NOT LISTED FOR SALE

4312 Mcclay Rd Saint Charles, MO 63304

Estimated Value: $237,604 - $251,000

3 Beds
1 Bath
910 Sq Ft
$269/Sq Ft Est. Value

Last Sold December 03, 2020

Current estimated payment $1,458/month

4 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • Stainless Steel Appliances
  • Central Elementary School Rated A-
  • Solid Surface Countertops
  • Eat-In Kitchen

About This Home

As of December 2020

Looking to buy your first home. . .look no further. This starter home has been freshly painted throughout. Wood floors in the living room and all 3 bedrooms. Updated eat in kitchen features all stainless steel appliances, 5 burner gas range, center island with seating, solid surface counters and custom backsplash. Lots of cabinets and custom pantry. French Doors lead you to your maintenance free composite deck overlooking large private fenced backyard. Master bedroom has his and her closets. Two more bedrooms and hall bath with updated vanity complete the main level. LL has a nice rec /family room with laminate plank flooring and canned lighting. Possible sleeping area plus plenty of storage. Long driveway with room for several cars. This home offers so much !!! Schedule your showing today!

Last Agent to Sell the Property

Christina Strait

Strait Realty License #2003027758 Listed on: 10/28/2020

Last Buyer's Agent

Mindy West

Magnolia Real Estate License #2007037986

Magnolia Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,900

Year Built

  • Built in 1973

Lot Details

  • 6,970 Sq Ft Lot
  • Backs To Open Common Area
  • Fenced
  • Level Lot

Parking

  • Off-Street Parking

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 910 Sq Ft Home
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • French Doors
  • Six Panel Doors
  • Family Room
  • Combination Kitchen and Dining Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Bedroom in Basement

Accessible Home Design

  • Accessible Parking

Outdoor Features

  • Deck
  • Patio

Schools

  • Central Elem. Elementary School
  • Hollenbeck Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Community Details

  • Recreational Area

Listing and Financial Details

  • Assessor Parcel Number 3-0115-4089-02-0008.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,900

Year Built

Built in 1973

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Municipality Township: Unincorporated
  • Special Areas: Family Room
  • Age: 47
  • Ownership: Private
  • Year Built: 1973
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + pour, Full, Partially Finished, Rec/Family Area, Sleeping Area
  • Dining Room: Kitchen/Dining Combo
  • Interior Amenities: Some Window Treatmnt, Some Wood Floors
  • Kitchen: Center Island, Eat-In Kitchen, Pantry, SolidSurfaceCounter
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 1
  • Misc Features: Deck-Composite, Patio, Smoke Alarm/Detec
  • Windows/Doors: 6 Panel Door(s), French Door(s), Some Insulated Wndws
  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven-Gas, Stainless Steel Appliances
  • Bathrooms: 1.00
  • Bedrooms: 3.00
  • Room Cnt: 6
  • Square Footage: 910
  • Total Full Baths: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Vinyl Siding

Garage/Parking

  • Parking: Accessible Parking, Off Street

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air

Schools

  • School District: Francis Howell R-III
  • Elementary School: Central Elem.
  • Middle School: Hollenbeck Middle
  • High School: Francis Howell Central High
  • Elementary School: Central Elem.
  • Junior High School: Hollenbeck Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell Central High

Lot Info

  • Lot Description: Backs to Comm. Grnd, Fencing, Level Lot, Sidewalks, Streetlights
  • Lot Sq Ft: 6970
  • Acres: 0.1600

Tax Info

  • Taxes Paid: 1661
  • Taxes Paid Year: 2019
  • Assessor Parcel Number: 3-0115-4089-02-0008.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 28, 2020
Closed on
Dec 3, 2020
Sold by
Kirkbride Kevin A and Steiner Payton L
Bought by
Miller Jesse
Seller's Agent
Christina Strait
Strait Realty
Buyer's Agent
Mindy West
Magnolia Real Estate
List Price
$165,000
Current Estimated Value
$245,151

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.00%
Original Mortgage
$156,040
Outstanding Balance
$139,486
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$101,298

Purchase Details

Listed on
Sep 20, 2018
Closed on
Oct 25, 2018
Sold by
Espy Richard and Espy Angela
Bought by
Kirkbrlde Kevin A and Steiner Payton L
Seller's Agent
Michele Murphy
Coldwell Banker Realty - Gundaker
Buyer's Agent
Dennis Madden
Professional Realty Group, LLC
List Price
$149,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.62%
Original Mortgage
$151,210
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 20, 2013
Sold by
Higgins Patrick and Higgins Jamie
Bought by
Espy Richard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,862
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 22, 2003
Sold by
Higgins Patrick and Higgins Jamie
Bought by
Higgins Patrick and Higgins Jamie

Purchase Details

Closed on
Aug 25, 2000
Sold by
Summers Rhonda L
Bought by
Higgins Patrick A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,100
Interest Rate
8.21%

Purchase Details

Closed on
Oct 29, 1997
Sold by
E Vantassel Larry D Elizabeth L, Arn and Vantassel Darlene
Bought by
Summers Rhonda L
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Miller Jesse -- Title Partners Agency Llc
Kirkbrlde Kevin A -- Select Title Group
Espy Richard $118,000 None Available
Higgins Patrick -- --
Higgins Patrick A -- --
Summers Rhonda L -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Miller Jesse $156,040
Previous Owner Kirkbrlde Kevin A $151,210
Previous Owner Espy Richard $115,862
Previous Owner Higgins Patrick A $71,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/03/2020 12/03/20 Sold -- -- --
11/02/2020 11/02/20 Pending -- -- --
10/28/2020 10/28/20 For Sale $165,000 +10.1% $181 / Sq Ft
10/25/2018 10/25/18 Sold -- -- --
09/20/2018 09/20/18 For Sale $149,900 -- $110 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,900 $37,013 -- --
2023 $1,899 $31,569 $0 $0
2022 $1,729 $26,668 $0 $0
2021 $1,730 $26,668 $0 $0
2020 $1,668 $24,879 $0 $0
2019 $1,661 $24,879 $0 $0
2018 $1,495 $21,368 $0 $0
2017 $1,483 $21,368 $0 $0
2016 $1,439 $19,959 $0 $0
2015 $1,408 $19,959 $0 $0
2014 $1,228 $16,895 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS20075365

MARIS MLS

APN: 3-0115-4089-02-0008.0000000