
- Wooded Lot
Parking
- Detached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Garage Is Owned
Home Design
- Bungalow
- Slab Foundation
- Frame Construction
- Asphalt Shingled Roof
Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
- Dishwasher
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Additional Features
- Wood Flooring
- Basement Fills Entire Space Under The House
- Enclosed Patio or Porch
Listing and Financial Details
- Homeowner Tax Exemptions
- $4,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 9, 2021
Sold by
Dittberner Julia and Clifford Cory
Bought by
Dittberner Julia and Clifford Cory
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,000
Outstanding Balance
$157,535
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$105,966
Purchase Details
Closed on
Jun 7, 2021
Sold by
Dittberner Julia and Clifford Cory
Bought by
Dittberner Julia and Clifford Cory
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,000
Outstanding Balance
$157,535
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$105,966
Purchase Details
Listed on
Oct 23, 2019
Closed on
Dec 10, 2019
Sold by
Misicka Jason A and Furgason Michael
Bought by
Dittberner Julia
Seller's Agent
Angela Lotz
RE/MAX All Pro
Buyer's Agent
Gina Clifford
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$178,900
Sold Price
$178,000
Premium/Discount to List
-$900
-0.5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.69%
Original Mortgage
$172,660
Interest Rate
3.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 28, 2007
Sold by
Eadler Ruth A
Bought by
Misicka Jason A and Smith Joshua M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,400
Interest Rate
6.55%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Dittberner Julia | -- | Lakeshore Title Agency | |
| Dittberner Julia | -- | Lakeshore Title Agency | |
| Dittberner Julia | $178,000 | Alliance Title Corporation | |
| Misicka Jason A | $185,500 | Ticor Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Dittberner Julia | $174,000 | |
| Closed | Dittberner Julia | $174,000 | |
| Previous Owner | Dittberner Julia | $172,660 | |
| Previous Owner | Misicka Jason A | $148,400 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/13/2019 12/13/19 | Sold | $178,000 | -0.5% | -- |
| 11/11/2019 11/11/19 | Pending | -- | -- | -- |
| 10/23/2019 10/23/19 | For Sale | $178,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,593 | $65,392 | $15,901 | $49,491 |
| 2023 | $4,354 | $59,076 | $14,365 | $44,711 |
| 2022 | $4,151 | $53,867 | $13,098 | $40,769 |
| 2021 | $3,958 | $50,362 | $12,246 | $38,116 |
| 2020 | $3,838 | $48,079 | $11,691 | $36,388 |
| 2019 | $3,717 | $45,798 | $11,136 | $34,662 |
| 2018 | $3,547 | $41,874 | $10,491 | $31,383 |
| 2017 | $3,454 | $39,586 | $9,918 | $29,668 |
| 2016 | $3,277 | $36,725 | $9,201 | $27,524 |
| 2015 | -- | $33,662 | $8,434 | $25,228 |
| 2014 | -- | $33,247 | $8,330 | $24,917 |
| 2013 | -- | $34,124 | $8,550 | $25,574 |
Source: Public Records
Agents Affiliated with this Home
-
Angela Lotz
-
Heather Rasek
Seller Co-Listing Agent in 2019
Heather Rasek
RE/MAX Suburban
(815) 479-6160
119 Total Sales
-
Gina Clifford
Buyer's Agent in 2019
Gina Clifford
Berkshire Hathaway HomeServices Starck Real Estate
(630) 890-4538
38 Total Sales
-
J
Buyer Co-Listing Agent in 2019
Jim Minasola
Keller Williams Thrive
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10555601
APN: 06-23-276-006
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