432 Clayton Rd Schenectady, NY 12304
Estimated Value: $200,000 - $216,000
3
Beds
1
Bath
1,091
Sq Ft
$189/Sq Ft
Est. Value
Highlights
- Deck
- No HOA
- Forced Air Heating and Cooling System
- Ranch Style House
- Shed
- Level Lot
About This Home
As of December 2019Affordable 3BR Ranch with Family Room Addition on rear - Fully Remodeled 2018 and in Excellent Condition - Modern Kitchen & Bath - Dining Area at One End of the Family Room - 1st Floor Laundry - Central AC - Thermopane Windows - Updated Heating, CAC & Electrical - Low Maintenance Trex Deck - 2 Storage Sheds - Plenty of Room for a Garage - 3 Car driveway. - Full privacy fence
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,719
Year Built
- Built in 1990
Lot Details
- Level Lot
Home Design
- Ranch Style House
- Slab Foundation
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,091 Sq Ft Home
- Pull Down Stairs to Attic
- Laundry on main level
Kitchen
- Oven
- Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Parking
- 3 Parking Spaces
- Off-Street Parking
Outdoor Features
- Deck
- Shed
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 32 / 2
- Assessor Parcel Number 421500 60.62-2-32
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 5, 2019
Closed on
Dec 23, 2019
Sold by
Balshan Reeva and Balsham Reeva
Bought by
Machattie Justin M
Seller's Agent
Kerry Loiselle
Sterling Real Estate Group
Buyer's Agent
Lauren Godfrey
Coldwell Banker Prime Properties
List Price
$119,000
Sold Price
$112,000
Premium/Discount to List
-$7,000
-5.88%
Total Days on Market
19
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$94,676
Avg. Annual Appreciation
12.15%
Original Mortgage
$109,971
Outstanding Balance
$98,435
Interest Rate
3.5%
Mortgage Type
FHA
Estimated Equity
$109,332
Purchase Details
Listed on
Jan 11, 2019
Closed on
Feb 28, 2019
Sold by
Estate Of Francis A Sansoucie
Bought by
Balsham Reeva
Seller's Agent
Ron DiDonna
Ron DiDonna Real Est & Apprls
Buyer's Agent
Kerry Loiselle
Sterling Real Estate Group
List Price
$109,900
Sold Price
$106,000
Premium/Discount to List
-$3,900
-3.55%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.95%
Purchase Details
Listed on
Dec 2, 2011
Closed on
Jul 27, 2012
Sold by
Laware Ronald B and Laware Margaret A
Bought by
Sansoucie Francis A
Seller's Agent
Chad Perkins
Howard Hanna
Buyer's Agent
Jean Rench
Howard Hanna
List Price
$119,000
Sold Price
$90,000
Premium/Discount to List
-$29,000
-24.37%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.55%
Purchase Details
Closed on
Aug 25, 1995
Sold by
Peek J L
Bought by
Laware R M
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Schenectady, NY
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Machattie Justin M | $112,000 | None Available | |
| Balsham Reeva | $106,000 | Market Title | |
| Sansoucie Francis A | $90,000 | None Available | |
| Laware R M | $77,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Machattie Justin M | $109,971 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/23/2019 12/23/19 | Sold | $112,000 | -5.9% | $103 / Sq Ft |
| 09/24/2019 09/24/19 | Pending | -- | -- | -- |
| 09/05/2019 09/05/19 | For Sale | $119,000 | +12.3% | $109 / Sq Ft |
| 02/28/2019 02/28/19 | Sold | $106,000 | -3.5% | $97 / Sq Ft |
| 01/18/2019 01/18/19 | Pending | -- | -- | -- |
| 01/10/2019 01/10/19 | For Sale | $109,900 | +22.1% | $101 / Sq Ft |
| 08/28/2012 08/28/12 | Sold | $90,000 | -24.4% | $82 / Sq Ft |
| 07/12/2012 07/12/12 | Pending | -- | -- | -- |
| 12/02/2011 12/02/11 | For Sale | $119,000 | -- | $109 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,806 | $97,200 | $19,000 | $78,200 |
| 2023 | $4,806 | $97,200 | $19,000 | $78,200 |
| 2022 | $4,770 | $97,200 | $19,000 | $78,200 |
| 2021 | $4,742 | $97,200 | $19,000 | $78,200 |
| 2020 | $4,671 | $97,200 | $19,000 | $78,200 |
| 2019 | $2,656 | $97,200 | $19,000 | $78,200 |
| 2018 | $4,719 | $97,200 | $19,000 | $78,200 |
| 2017 | $0 | $97,200 | $19,000 | $78,200 |
| 2016 | $1,574 | $97,200 | $19,000 | $78,200 |
| 2015 | -- | $97,200 | $19,000 | $78,200 |
| 2014 | -- | $97,200 | $19,000 | $78,200 |
Source: Public Records
Agents Affiliated with this Home
-
Kerry Loiselle
Seller's Agent in 2019
Kerry Loiselle
Sterling Real Estate Group
(518) 322-6650
3 in this area
168 Total Sales
-
Ron DiDonna
R
Seller's Agent in 2019
Ron DiDonna
Ron DiDonna Real Est & Apprls
(518) 915-2251
2 in this area
24 Total Sales
-
L
Buyer's Agent in 2019
Lauren Godfrey
Coldwell Banker Prime Properties
-
C
Seller's Agent in 2012
Chad Perkins
Howard Hanna
-
Buyer's Agent in 2012
Jean Rench
Howard Hanna
Map
Source: Global MLS
MLS Number: 201929532
APN: 060-062-0002-032-000-0000
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