Listed by eXp Realty, Bought with John L. Scott Lake Stevens
NOT LISTED FOR SALE

Estimated Value: $398,000 - $453,000

3 Beds
2 Baths
1,075 Sq Ft
$392/Sq Ft Est. Value

Sale Details

Date Sold: January 23, 2026

Last sale price $415,000 $386 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,644 / mo

20 Days on Market

Highlights

  • Clubhouse
  • Corner Lot
  • Bathroom on Main Level
  • Property is near public transit and bus stop
  • Attached Garage
  • 1-Story Property

About This Home

As of January 2026

Welcome to your private retreat on a desirable corner lot in Northgate Terrace, Oak Harbor. This move-in ready home features brand-new LVP flooring, beautifully remodeled bathrooms, and a newly drywalled two-car garage for added functionality. The fully fenced backyard and partially fenced front yard offer privacy and flexibility, plus a powered storage shed wired with electricity, perfect for a workshop, small storage, or hobby space. A whole-home water purification system is already installed. Conveniently located near Island Transit, NAS Whidbey Island, and Deception Pass State Park.

Last Agent to Sell the Property

Rachel Oswalt

eXp Realty License #25018048 Listed on: 12/05/2025

Last Buyer's Agent

Taylor Martin

John L. Scott Lake Stevens License #24003279

John L. Scott Lake Stevens

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2459609

Northwest Multiple Listing Service (NWMLS)

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,548

Year Built

  • Built in 1981

Lot Details

  • 8,495 Sq Ft Lot
  • Corner Lot
  • Level Lot

HOA Fees

  • $118 Monthly HOA Fees

Home Design

  • Poured Concrete
  • Composition Roof
  • Wood Siding
  • Wood Composite

Interior Spaces

  • 1,075 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Dining Room

Kitchen

  • Stove
  • Dishwasher

Flooring

  • Carpet
  • Vinyl Plank

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level

Parking

  • Attached Garage
  • Driveway

Location

  • Property is near public transit and bus stop

Utilities

  • Heating System Mounted To A Wall or Window
  • Water Heater
  • Septic Tank

Listing and Financial Details

Community Details

Overview

  • Association fees include common area maintenance, water
  • Spark Community Management Association
  • Northgate Terrace Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,548

Year Built

Built in 1981

Lot Details

8,495 Sq Ft Lot

HOA Fees

$118 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 10 - 1 Story
  • Year Built: 1981
  • Inclusions: Dishwasher(s),Refrigerator(s),Stove(s)/Range(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Building Name: Northgate Terrace
  • Unit Levels: One
  • New Construction: No
  • Structure Type: House
  • CalculatedSquareFootage: 1075
  • EffectiveYearBuiltSource: Public Records
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2459609, https://www.workforce-resource.com/dpr/listing/NWMLS/2459609?w=Consumer&agent=154516
  • NWM_ADUCount: 0
  • Special Features: None

Interior Features

  • Fireplaces: 1
  • Appliances: Dishwasher(s), Refrigerator(s), Stove(s)/Range(s)
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace Features: Wood Burning
  • Fireplace: Yes
  • Flooring: Vinyl Plank, Carpet
  • Interior Amenities: Ceiling Fan(s), Dining Room, Fireplace, Water Heater
  • Living Area: 1075
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • BathsFullMain: 1
  • SquareFootageFinished: 1075
  • SquareFootageUnfinished: 0
  • BathsFullLower: 0
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Refrigerator(s),Stove(s)/Range(s)

Exterior Features

  • Roof: Composition
  • Lot Features: Corner Lot
  • View: No
  • Waterfront: No
  • Construction Type: Wood
  • Exterior Features: Wood Products
  • Foundation Details: Poured Concrete
  • BusLineNearby: true

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Community
  • Cooling: None
  • Cooling Y N: No
  • Heating: Wall Unit(s)
  • Heating Yn: Yes
  • PowerCompany: PSE
  • SewerCompany: Septic
  • WaterCompany: Community Water - Northgate Terrace
  • WaterHeaterLocation: Garage
  • WaterHeaterType: Electric
  • CableConnected: Comcast

Condo/Co-op/Association

  • Community Features: CCRs, Club House
  • Senior Community: No
  • Association Fee: 1416.96
  • Association Fee Frequency: Annually
  • Association: Yes
  • AssociationContactName: Spark Community Management

Fee Information

  • Association Fee Includes: Common Area Maintenance, Water

Schools

  • Junior High Dist: Oak Harbor
  • High School: Buyer To Verify
  • Middle Or Junior School: Buyer To Verify

Lot Info

  • Parcel Number: S757500050010
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.195
  • Lot Size Sq Ft: 8495
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • MLSLotSizeSource: Realist
  • ZoningJurisdiction: County
  • LotNumber: 1

Green Features

  • Power Production Type: Electric

Rental Info

  • ShortTermRentalYN: false

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2548.1

Multi Family

  • EnergySource: Electric

MLS Schools

  • Elementary School: Buyer To Verify

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 5, 2025
Closed on
Jan 21, 2026
Sold by
Bought by
Seller's Agent
Rachel Oswalt
eXp Realty
Buyer's Agent
Taylor Martin
John L. Scott Lake Stevens
List Price
$405,000
Sold Price
$415,000
Premium/Discount to List
$10,000
2.47%
Views
24
Current Estimated Value
$421,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,000
Avg. Annual Appreciation
2.75%
Original Mortgage
$415,000
Outstanding Balance
$412,984
Interest Rate
6.18%
Mortgage Type
VA
Estimated Equity
$8,016

Purchase Details

Listed on
Oct 24, 2014
Closed on
Jan 8, 2015
Sold by
Bought by
Seller's Agent
Steve Zimmerman
NextHome Preview Properties
Buyer's Agent
Steve Zimmerman
NextHome Preview Properties
List Price
$117,300
Sold Price
$117,300

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.11%
Original Mortgage
$107,000
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 24, 2014
Closed on
Jan 6, 2015
Sold by
Bought by
Seller's Agent
Steve Zimmerman
NextHome Preview Properties
Buyer's Agent
Steve Zimmerman
NextHome Preview Properties
List Price
$117,300
Sold Price
$117,300

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,000
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 29, 2014
Sold by
Bought by

Purchase Details

Closed on
Aug 20, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,000
Interest Rate
8.85%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$415,000 Chicago Title
-- First American Title Ins Co
$117,300 First American Title Ins Co
$87,314 None Available
$179,000 Lt
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $415,000
Closed $415,000
Previous Owner $251,000
Previous Owner $107,000
Previous Owner $179,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/23/2026 01/23/26 Sold $415,000 0.0% $386 / Sq Ft
12/25/2025 12/25/25 Pending -- -- --
12/24/2025 12/24/25 Price Changed $415,000 +2.5% $386 / Sq Ft
12/05/2025 12/05/25 For Sale $405,000 +245.3% $377 / Sq Ft
01/09/2015 01/09/15 Sold $117,300 0.0% $109 / Sq Ft View Prior Sale
11/14/2014 11/14/14 Pending -- -- --
10/24/2014 10/24/14 For Sale $117,300 -- $109 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,548 $372,625 $210,000 $162,625
2024 $2,551 $358,408 $190,000 $168,408
2023 $2,551 $360,875 $190,000 $170,875
2022 $2,765 $334,730 $180,000 $154,730
2021 $2,530 $266,491 $130,000 $136,491
2020 $2,408 $242,870 $110,000 $132,870
2019 $2,023 $232,823 $140,000 $92,823
2018 $1,976 $213,144 $120,000 $93,144
2017 $1,569 $183,786 $90,000 $93,786
2016 $1,434 $155,276 $70,000 $85,276
2015 $1,425 $136,568 $50,000 $86,568
2013 -- $139,322 $45,000 $94,322
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2459609

Northwest Multiple Listing Service (NWMLS)

APN: S7575-00-05001-0

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