NOT LISTED FOR SALE

432 Clayton Rd Schenectady, NY 12304

Estimated Value: $214,014 - $239,000

3 Beds
1 Bath
1,091 Sq Ft
$212/Sq Ft Est. Value

Last Sold December 23, 2019

Last sale price $112,000 $103 Per Sq Ft

Est. 102% increase in value since last sale

Current estimated payment $1,599/month

19 Days on Market

Highlights

  • Deck
  • No HOA
  • Forced Air Heating and Cooling System
  • Ranch Style House
  • Shed
  • Level Lot

About This Home

As of December 2019

Affordable 3BR Ranch with Family Room Addition on rear - Fully Remodeled 2018 and in Excellent Condition - Modern Kitchen & Bath - Dining Area at One End of the Family Room - 1st Floor Laundry - Central AC - Thermopane Windows - Updated Heating, CAC & Electrical - Low Maintenance Trex Deck - 2 Storage Sheds - Plenty of Room for a Garage - 3 Car driveway. - Full privacy fence

Last Agent to Sell the Property

Kerry Loiselle

Sterling Real Estate Group License #10301219732 Listed on: 09/05/2019

Last Buyer's Agent

Lauren Godfrey

Coldwell Banker Prime Properties License #10401317652

Coldwell Banker Prime Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,719

Year Built

  • Built in 1990

Lot Details

  • Level Lot

Home Design

  • Ranch Style House
  • Slab Foundation
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,091 Sq Ft Home
  • Pull Down Stairs to Attic
  • Laundry on main level

Kitchen

  • Oven
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Parking

  • 3 Parking Spaces
  • Off-Street Parking

Outdoor Features

  • Deck
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 32 / 2
  • Assessor Parcel Number 421500 60.62-2-32

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,719

Year Built

Built in 1990

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1990
  • Directions: From Upper Albany Street near Mohawk Commons turn onto Clayton Road - Go 3 blocks and the house will be on your LEFT.
  • Above Grade Finished Sq Ft: 1091.0
  • Architectural Style: Ranch
  • Lot Size: 7405
  • New Construction: No
  • Parking Features Parking Total: 3.0
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: Yes
  • Appliances Refrigerators: Yes
  • Laundry Features:Main Level: Yes
  • Cooling:Central Air: Yes
  • Architectural Style:Ranch: Yes
  • Foundation Details:Slab: Yes
  • Special Features: None

Interior Features

  • Basement: Slab
  • Appliances: Dishwasher, Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1091.0
  • Bedroom Level: First
  • Family Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Appliances Dishwasher: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Basement:Slab2: Yes
  • Attic Features:Pull-Down: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes

Exterior Features

  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Foundation Details: Slab
  • Other Structures: Shed(s)
  • Patio And Porch Features: Composite Deck
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Level: Yes
  • Patio And Porch Features:Composite Deck: Yes

Garage/Parking

  • Parking Features: Off Street
  • Attached Garage: No
  • Total Parking Spaces: 3.0
  • Parking Features:Off Street: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Main Level
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level
  • Parcel #: 421500 60.62-2-32

Tax Info

  • Tax Annual Amount: 4719.0
  • Tax Block: 2
  • Tax Lot: 32

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 5, 2019
Closed on
Dec 23, 2019
Sold by
Balshan Reeva and Balsham Reeva
Bought by
Machattie Justin M
Seller's Agent
Kerry Loiselle
Sterling Real Estate Group
Buyer's Agent
Lauren Godfrey
Coldwell Banker Prime Properties
List Price
$119,000
Sold Price
$112,000
Premium/Discount to List
-$7,000
-5.88%
Current Estimated Value
$226,117

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$114,117
Avg. Annual Appreciation
12.80%
Original Mortgage
$109,971
Outstanding Balance
$96,552
Interest Rate
3.5%
Mortgage Type
FHA
Estimated Equity
$134,202

Purchase Details

Listed on
Jan 11, 2019
Closed on
Feb 28, 2019
Sold by
Estate Of Francis A Sansoucie
Bought by
Balsham Reeva
Seller's Agent
Ron DiDonna
Ron DiDonna Real Estate & Appraisals
Buyer's Agent
Kerry Loiselle
Sterling Real Estate Group
List Price
$109,900
Sold Price
$106,000
Premium/Discount to List
-$3,900
-3.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.95%

Purchase Details

Listed on
Dec 2, 2011
Closed on
Jul 27, 2012
Sold by
Laware Ronald B and Laware Margaret A
Bought by
Sansoucie Francis A
Seller's Agent
Chad Perkins
Howard Hanna Capital Inc
Buyer's Agent
Jean Rench
Howard Hanna
List Price
$119,000
Sold Price
$90,000
Premium/Discount to List
-$29,000
-24.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.55%

Purchase Details

Closed on
Aug 25, 1995
Sold by
Peek J L
Bought by
Laware R M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Machattie Justin M $112,000 None Available
Balsham Reeva $106,000 Market Title
Sansoucie Francis A $90,000 None Available
Laware R M $77,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Machattie Justin M $109,971
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/23/2019 12/23/19 Sold $112,000 -5.9% $103 / Sq Ft
09/24/2019 09/24/19 Pending -- -- --
09/05/2019 09/05/19 For Sale $119,000 +12.3% $109 / Sq Ft
02/28/2019 02/28/19 Sold $106,000 -3.5% $97 / Sq Ft View Prior Sale
01/18/2019 01/18/19 Pending -- -- --
01/10/2019 01/10/19 For Sale $109,900 +22.1% $101 / Sq Ft
08/28/2012 08/28/12 Sold $90,000 -24.4% $82 / Sq Ft View Prior Sale
07/12/2012 07/12/12 Pending -- -- --
12/02/2011 12/02/11 For Sale $119,000 -- $109 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,933 $97,200 $19,000 $78,200
2023 $4,806 $97,200 $19,000 $78,200
2022 $4,770 $97,200 $19,000 $78,200
2021 $4,742 $97,200 $19,000 $78,200
2020 $4,671 $97,200 $19,000 $78,200
2019 $2,656 $97,200 $19,000 $78,200
2018 $4,719 $97,200 $19,000 $78,200
2017 $0 $97,200 $19,000 $78,200
2016 $1,574 $97,200 $19,000 $78,200
2015 -- $97,200 $19,000 $78,200
2014 -- $97,200 $19,000 $78,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 201929532

Global MLS

APN: 060-062-0002-032-000-0000