NOT LISTED FOR SALE

432 Payne Rd Gardendale, AL 35071

Gardendale Area

Estimated Value: $203,000 - $236,000

3 Beds
1.5 Baths
1,006 Sq Ft
$216/Sq Ft Est. Value

Sale Details

Date Sold: November 17, 2023

Last sale price $197,000 $196 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $1,267 / mo

3 Days on Market

Highlights

  • Covered Deck
  • Butcher Block Countertops
  • Recessed Lighting
  • Bragg Middle School Rated 9+
  • Living Room
  • Laundry Room

About This Home

As of November 2023

YOUR NEW HOME is MOVE IN ready! Get ready to host some game nights on your back porch OASIS which is perfect for the fall weather and FOOTBALL GAMES with the 86 INCH TV and INFRARED HEATERS. This home has been well maintained and has FRESH NEW PAINT THROUGHOUT THE INTERIOR, NEW BACK DECK WITH FRESH PAINT and RECESS LIGHTING! Need I say more?! Within a few minutes of downtown Gardendale, Fultondale AND Birmingham.. this home is in a PRIME LOCATION.

Last Agent to Sell the Property

Caroline Parrott

Sweet HOMElife Real Estate Listed on: 10/13/2023

Sweet HOMElife Real Estate

Co-Listed By

Kimberly Benefield

Sweet HOMElife License #81733

Last Buyer's Agent

Kim Lucas

RealtySouth-OTM-Acton Rd

RealtySouth-OTM-Acton Rd

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $795

Year Built

  • Built in 1970

Lot Details

  • 0.38

Parking

  • 1 Car Garage
  • Basement Garage
  • Side Facing Garage
  • Driveway

Home Design

  • Brick Foundation

Interior Spaces

  • 1-Story Property
  • Smooth Ceilings
  • Recessed Lighting
  • Living Room

Kitchen

  • Built-In Microwave
  • Dishwasher
  • Butcher Block Countertops

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Unfinished Basement

  • Partial Basement
  • Laundry in Basement
  • Natural lighting in basement

Schools

  • Gardendale Elementary School
  • Bragg Middle School
  • Gardendale High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Covered Deck
  • 16,553 Sq Ft Lot

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$795

Year Built

Built in 1970

Lot Details

0.38 Acres

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/21368061?w=PubMLS
  • Living Area: 1006
  • Legal Description: LOT 4 VALLEYVIEW ACRES 1ST SECTOR
  • Number Levels: 1-Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Year Built: 1970
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1970

Interior Features

  • Interior Amenities: Recess Lighting
  • Floors: Carpet, Hardwood Laminate, Tile Floor
  • Bedroom/Bathroom Features: Tub/Shower Combo
  • Bedrooms: 3
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Concatenated Rooms: |MasterBR1|HalfBath1|Bedroom1|Bedroom1|FullBath1|Kitchen1|Living1|LaundryB|
  • Room 1: Master Bedroom, On Level: 1
  • Room 2: Half Bath, On Level: 1
  • Room 3: Bedroom, On Level: 1
  • Room 4: Bedroom, On Level: 1
  • Room 5: Full Bath, On Level: 1
  • Room 6: Kitchen, On Level: 1
  • Room 7: Living, On Level: 1
  • Room 8: Laundry, On Level: B
  • Basement Rooms: Laundry (LVL BSMT)
  • Rooms Level 1: Bedroom (LVL 1), Full Bath (LVL 1), Half Bath (LVL 1), Kitchen (LVL 1), Living (LVL 1), Master Bedroom (LVL 1)
  • Basement Style: Partial Basement
  • Basement Style II: All Unfinished
  • Basement Style III: Daylight Basement
  • Kitchen Countertops: Butcher Block
  • Kitchen Equipment: Dishwasher Built-In, Microwave Built-In, Refrigerator
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (BSMT)
  • Laundry Space: Basement Area
  • Unfinished Basement Sq Ft: 528
  • Main Level Sq Ft: 1006

Exterior Features

  • Construction: Brick Over Foundation
  • Decks: Yes
  • Decks Type: Covered (DECK)
  • Foundation: Basement
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Garage Entry Location: Side
  • Number Total Garage Spaces: 1
  • Parking Features: Basement Parking, Driveway Parking

Utilities

  • Heating: Central (HEAT)
  • Cooling: Central (COOL)
  • Sewer/Septic System: Septic
  • Water: Public Water
  • HVAC Area: 1006

Lot Info

  • Assessor Parcel Number: 14-00-12-4-001-009.000
  • Number Acres: 0.38

Tax Info

  • Tax District: GARDENDALE
  • Annual Tax: 795

MLS Schools

  • Elementary School: GARDENDALE
  • High School: GARDENDALE
  • Jr Middle School: BRAGG

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 13, 2023
Closed on
Nov 17, 2023
Sold by
Bought by
Seller's Agent
Caroline Parrott
Sweet HOMElife Real Estate
Buyer's Agent
Kim Lucas
RealtySouth-OTM-Acton Rd
List Price
$205,000
Sold Price
$197,000
Premium/Discount to List
-$8,000
-3.9%
Views
16
Current Estimated Value
$217,447

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,447
Avg. Annual Appreciation
3.71%
Original Mortgage
$177,300
Outstanding Balance
$172,806
Interest Rate
7.49%
Mortgage Type
New Conventional
Estimated Equity
$44,641

Purchase Details

Listed on
Jul 26, 2019
Closed on
Sep 26, 2019
Sold by
Bought by
Seller's Agent
Candace Smith
RealtySouth-Northern Office
Buyer's Agent
Bradley Blackmon
RealtySouth-Northern Office
List Price
$139,900
Sold Price
$135,900
Premium/Discount to List
-$4,000
-2.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.36%
Original Mortgage
$130,605
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 15, 2007
Sold by
Bought by

Purchase Details

Closed on
Oct 10, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,725
Interest Rate
6.48%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 22, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,725
Interest Rate
6.48%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 1, 1997
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Gardendale, AL

  • Chris Prichard Real Estate Agent - eXp Realty, LLC Central

    Chris Prichard

    eXp Realty, LLC Central

    (205) 946-4514

    36 Total Sales

    1 in Gardendale

    $265,000 Price

    Chris Prichard
     Section Image
  • Heather Holmes Real Estate Agent - RE/MAX Marketplace

    Heather Holmes

    Responds Quickly

    RE/MAX Marketplace

    (205) 882-4679

    77 Total Sales

    1 in Gardendale

    $260,000 Price

    Heather Holmes
     Section Image

  • BC

    Brad Clement

    ARC Realty Vestavia-Liberty Pk

    (659) 207-3042

    93 Total Sales

    6 in Gardendale

    $10,000 Price Range

    Brad Clement
     Section Image
  • Angela Priola Real Estate Agent - Keller Williams Realty Hoover

    Angela Priola

    Keller Williams Realty Hoover

    (659) 204-1921

    68 Total Sales

    1 in Gardendale

    $218,000 Price

    Angela Priola
     Section Image
  • TAQUILLA ALLEN Real Estate Agent - UNITED REAL ESTATE GALLERY

    TAQUILLA ALLEN

    UNITED REAL ESTATE GALLERY

    (659) 204-5282

    98 Total Sales

    1 in Gardendale

    $209,000 Price

    TAQUILLA ALLEN
     Section Image
  • Trawick Ellis Real Estate Agent - Avast Realty- Birmingham

    Trawick Ellis

    Avast Realty- Birmingham

    (938) 800-3619

    10 Total Sales

    1 in Gardendale

    $960,000 Price

    Trawick Ellis
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$197,000 --
$135,900 --
-- None Available
-- None Available
$118,000 None Available
-- Chicago Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $177,300
Previous Owner $130,605
Previous Owner $106,769
Previous Owner $116,725
Previous Owner $34,200
Previous Owner $43,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/17/2023 11/17/23 Sold $197,000 -3.9% $196 / Sq Ft
10/13/2023 10/13/23 For Sale $205,000 +50.8% $204 / Sq Ft
09/26/2019 09/26/19 Sold $135,900 0.0% $135 / Sq Ft View Prior Sale
08/14/2019 08/14/19 Price Changed $135,900 -2.9% $135 / Sq Ft
07/26/2019 07/26/19 For Sale $139,900 -- $139 / Sq Ft
Source: Greater Alabama MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $859 $18,680
2024 $859 $15,180
2022 $796 $14,110 $7,030 $7,080
2021 $632 $11,390 $4,310 $7,080
2020 $614 $11,100 $4,310 $6,790
2019 $558 $10,160 $0 $0
2018 $537 $9,820 $0 $0
2017 $537 $9,820 $0 $0
2016 $537 $9,820 $0 $0
2015 $537 $9,820 $0 $0
2014 $425 $9,560 $0 $0
2013 $425 $9,560 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Caroline Parrott Real Estate Agent - Sweet HOMElife Real Estate

    Seller's Agent in 2023

    Caroline Parrott

    Sweet HOMElife Real Estate

    (205) 908-4814

    75 Total Sales

    Caroline Parrott
    Section Image
  • Kimberly Benefield Real Estate Agent - Sweet HOMElife

    Seller Co-Listing Agent in 2023

    Kimberly Benefield

    Sweet HOMElife

    (205) 529-0388

    140 Total Sales

    Kimberly Benefield
    Section Image
  • Kim Lucas Real Estate Agent - RealtySouth

    Buyer's Agent in 2023

    Kim Lucas

    RealtySouth

    (205) 447-3554

    6 Total Sales

    Kim Lucas
    Section Image
  • Candace Smith Real Estate Agent - RealtySouth

    Seller's Agent in 2019

    Candace Smith

    RealtySouth

    (205) 296-1908

    180 Total Sales

    Candace Smith
    Section Image

  • B

    Buyer's Agent in 2019

    Bradley Blackmon

    RealtySouth

    Section Image
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Map

Source: Greater Alabama MLS

MLS Number: 21368061

Greater Alabama MLS

APN: 14-00-12-4-001-009.000

Alabama Jefferson County Gardendale 35071

432 Payne Rd, Gardendale, AL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Greater Alabama MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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