NOT LISTED FOR SALE

431 Ships Row Montross, VA 22520

Estimated Value: $733,632

3 Beds
2.5 Baths
2,607 Sq Ft
$281/Sq Ft Est. Value

Sale Details

Date Sold: December 15, 2025

Last sale price $725,000 $278 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,291 / mo

135 Days on Market

Highlights

  • Water Views
  • Beach
  • Boat Lift
  • Community Boat Dock
  • Boat Ramp
  • Home fronts a creek

About This Home

As of December 2025

Welcome to your own peaceful retreat along the shores of beautiful Cabin Point Creek. This meticulously maintained waterfront home offers the perfect blend of comfort and classic charm, with 3 bedrooms, 2.5 bathrooms, and over 2,600 square feet of thoughtfully designed living space. Step inside to discover rich hardwood floors and a spacious floor plan that provides room for relaxation and entertaining. The kitchen includes solid surface countertops and ample cabinet space, ideal for preparing meals with a view and cozy sunroom on the waterside. The main level features a tranquil primary bedroom, while upstairs offers two guest bedrooms and a versatile loft with a balcony overlooking the water—perfect for stargazing or simply admiring the serenity. Outside, the property shines just as bright. The landscaped yard includes a waterside deck, a fenced area for pets, and even a garden spot for those with a green thumb. The private pier with a boat lift invites you to set sail any time the mood strikes. A detached garage offers extra space for hobbyists or storage. Set in a welcoming neighborhood, you'll also enjoy access to a community pool, tennis courts, a clubhouse, boat launch, and a sandy beach. Whether you’re seeking a retreat or your next full-time residence, this home offers everything needed to enjoy relaxing waterfront living. Bring your boat, your dreams, and maybe even your fishing pole.

Last Agent to Sell the Property

Melissa Bradley

Shore Realty, Inc. License #0225100862 Listed on: 05/31/2025

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,439

Year Built

  • Built in 2004

Lot Details

  • 30,692 Sq Ft Lot
  • Home fronts a creek
  • Partially Fenced Property

Parking

  • 2 Car Detached Garage

Home Design

  • Cape Cod Architecture
  • Fire Rated Drywall
  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,607 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Dining Area
  • Water Views
  • Crawl Space

Kitchen

  • Dishwasher
  • Solid Surface Countertops
  • Instant Hot Water

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Pool

Outdoor Features

  • Mooring
  • Boat Lift
  • Boat Ramp
  • Docks
  • Dock Available
  • Balcony
  • Deck
  • Shed
  • Front Porch

Schools

  • Cople Elementary School
  • Montross Middle School
  • Washington And Lee High School

Utilities

  • Central Air
  • Heat Pump System
  • Shared Well

Listing and Financial Details

  • Tax Lot 17
  • Assessor Parcel Number 25B3-4-17

Community Details

Overview

  • Cabin Point Subdivision

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Community Boat Dock
  • Community Boat Facilities
  • Beach
  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,439

Year Built

Built in 2004

Lot Details

0.7 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2004
  • Property Attached Yn: No
  • Lot Size Acres: 0.7046
  • Water Body Name: Cabin Point Creek
  • Ownership: Individuals
  • Subdivision Name: Cabin Point
  • Above Grade Finished Sq Ft: 2607.0
  • Architectural Style: Cape Cod
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Tile, Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Instant Hot Water, Refrigerator, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Dining Area, Fireplace, Solid Surface Counters, Walk-In Closet(s)
  • Living Area: 2607.0
  • Stories: 2

Exterior Features

  • Roof: Composition
  • Fencing: Partial
  • Lot Features: Waterfront
  • Pool Features: Pool, Community
  • View: Water
  • View: Yes
  • Waterfront Features: Creek, Dock Access, Mooring, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Boat Lift, Dock, Porch, Storage, Shed
  • Other Structures: Garage(s), Shed(s)
  • Patio And Porch Features: Balcony, Deck, Front Porch, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Sewer: Public Sewer
  • Water Heater: Instant Hot Water
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Dock, Pool, Tennis Court(s)

Schools

  • Middle Or Junior School: Montross

Lot Info

  • Parcel Number: 25B3-4-17

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3438.96
  • Tax Lot: 17

MLS Schools

  • Elementary School: Cople Elementary
  • High School: Washington and Lee

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 31, 2025
Closed on
Dec 10, 2025
Sold by
Bought by
Seller's Agent
Melissa Bradley
Shore Realty, Inc.
List Price
$765,000
Sold Price
$725,000
Premium/Discount to List
-$40,000
-5.23%
Views
87
Current Estimated Value
$733,632

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,632
Avg. Annual Appreciation
1.71%

Purchase Details

Listed on
Apr 2, 2018
Closed on
May 18, 2018
Sold by
Bought by
Seller's Agent
Melissa Bradley
Shore Realty, Inc.
Buyer's Agent
Robbie Booth
Shore Realty, Inc.
List Price
$379,000
Sold Price
$350,000
Premium/Discount to List
-$29,000
-7.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.08%
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$725,000 Fidelity National Title Insura
$350,000 Ayres Title & Stlmnt Svcs
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $100,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/15/2025 12/15/25 Sold $725,000 0.0% $278 / Sq Ft
10/13/2025 10/13/25 Pending -- -- --
08/04/2025 08/04/25 Off Market $725,000 -- --
06/30/2025 06/30/25 Price Changed $725,000 -2.7% $278 / Sq Ft
06/11/2025 06/11/25 Price Changed $745,000 -2.6% $286 / Sq Ft
05/31/2025 05/31/25 For Sale $765,000 +118.6% $293 / Sq Ft
05/21/2018 05/21/18 Sold $350,000 -7.7% $152 / Sq Ft View Prior Sale
05/01/2018 05/01/18 Pending -- -- --
04/02/2018 04/02/18 For Sale $379,000 -- $164 / Sq Ft
Source: Central Virginia Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,194 $469,700 $154,800 $314,900
2024 $3,194 $469,700 $154,800 $314,900
2023 $3,137 $469,700 $154,800 $314,900
2022 $2,912 $469,700 $154,800 $314,900
2021 $3,045 $400,700 $154,800 $245,900
2020 $3,045 $400,700 $154,800 $245,900
2019 $2,605 $400,700 $154,800 $245,900
2018 $2,356 $386,300 $154,800 $231,500
2017 -- $386,300 $154,800 $231,500
2016 $2,318 $386,300 $154,800 $231,500
2015 -- $419,500 $181,000 $238,500
2014 -- $0 $0 $0
2013 -- $419,500 $181,000 $238,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2515286

Central Virginia Regional MLS

APN: 25B3-4-17

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