$725,000
SOLD MAR 31, 2026

432 4th Rd Key Largo, FL 33037

3 Beds
2 Baths
1,341 Sq Ft
6,000 Sq Ft Lot Lot

Sale Details

Date Sold: March 31, 2026

$541 Per Sq Ft

3% Below List Price

92 Days on Market

Highlights

  • Boat Ramp
  • RV or Boat Parking
  • Fruit Trees
  • Coral Shores High School Rated A
  • RV Parking in Community
  • Granite Countertops

About This Home

As of March 2026

Fantastic opportunity to own this beautiful 3-bedroom, 2-bath home in highly sought-after Largo Sound Village!This solid CBS constructed residence offers the peace of mind that comes with impact windows and doors, a 50-year metal roof, and all living levels above the flood zone.Step inside through the inviting foyer entry and enjoy porcelain tile floors throughout, a tankless on-demand water heater, newer (2020) stainless steel appliances, and granite countertops. The home has been exceptionally maintained and provides a comfortable, open layout, ideal for easy Keys living.Outdoors, the property features a fully fenced yard, two RV power outlets, and ample parking for multiple vehicles, a boat, and an RV. Plenty of room for a pool, too!You're just two blocks from the private Largo Sound Village homeowners park, which includes a boat ramp with direct Bay and Ocean access, parking for vehicles and trailers, a tiki hut, and a dog park. Membership is optional, and only $150 per year.All of this is located just one hour from Miami International Airport, yet a tropical world away, your perfect gateway to the Florida Keys lifestyle!

Last Agent to Sell the Property

Sally Stribling

Coldwell Banker Schmitt Key Largo License #3159204 Listed on: 12/09/2025

Coldwell Banker Schmitt Key Largo

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,837

Year Built

  • Built in 2015

Lot Details

  • 6,000 Sq Ft Lot
  • Fenced
  • Fruit Trees
  • Property is zoned IS - Improved Subivision District

Home Design

  • Metal Roof

Interior Spaces

  • 1,341 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Blinds
  • Tile Flooring
  • Impact Glass

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • Open Parking
  • RV or Boat Parking

Outdoor Features

  • Boat Ramp
  • Balcony
  • Shed

Utilities

  • Central Heating and Cooling System
  • Public Hookup Available For Sewer

Listing and Financial Details

  • Assessor Parcel Number 00476190-000000

Community Details

Overview

  • No Home Owners Association
  • Association fees include common area mnt
  • Largo Sound Vill Subdivision
  • Rental Restrictions
  • RV Parking in Community

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,837

Year Built

Built in 2015

Lot Details

6,000 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Fee Includes: Common Area Mnt
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 104.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp, Other Area Features
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Ocean
  • State Province: FL
  • Taxes: 5837.30
  • Vehicle Storage: Open Parking, RV Parking Open, Trailer Storage
  • Vehicle Storage Cars: 4+
  • Year Built: 2015
  • Alternate Key Number: 1583316
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 6000.00
  • Porch Balcony: Open Porch/Balcony
  • Species List: No
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Building Style Stories: 1 Story
  • Estimated Living Sq Ft: 1341.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Walk-in Closet(s), Granite Counter Top, Split Bedroom
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 3

Exterior Features

  • Dockage: Boat Ramp
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS
  • Exterior Features: Fencing, Storage, Shed, Fruit Tree(s)
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA, Municipal Sewer
  • Heating: Central

Lot Info

  • Deed Restrictions: No
  • Flood Zone: AE
  • Parcel Number: 00476190-000000
  • Lot Size: 60x100
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.14

Rental Info

  • Rentals Allowed: With Restrictions

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 9, 2025
Closed on
Mar 31, 2026
Sold by
Lee York and Gabriel Charles
Bought by
Mederos Mario and Mederos Teresita
Seller's Agent
Sally Stribling
Coldwell Banker Schmitt Key Largo
Buyer's Agent
Creative Technology
List Price
$749,000
Sold Price
$725,000
Premium/Discount to List
-$24,000
-3.2%
Views
33

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
35.60%
Original Mortgage
$580,000
Outstanding Balance
$580,000
Interest Rate
5.98%
Mortgage Type
New Conventional
Estimated Equity
$160,622

Purchase Details

Listed on
Apr 30, 2019
Closed on
Sep 6, 2019
Sold by
Castillo Damaris
Bought by
York Charles Gabriel and York Amanda Lee
Seller's Agent
Yoanis Farinas Alonso
Miami New Realty
Buyer's Agent
Ana Figueroa
Home Prospectors Inc
List Price
$490,000
Sold Price
$450,000
Premium/Discount to List
-$40,000
-8.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.54%
Original Mortgage
$464,850
Interest Rate
3.7%
Mortgage Type
VA

Purchase Details

Listed on
Jan 18, 2017
Closed on
Jun 20, 2017
Sold by
432 Key Largo
Bought by
Castillo Damaris
Seller's Agent
Diana Monteagudo
Bestway Realty Sales, LLC
Buyer's Agent
Lorie Leal
American Caribbean Real Estate, Christie's International Real Estate
List Price
$445,000
Sold Price
$420,000
Premium/Discount to List
-$25,000
-5.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.16%
Original Mortgage
$407,483
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 1, 2016
Sold by
Monteagudo Jesus and Monteagudo Diana
Bought by
Key Largo 432 Llc

Purchase Details

Closed on
Mar 16, 2015
Sold by
Jema Investments Inc
Bought by
Monteagudo Jesus and Monteagudo Diana

Purchase Details

Closed on
Apr 14, 2014
Sold by
Monteagudo Jesus
Bought by
Jema Investments Inc

Purchase Details

Closed on
Oct 23, 2001
Sold by
John L Crosby I
Bought by
Monteagudo Jesus

Purchase Details

Closed on
Nov 1, 1979
Bought by
Key Largo 432 Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $725,000 Indecomm Global Services (Reco
Warranty Deed $450,000 Ocean Title And Escrow Co
Warranty Deed $420,000 Tropics Title Services
Quit Claim Deed -- Attorney
Warranty Deed $25,000 Absolute First Title Llc
Quit Claim Deed -- None Available
Warranty Deed $14,300 --
Deed $7,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $580,000 New Conventional
Previous Owner $464,850 VA
Previous Owner $407,483 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/31/2026 03/31/26 Sold $725,000 -3.2% $541 / Sq Ft
03/11/2026 03/11/26 Pending -- -- --
12/09/2025 12/09/25 For Sale $749,000 +66.4% $559 / Sq Ft
09/11/2019 09/11/19 Sold $450,000 0.0% $336 / Sq Ft View Prior Sale
09/09/2019 09/09/19 Sold $450,000 -4.3% $336 / Sq Ft View Prior Sale
09/06/2019 09/06/19 Pending -- -- --
06/12/2019 06/12/19 Price Changed $470,000 -4.1% $350 / Sq Ft
04/30/2019 04/30/19 For Sale $490,000 0.0% $365 / Sq Ft
04/04/2019 04/04/19 For Sale $490,000 +16.7% $365 / Sq Ft
06/20/2017 06/20/17 Sold $420,000 -5.6% $313 / Sq Ft View Prior Sale
04/26/2017 04/26/17 Pending -- -- --
01/18/2017 01/18/17 For Sale $445,000 -- $332 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,837 $591,113 $312,000 $279,113
2024 $5,434 $634,837 $360,000 $274,837
2023 $5,434 $590,316 $330,000 $260,316
2022 $3,340 $379,619 $0 $0
2021 $3,386 $368,563 $0 $0
2020 $3,367 $363,475 $133,500 $229,975
2019 $3,928 $391,424 $135,000 $256,424
2018 $3,731 $360,078 $120,000 $240,078
2017 $3,486 $331,578 $0 $0
2016 $3,307 $298,191 $0 $0
2015 $743 $45,000 $0 $0
2014 $537 $36,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 617650

Florida Keys Board of REALTORS®

APN: 00476190-000000

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