Kersh Ruhl
Coldwell Banker Woodland Schmidt
(616) 344-9724
378 Total Sales
17 in Saugatuck
$615K - $2.1M Price Range
434 Spear St Saugatuck, MI 49453
Saugatuck AreaEstimated Value: $608,000 - $766,000
3
Beds
2
Baths
1,400
Sq Ft
$479/Sq Ft
Est. Value
Highlights
- Deck
- 1 Car Attached Garage
- Forced Air Heating System
- Douglas Elementary School Rated A
- Patio
- Dining Room
About This Home
As of December 2019This vintage mid century cottage is located on one of the most sought after streets in the Lake Michigan beach community of Saugatuck. The large custom deck with accent lighting overlooks a lush private back yard. The living room fireplace is solid masonry. The maple floors are solid tongue and groove. If you're into the mid century look, the kitchen is original. A short stroll away are restaurants, marinas, galleries and theatre.
Last Agent to Sell the Property
Jaqua Realtors License #6501289529 Listed on: 11/05/2019
Last Buyer's Agent
Annette Fischer
Coldwell Banker Woodland Schmidt Saugatuck License #6501382076
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,476
Year Built
- Built in 1954
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 66x132
Parking
- 1 Car Attached Garage
Home Design
- Composition Roof
- Wood Siding
Interior Spaces
- 1,400 Sq Ft Home
- 1-Story Property
- Wood Burning Fireplace
- Living Room with Fireplace
- Dining Room
Kitchen
- Range
- Disposal
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Basement
- Walk-Out Basement
- Partial Basement
Outdoor Features
- Deck
- Patio
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- Natural Gas Connected
- Natural Gas Water Heater
- Cable TV Available
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 19, 2023
Sold by
Bought by
Current Estimated Value
Purchase Details
Listed on
Nov 5, 2019
Closed on
Dec 19, 2019
Sold by
Bought by
Seller's Agent
David Gregersen
Jaqua Realtors
Buyer's Agent
Annette Fischer
Coldwell Banker Woodland Schmidt Saugatuck
List Price
$329,000
Sold Price
$305,000
Premium/Discount to List
-$24,000
-7.29%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.50%
Original Mortgage
$244,000
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 8, 2000
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Saugatuck, MI
-
Kersh Ruhl
-
Tantzi Habsburg
Tantzi Habsburg
RE/MAX Lakeshore
(231) 366-9884
67 Total Sales
1 in Saugatuck
$490,600 Price
-
Trisha Downard
Trisha Downard
Lakes & Country Real Estate Inc
(269) 775-4478
185 Total Sales
1 in Saugatuck
$415,000 Price
-
Brian Clinger
Brian Clinger
Coldwell Banker Schmidt Realtors
(269) 397-3809
121 Total Sales
2 in Saugatuck
$750,000 Price Range
-
Kyle Geenen
Kyle Geenen
Responds QuicklyColdwell Banker Woodland Schmidt
(616) 300-2318
674 Total Sales
2 in Saugatuck
$190,000 Price Range
-
Rob Joon
Rob Joon
Jaqua Realtors
(616) 344-6126
30 Total Sales
3 in Saugatuck
$760K - $1.1M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | None Listed On Document | ||
| $305,000 | Premier Lakeshore Ttl Agcy L | ||
| $200,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $244,000 | ||
| Previous Owner | $142,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/19/2019 12/19/19 | Sold | $305,000 | -7.3% | $218 / Sq Ft |
| 11/13/2019 11/13/19 | Pending | -- | -- | -- |
| 11/05/2019 11/05/19 | For Sale | $329,000 | -- | $235 / Sq Ft |
Source: MichRIC
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $5,394 | $278,100 | $102,200 | $175,900 |
| 2025 | $5,224 | $277,800 | $97,900 | $179,900 |
| 2024 | -- | $199,000 | $84,200 | $114,800 |
| 2023 | -- | $146,400 | $59,100 | $87,300 |
| 2022 | $0 | $133,200 | $56,100 | $77,100 |
| 2020 | $6,363 | $110,100 | $44,600 | $65,500 |
| 2019 | $0 | $116,600 | $46,000 | $70,600 |
| 2018 | $0 | $105,200 | $46,000 | $59,200 |
| 2017 | $0 | $125,700 | $68,000 | $57,700 |
| 2016 | $0 | $123,500 | $63,200 | $60,300 |
| 2015 | -- | $123,500 | $63,200 | $60,300 |
| 2014 | -- | $106,600 | $57,200 | $49,400 |
| 2013 | -- | $89,600 | $53,200 | $36,400 |
Source: Public Records
Agents Affiliated with this Home
-
David Gregersen
D
Seller's Agent in 2019
David Gregersen
Jaqua Realtors
(616) 405-2804
17 Total Sales
-
A
Buyer's Agent in 2019
Annette Fischer
Coldwell Banker Woodland Schmidt Saugatuck
Map
Source: MichRIC
MLS Number: 19053654
APN: 57-209-047-00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.
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