NOT LISTED FOR SALE

431 W Chicago St Elgin, IL 60123

Near West Elgin Neighborhood

Estimated Value: $269,000 - $299,000

4 Beds
2 Baths
1,371 Sq Ft
$207/Sq Ft Est. Value

Sale Details

Date Sold: November 17, 2023

Last sale price $251,900 $184 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $2,030 / mo

17 Days on Market

Highlights

  • 1 Car Detached Garage
  • Central Air
  • 5-minute walk to Elgin Station

About This Home

As of November 2023

Beautiful brick house, with hardwood floors, 4 bedrooms, 2 bathrooms and lots of potential to make additional rooms in the basement, 1 car garage, Come and see this beautiful house, it is close to all the shops and restaurants, SOLD AS IS CONDITION

Last Agent to Sell the Property

Coral Ortega

Casa Moderna Real Estate License #471021185 Listed on: 09/25/2023

Co-Listed By

Jayson Iniguez

Casa Moderna Real Estate License #475207679

Last Buyer's Agent

Irving Castro

RE/MAX Suburban License #475172016

RE/MAX Suburban

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,587

Year Built

  • Built in 1930

Lot Details

  • 8,189

Parking

  • 1 Car Detached Garage
  • Driveway
  • Parking Space is Owned

Home Design

  • 1,371 Sq Ft Home
  • Brick Exterior Construction

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • 2 Full Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,587

Year Built

Built in 1930

Lot Details

8,189 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Other
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: Other
  • Year Built: 1930
  • Age: 91-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • LivingArea: 1371
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Estimated

Exterior Features

  • Waterfront: No
  • Exterior Building Type: Brick

Garage/Parking

  • Garage Spaces: 1
  • Number of Cars: 1
  • Driveway: Asphalt
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 8178
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 17

Tax Info

  • Tax Annual Amount: 5587
  • Tax Year: 2022
  • Tax Exemptions: None

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2023
Closed on
Nov 7, 2023
Sold by
Bought by
Seller's Agent
Coral Ortega
Casa Moderna Real Estate
Buyer's Agent
Irving Castro
RE/MAX Suburban
List Price
$239,900
Sold Price
$251,900
Premium/Discount to List
$12,000
5%
Views
121
Current Estimated Value
$284,277

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,377
Avg. Annual Appreciation
4.90%
Original Mortgage
$239,305
Outstanding Balance
$235,609
Interest Rate
8.13%
Mortgage Type
New Conventional
Estimated Equity
$48,669

Purchase Details

Listed on
Oct 14, 2016
Closed on
Nov 9, 2016
Sold by
Bought by
Seller's Agent
Bob Wisdom
RE/MAX Horizon
Buyer's Agent
Joy Drwal
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$129,900
Sold Price
$117,000
Premium/Discount to List
-$12,900
-9.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.63%

Purchase Details

Listed on
Jul 28, 2014
Closed on
Nov 21, 2014
Sold by
Bought by
Seller's Agent
Frank Richier
Brokerocity Inc
Buyer's Agent
Bob Wisdom
RE/MAX Horizon
List Price
$70,000
Sold Price
$80,000
Premium/Discount to List
$10,000
14.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.28%

Purchase Details

Closed on
Jun 2, 2014
Sold by
Bought by

Purchase Details

Closed on
Nov 9, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,241
Interest Rate
3.97%
Mortgage Type
VA

Purchase Details

Closed on
Jan 15, 2010
Sold by
Bought by

Purchase Details

Closed on
Oct 16, 2009
Sold by
Bought by

Purchase Details

Closed on
Dec 23, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,155
Interest Rate
6.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 30, 2000
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,147
Interest Rate
8.18%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$252,000 None Listed On Document
$117,000 Fidelity National Title
$80,000 First American Title
-- None Available
$127,500 Chicago Title Insurance Co
$68,000 Greater Illinois Title Co
-- Greater Illinois Title Co
$155,000 Multiple
$128,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $239,305
Previous Owner $130,241
Previous Owner $147,155
Previous Owner $127,147
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/17/2023 11/17/23 Sold $251,900 +5.0% $184 / Sq Ft
10/13/2023 10/13/23 Pending -- -- --
09/25/2023 09/25/23 For Sale $239,900 +105.0% $175 / Sq Ft
11/28/2016 11/28/16 Sold $117,000 -5.7% $85 / Sq Ft View Prior Sale
10/28/2016 10/28/16 Pending -- -- --
10/27/2016 10/27/16 Price Changed $124,124 -4.4% $91 / Sq Ft
10/24/2016 10/24/16 For Sale $129,900 0.0% $95 / Sq Ft
10/20/2016 10/20/16 Pending -- -- --
10/14/2016 10/14/16 For Sale $129,900 +62.4% $95 / Sq Ft
12/09/2014 12/09/14 Sold $80,000 +14.3% -- View Prior Sale
10/28/2014 10/28/14 Pending -- -- --
10/20/2014 10/20/14 For Sale $70,000 0.0% --
08/07/2014 08/07/14 Pending -- -- --
07/28/2014 07/28/14 For Sale $70,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,259 $78,215 $14,869 $63,346
2023 $6,024 $70,661 $13,433 $57,228
2022 $5,587 $64,431 $12,249 $52,182
2021 $5,789 $64,887 $11,452 $53,435
2020 $5,650 $61,945 $10,933 $51,012
2019 $5,511 $59,006 $10,414 $48,592
2018 $5,421 $54,835 $9,811 $45,024
2017 $5,332 $51,839 $9,275 $42,564
2016 $5,129 $48,093 $8,605 $39,488
2015 -- $44,081 $7,887 $36,194
2014 -- $43,537 $7,790 $35,747
2013 -- $44,685 $7,995 $36,690
Source: Public Records

Agents Affiliated with this Home

  • Coral Ortega

    Seller's Agent in 2023

    Coral Ortega

    Casa Moderna Real Estate

    (815) 630-1689

    2 in this area

    299 Total Sales

    Coral Ortega
    Section Image
  • Jayson Iniguez

    Seller Co-Listing Agent in 2023

    Jayson Iniguez

    Casa Moderna Real Estate

    (815) 955-9926

    2 in this area

    143 Total Sales

    Jayson Iniguez
    Section Image
  • Irving Castro

    Buyer's Agent in 2023

    Irving Castro

    RE/MAX Suburban

    (847) 284-9393

    3 in this area

    41 Total Sales

    Irving Castro
    Section Image
  • Bob Wisdom

    Seller's Agent in 2016

    Bob Wisdom

    RE/MAX

    (847) 695-8348

    10 in this area

    620 Total Sales

    Bob Wisdom
    Section Image
  • Joy Drwal

    Buyer's Agent in 2016

    Joy Drwal

    Berkshire Hathaway HomeServices Starck Real Estate

    (847) 529-5015

    19 Total Sales

    Joy Drwal
    Section Image
  • Frank Richier

    Seller's Agent in 2014

    Frank Richier

    Brokerocity Inc

    (847) 909-0332

    36 Total Sales

    Frank Richier
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11892953

Midwest Real Estate Data (MRED)

APN: 06-14-407-017

Illinois Kane County Elgin 60123 Near West Elgin

431 W Chicago St, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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