RENTED MAR 17, 2026

431 James Place Saint Cloud, FL 34769

Estimated Value: $309,448 - $358,000

3 Beds
2 Baths
1,260 Sq Ft
$266/Sq Ft Est. Value

Sale Details

Date Sold: September 20, 2024

Last sale price $320,000 $254 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,206 / mo

Highlights

  • No HOA
  • 1 Car Garage
  • 1-Story Property
  • Central Heating and Cooling System
  • Dogs and Cats Allowed

About This Home

As of March 2026

Now available: a beautifully updated 3-bedroom home in the highly desirable Delaware Gardens neighborhood. This property offers unbeatable convenience—just minutes from top-rated schools, hospitals, shopping centers, parks, public transportation, and the scenic St. Cloud Toho Lake Marina. You're also within easy reach of Orlando International Airport, theme parks, and Florida’s beautiful beaches. Key Features: Fully Remodeled in 2018 – Including new doors, modern light fixtures, ceiling fans, and upgraded bathrooms. Immaculate Condition – Exceptionally maintained and move-in ready. Stylish Flooring – Ceramic tile throughout the living areas and kitchen, with durable laminate in all bedrooms. Spacious Kitchen – Equipped with stainless steel appliances and a generous pantry. This is your chance to live in a clean, modern, and centrally located home with quick access to everything St. Cloud and the greater Orlando area has to offer.

Last Agent to Rent the Property

Daysi Abraham

HOMETRUST REALTY GROUP Brokerage Phone: 813-444-5777 License #3434642 Listed on: 10/06/2025

HOMETRUST REALTY GROUP

Last Renter's Agent

Daysi Abraham

HOMETRUST REALTY GROUP Brokerage Phone: 813-444-5777 License #3434642 Listed on: 10/06/2025

HOMETRUST REALTY GROUP

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1989

Lot Details

  • 10,193 Sq Ft Lot
  • Lot Dimensions are 68.75x140

Parking

  • 1 Car Garage

Interior Spaces

  • 1,260 Sq Ft Home
  • 1-Story Property
  • Laundry in unit

Kitchen

  • Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Delaware Gardens Subdivision

Listing and Financial Details

  • Residential Lease
  • Property Available on 10/6/25
  • 12-Month Minimum Lease Term
  • $75 Application Fee
  • Assessor Parcel Number 12-26-30-0025-0001-0120

Home Details

Home Type

Single Family

Year Built

Built in 1989

Lot Details

10,193 Sq Ft Lot

Parking

1

Rental Info

  • Furnished: Unfurnished
  • Lease Amount Frequency: Monthly
  • Pets Allowed: Cats OK, Dogs OK
  • Available Date: 2025-10-06
  • Long Term YN: 1

Listing Details

  • Property Type: Residential Lease
  • Property Sub Type: Single Family Residence
  • Fireplace: No
  • Living Area: 1260
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1989
  • Building Area Total: 1596
  • Lease Term: Twelve Months
  • Lot Size Sq Ft: 10193
  • Owner Pays: None
  • Status: Leased
  • Building Area Total Srch Sq M: 148.27
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 1.75
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-444-5777
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Full Bathrooms: 2
  • Interior Amenities: Ninguno
  • Appliances Included: Microwave, Range, Refrigerator
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Living Area Meters: 117.06

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Max Pet Weight: 50

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00
  • Application Fee: 75

Lot Info

  • Parcel Number: 12-26-30-0025-0001-0120
  • Lot Dimensions: 68.75x140

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2024
Closed on
Sep 20, 2024
Sold by
Vega Eli Antonio Carro and Carro Ara Ileana
Bought by
Acevedo Brandon and Polanco George Acevedo
Seller's Agent
Ara Carro
INNOVARE EXPRESS LLC
Buyer's Agent
Daysi Abraham
HOMETRUST REALTY GROUP
List Price
$345,900
Sold Price
$320,000
Premium/Discount to List
-$25,900
-7.49%
Views
12
Current Estimated Value
$335,112

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,112
Avg. Annual Appreciation
3.08%
Original Mortgage
$240,000
Outstanding Balance
$236,763
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$98,349

Purchase Details

Listed on
Jun 15, 2021
Closed on
Jul 30, 2021
Sold by
Rolon Marcos and Ortega Acsa
Bought by
Vega Eli Antonio Carro and Carro Ara Ileana
Seller's Agent
Barbara Serrano
Florida Capital Realty
Buyer's Agent
Salesperson Non Member
Non-MLS Member
List Price
$255,000
Sold Price
$256,000
Premium/Discount to List
$1,000
0.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.34%
Original Mortgage
$125,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 6, 2018
Closed on
Mar 29, 2019
Sold by
Cabral Reit Llc
Bought by
Rolon Marcos
Seller's Agent
Martin Cabral
FIRST REALTY INVESTMENT LLC
Buyer's Agent
Olga Rolon
ACRE TERRA GROUP LLC
List Price
$225,000
Sold Price
$219,900
Premium/Discount to List
-$5,100
-2.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.71%
Original Mortgage
$215,916
Interest Rate
4.3%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 2, 2018
Sold by
Duarte Francisco J
Bought by
Cabral Reit Llc

Purchase Details

Closed on
Jun 20, 2007
Sold by
Basilio Ernesto
Bought by
Duarte Francisco J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,800
Interest Rate
6.16%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 20, 2004
Sold by
Garcia Angela and Alvarez Joseph R
Bought by
Basilio Ernesto

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,000
Interest Rate
5.97%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Acevedo Brandon $320,000 Simply Title
Vega Eli Antonio Carro $256,000 Simply Title Llc
Rolon Marcos $219,900 Orlando Title Services Llc
Cabral Reit Llc $165,500 Orlando Title Services Llc
Duarte Francisco J $161,000 Equilliance Title
Basilio Ernesto $130,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Acevedo Brandon $240,000
Previous Owner Vega Eli Antonio Carro $125,000
Previous Owner Rolon Marcos $215,916
Previous Owner Duarte Francisco J $128,800
Previous Owner Basilio Ernesto $117,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/17/2026 03/17/26 Rented $2,200 0.0% --
11/06/2025 11/06/25 Price Changed $2,200 -4.3% $2 / Sq Ft
10/06/2025 10/06/25 For Rent $2,300 0.0% --
09/20/2024 09/20/24 Sold $320,000 -5.6% $254 / Sq Ft View Prior Sale
08/17/2024 08/17/24 Pending -- -- --
08/01/2024 08/01/24 Price Changed $339,000 -2.0% $269 / Sq Ft
07/22/2024 07/22/24 For Sale $345,900 +35.1% $275 / Sq Ft
07/30/2021 07/30/21 Sold $256,000 +0.4% $203 / Sq Ft View Prior Sale
06/17/2021 06/17/21 Pending -- -- --
06/15/2021 06/15/21 For Sale $255,000 +16.0% $202 / Sq Ft
03/29/2019 03/29/19 Sold $219,900 0.0% $175 / Sq Ft View Prior Sale
03/07/2019 03/07/19 Pending -- -- --
02/12/2019 02/12/19 Price Changed $219,900 -2.3% $175 / Sq Ft
12/03/2018 12/03/18 For Sale $225,000 -- $179 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,821 $267,300 $60,000 $207,300
2024 $4,422 $275,400 $55,000 $220,400
2023 $4,422 $243,210 $0 $0
2022 $3,989 $221,100 $35,000 $186,100
2021 $2,482 $176,436 $0 $0
2020 $2,457 $174,000 $25,000 $149,000
2019 $2,774 $147,200 $25,000 $122,200
2018 $2,092 $109,900 $25,000 $84,900
2017 $1,943 $100,100 $22,000 $78,100
2016 $1,827 $94,200 $20,000 $74,200
2015 $1,697 $85,800 $20,000 $65,800
2014 $1,542 $76,700 $20,000 $56,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: W7879617

Stellar MLS

APN: 12-26-30-0025-0001-0120

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