NOT LISTED FOR SALE

432 Neptune Ln Hague, VA 22469

Estimated Value: $217,000 - $265,000

2 Beds
1 Bath
1,050 Sq Ft
$230/Sq Ft Est. Value

Sale Details

Date Sold: July 1, 2025

Last sale price $250,000 $238 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $1,399 / mo

255 Days on Market

Highlights

  • River Front
  • Great Room with Fireplace
  • Cottage
  • Montross Middle School Rated 9+
  • No HOA
  • Eat-In Kitchen

About This Home

As of July 2025

Very private cottage on a protected body of water. 2 bedrooms, 1 bath. Open porch plus separate glassed porch. Fireplace. Low maintenance property. Gardner Creek, 1/4 mile to Potomac River, near Ragged Point, with great fishing and crabbing. Nice view!

Last Agent to Sell the Property

A. Joseph Self, Sr.

Joe Self Realty Brokerage Phone: 8045296393 License #0225108287 Listed on: 10/18/2024

Co-Listed By

Josh Hinson

Joe Self Realty Brokerage Phone: 8045296393 License #0225256962

Last Buyer's Agent

A. Joseph Self, Sr.

Joe Self Realty Brokerage Phone: 8045296393 License #0225108287 Listed on: 10/18/2024

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1970

Lot Details

  • 17,319 Sq Ft Lot
  • River Front

Home Design

  • Cottage
  • Slab Foundation
  • Wood Siding

Interior Spaces

  • 1,050 Sq Ft Home
  • 1-Story Property
  • Paneling
  • Great Room with Fireplace

Kitchen

  • Eat-In Kitchen
  • Range

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Utilities

  • Cooling System Mounted To A Wall/Window
  • Heating Available
  • Artesian Water
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Travelers Rest Subdivision

Listing and Financial Details

  • Assessor Parcel Number 39-3K

Home Details

Home Type

Single Family

Year Built

Built in 1970

Lot Details

0.4 Acres

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.3976
  • Road Surface Type: gravel
  • Water Body Name: Potomac River
  • Co List Office Mls Id: 16
  • Co List Office Phone: 804-529-6393
  • Subdivision Name: Travelers Rest
  • Architectural Style: Cottage
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Year Built: 1970
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Great Room
  • Fireplace: Yes
  • Flooring: Tile, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Fireplace, Great Room
  • Living Area: 1050
  • Dining Room Features: Eat-in Kitchen

Exterior Features

  • Lot Features: < .5 acre
  • Waterfront Features: River/Creek Front
  • Waterfront: Yes
  • Construction Type: Wood Siding, Panel Walls
  • Foundation Details: Slab
  • Other Structures: Tool House
  • Roof: Age 0-9 yrs

Garage/Parking

  • Attached Garage: No
  • Parking Features: None

Utilities

  • Cooling: Wall/Window Unit(s)
  • Cooling Y N: Yes
  • Heating: Baseboard, Monitor
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Artesian

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 17319.456
  • Zoning Description: Unknown

Tax Info

  • Tax Book Number: 914-1034
  • Tax Map Number: 39-3K

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 18, 2024
Closed on
Jun 3, 2025
Sold by
Bought by
Seller's Agent
A. Joseph Self, Sr.
Joe Self Realty
Buyer's Agent
A. Joseph Self, Sr.
Joe Self Realty
List Price
$269,000
Sold Price
$250,000
Premium/Discount to List
-$19,000
-7.06%
Views
39
Current Estimated Value
$241,087

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,913
Avg. Annual Appreciation
-3.57%
Original Mortgage
$200,000
Outstanding Balance
$196,468
Interest Rate
6.76%
Mortgage Type
Seller Take Back
Estimated Equity
$44,619

Purchase Details

Closed on
Nov 20, 2018
Sold by
Bought by
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$250,000 Fidelity National Title
$250,000 Fidelity National Title
-- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $200,000
Closed $200,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/01/2025 07/01/25 Sold $250,000 -7.1% $238 / Sq Ft
03/17/2025 03/17/25 For Sale $269,000 0.0% $256 / Sq Ft
03/09/2025 03/09/25 Off Market $269,000 -- --
10/18/2024 10/18/24 For Sale $269,000 -- $256 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,257 $184,900 $106,000 $78,900
2024 $1,257 $184,900 $106,000 $78,900
2023 $1,146 $184,900 $106,000 $78,900
2022 $1,146 $184,900 $106,000 $78,900
2021 $1,369 $180,100 $106,000 $74,100
2020 $1,369 $180,100 $106,000 $74,100
2019 $1,171 $180,100 $106,000 $74,100
2018 $1,099 $180,100 $106,000 $74,100
2017 -- $180,100 $106,000 $74,100
2016 $1,081 $180,100 $106,000 $74,100
2015 -- $186,300 $106,000 $80,300
2014 -- $0 $0 $0
2013 -- $186,300 $106,000 $80,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 117967

APN: 39-3K

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