$799,000
UNDER CONTRACT $26K PRICE DROP

4342 Harbor Watch Dr Denver, NC 28037

Denver Area

Estimated payment $4,750/month

Total Views 1,061
3 Beds
3.5 Baths
3,555 Sq Ft
$225 Price per Sq Ft

Highlights

  • Access To Lake
  • Open Floorplan
  • Traditional Architecture
  • Rock Springs Elementary School Rated A-
  • Deck
  • Wood Flooring

About This Home

This is the home you’ve been looking for! This property features private community access to Lake Norman with a beach area AND boat launch, is located in the highly sought-after Rock Springs and North Lincoln school district, includes separate living quarters with a private entrance, an attached garage in addition to a large workshop, a spacious fenced backyard with room for a pool, and an easy commute to Charlotte and Charlotte Douglas International Airport. Nestled on a private cul-de-sac, this home is designed for everyday living and entertaining. One of the standout features is the community lake access, complete with a private beach area and boat launch, making it easy to enjoy boating, fishing, and all that Lake Norman has to offer. The property includes a designated fenced area for on-site boat storage or a camper. Inside, the home features a desirable split-bedroom floor plan on the main level, providing privacy for family and guests. The spacious bonus room offers flexibility for a home office, media room, work out room, or playroom. A rare and highly sought-after feature is the separate living quarters with a private entrance or an entrance from interior of home, creating the ideal setup for multi-generational living, extended guests, an in-law suite, or potential rental income. Step outside to a beautifully fenced backyard with a place to garden and fire pit area. Plenty of room to add a pool if you choose. The expansive deck provides the perfect setting for entertaining, grilling, or relaxing. Car enthusiasts and craftsmen will appreciate the incredible workspace this property provides. In addition to the attached garage, the property features a substantial workshop with room for woodworking, automotive projects, equipment storage, or hobby space. With sought-after schools, private lake-community amenities, dedicated boat storage, flexible living arrangements, exceptional workshop space, and a prime location near Charlotte, this property delivers a lifestyle that is truly hard to find. Don’t miss the opportunity to make it yours!

Listing Agent

Jennifer Taylor

Keller Williams Advantage Brokerage Email: jennifertaylor@kw.com License #285493 Listed on: 06/13/2026

Keller Williams Advantage

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2003

Lot Details

  • 37,026 Sq Ft Lot
  • Back Yard Fenced
  • Property is zoned R-SF

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Workshop in Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Vinyl Siding
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Central Vacuum
  • Living Room with Fireplace
  • Crawl Space
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet

Outdoor Features

  • Access To Lake
  • Deck
  • Covered Patio or Porch
  • Separate Outdoor Workshop
  • Shed

Schools

  • Rock Springs Elementary School
  • North Lincoln Middle School
  • North Lincoln High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 78430

Community Details

Overview

  • Harbor Watch Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area

Recreation

  • Pickleball Courts
  • Recreation Facilities

Home Details

Home Type

Single Family

Year Built

Built in 2003

Lot Details

0.85 Acres

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 2003
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Second Living Quarters: Exterior Connected,Interior Connected
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 224.75
  • Geocode Confidence: High
  • Attribution Contact: jennifertaylor@kw.com
  • Special Features: 4224

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Breakfast Bar, Central Vacuum, Open Floorplan, Split Bedroom, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2218
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1337
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave
  • Above Grade Finished Sq Ft: 3555
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Living Area: 3555
  • Bedroom Main: 3

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Pool Private: No
  • Water Body Name: Lake Norman
  • Waterfront Features: Beach - Public, Boat Ramp – Community, Paddlesport Launch Site - Community, Other - See Remarks
  • Exclusions: Propane Tank, Swing by Fire pit, Air Lines in Shop, Speakers in Shop
  • Construction Type: Brick Full, Vinyl
  • Other Structures: Shed(s), Workshop
  • Patio And Porch Features: Covered, Deck, Front Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Shop

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Inside, Laundry Room, Main Level
  • Cooling: Central Air
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Lake Access, Pickleball, Picnic Area, Recreation Area, Other
  • Association Fee: 250
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 250.00

Schools

  • Middle Or Junior School: North Lincoln
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 78430
  • Lot Size Acres: 0.85
  • Additional Parcels: No
  • Zoning Specification: R-SF

MLS Schools

  • Elementary School: Rock Springs
  • High School: North Lincoln

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,660 $747,153 $75,844 $671,309
2024 $4,625 $747,153 $75,844 $671,309
2023 $4,620 $747,153 $75,844 $671,309
2022 $3,169 $412,116 $61,275 $350,841
2021 $3,140 $412,116 $61,275 $350,841
2020 $2,943 $412,116 $61,275 $350,841
2019 $2,943 $412,116 $61,275 $350,841
2018 $2,616 $341,931 $55,842 $286,089
2017 $2,482 $341,931 $55,842 $286,089
2016 $2,474 $341,931 $55,842 $286,089
2015 $2,550 $341,931 $55,842 $286,089
2014 $2,697 $369,320 $59,072 $310,248
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/29/2026 06/29/26 Price Changed $799,000 -3.2% $225 / Sq Ft
06/13/2026 06/13/26 For Sale $825,000 -- $232 / Sq Ft
Source: Canopy MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $315,000 None Available
Deed $241,900 --
Deed $28,000 --
Deed $220,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $160,000 Credit Line Revolving
Closed $122,000 New Conventional
Closed $250,000 Credit Line Revolving
Source: Public Records

Source: Canopy MLS

MLS Number: 4393232

Canopy MLS

APN: 78430

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