Seller's Agent in 2019
Mary Ann Zaruba
RE/MAX
(410) 320-1806
15 in this area
127 Total Sales
432 Ruth Rd Arnold, MD 21012
Estimated Value: $529,000 - $604,000
3
Beds
2
Baths
1,708
Sq Ft
$328/Sq Ft
Est. Value
Highlights
- Home fronts navigable water
- Private Beach
- Fishing Allowed
- Severn River Middle School Rated 9+
- Canoe or Kayak Water Access
- 5-minute walk to Mago Vista Park
About This Home
As of April 2019Comfortable home with 2 bedroom and bath up with beautiful new distressed hardwoods and freshly painted, open living and dining areas, kitchen w/gas stove exits deck to fenced back yard. Lower level features a 2nd kitchen with 3rd bedroom/2nd bath with own slider exit for perfect dual family living. One car garage attached could be used to make killer master on this level as the $50K newer 3 car garage in the back will fit all your toys-classic cars, boat, motorcycles or shop or man cave. Still plenty of room for pets and playing around. Walk to "The Point" a few blocks away or to Manor Road for a fabulous Magothy River Beach access or walk to remodeled Belvedere Elementary. Public water and sewer-sidewalks to walk to the many parks and ballfields or a nice run to AA Community College. Stellar house for the money reduced from $399,000-would also be a great FHA 203K to make it better than new!
Last Agent to Sell the Property
(410) 544-8800 maryannzaruba@gmail.com RE/MAX Executive License #93905 Listed on: 09/12/2018
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,617
Year Built
- Built in 1973 | Remodeled in 2013
Lot Details
- 10,125 Sq Ft Lot
- Home fronts navigable water
- Private Beach
- Back Yard Fenced
- Extensive Hardscape
- No Through Street
- Private Lot
- Premium Lot
- The property's topography is level
- Backs to Trees or Woods
- Property is in very good condition
- Property is zoned R5
Home Design
- Split Foyer
- Brick Exterior Construction
- Asphalt Roof
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Built-In Features
- Ceiling Fan
- 1 Fireplace
- Screen For Fireplace
- Window Treatments
- Window Screens
- Sliding Doors
- Atrium Doors
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Workshop
- Storage Room
- Views of Woods
- Attic
Kitchen
- Gas Oven or Range
- Extra Refrigerator or Freezer
- Dishwasher
- Upgraded Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- In-Law or Guest Suite
Laundry
- Laundry Room
- Dryer
- Washer
Improved Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Rear Basement Entry
- Workshop
- Laundry in Basement
- Basement with some natural light
Parking
- 8 Open Parking Spaces
- 8 Parking Spaces
- Driveway
- On-Site Parking for Sale
- Off-Street Parking
- Parking Space Conveys
Accessible Home Design
- Level Entry For Accessibility
- Low Pile Carpeting
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- River Nearby
- Stream or River on Lot
- Lake Privileges
- Deck
- Patio
- Shed
- Playground
Schools
- Belvedere Elementary School
- Severn River Middle School
- Broadneck High School
Farming
- Loafing Shed
- Machine Shed
Utilities
- Cooling Available
- Heat Pump System
- Vented Exhaust Fan
- 110 Volts
- Electric Water Heater
- Fiber Optics Available
- Cable TV Available
Listing and Financial Details
- Tax Lot 3
- Assessor Parcel Number 020389012747905
Community Details
Overview
- No Home Owners Association
- Association fees include insurance, reserve funds
- West Magothy Manor Subdivision, Saucy Split W/ 3 Car Garage! Floorplan
- West Magothy Manor Community
Amenities
- Picnic Area
- Common Area
- Recreation Room
Recreation
- Mooring Area
- Tennis Courts
- Baseball Field
- Community Basketball Court
- Community Playground
- Fishing Allowed
- Recreational Area
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 12, 2018
Closed on
Apr 4, 2019
Sold by
Bought by
Seller's Agent
Mary Ann Zaruba
RE/MAX Executive
Buyer's Agent
Doug Smith
RE/MAX Realty Group
List Price
$399,900
Sold Price
$365,000
Premium/Discount to List
-$34,900
-8.73%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$195,611
Avg. Annual Appreciation
6.18%
Original Mortgage
$310,250
Outstanding Balance
$272,765
Interest Rate
4.3%
Mortgage Type
New Conventional
Estimated Equity
$287,846
Purchase Details
Closed on
May 13, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,000
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 5, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,000
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 20, 2002
Sold by
Bought by
Purchase Details
Closed on
Jun 30, 1986
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,000
Interest Rate
10.62%
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $365,000 | Pinnacle Title & Escrow Inc | ||
| $355,000 | -- | ||
| $355,000 | -- | ||
| $221,500 | -- | ||
| $41,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $310,250 | ||
| Previous Owner | $265,000 | ||
| Previous Owner | $265,000 | ||
| Previous Owner | $69,000 | ||
| Closed | -- |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/04/2019 04/04/19 | Sold | $365,000 | -0.1% | $214 / Sq Ft |
| 02/17/2019 02/17/19 | Pending | -- | -- | -- |
| 02/14/2019 02/14/19 | Price Changed | $365,500 | -2.5% | $214 / Sq Ft |
| 10/15/2018 10/15/18 | Price Changed | $374,900 | -2.6% | $219 / Sq Ft |
| 09/24/2018 09/24/18 | Price Changed | $385,000 | -3.7% | $225 / Sq Ft |
| 09/12/2018 09/12/18 | For Sale | $399,900 | -- | $234 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,506 | $415,633 | -- | -- |
| 2024 | $4,506 | $397,500 | $243,300 | $154,200 |
| 2023 | $4,378 | $380,300 | $0 | $0 |
| 2022 | $4,083 | $363,100 | $0 | $0 |
| 2020 | $3,888 | $336,900 | $0 | $0 |
| 2019 | $7,450 | $327,900 | $0 | $0 |
| 2018 | $3,234 | $318,900 | $173,700 | $145,200 |
| 2017 | $3,577 | $314,933 | $0 | $0 |
| 2016 | -- | $310,967 | $0 | $0 |
| 2015 | -- | $307,000 | $0 | $0 |
| 2014 | -- | $301,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mary Ann Zaruba
-
Doug Smith
Buyer's Agent in 2019
Doug Smith
Remax 100
(443) 532-5101
3 in this area
170 Total Sales
Map
Source: Bright MLS
MLS Number: 1003655408
APN: 03-890-12747905
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