4342 Harbor Watch Dr Denver, NC 28037
Denver AreaEstimated payment $4,750/month
Highlights
- Access To Lake
- Open Floorplan
- Traditional Architecture
- Rock Springs Elementary School Rated A-
- Deck
- Wood Flooring
About This Home
This is the home you’ve been looking for! This property features private community access to Lake Norman with a beach area AND boat launch, is located in the highly sought-after Rock Springs and North Lincoln school district, includes separate living quarters with a private entrance, an attached garage in addition to a large workshop, a spacious fenced backyard with room for a pool, and an easy commute to Charlotte and Charlotte Douglas International Airport. Nestled on a private cul-de-sac, this home is designed for everyday living and entertaining. One of the standout features is the community lake access, complete with a private beach area and boat launch, making it easy to enjoy boating, fishing, and all that Lake Norman has to offer. The property includes a designated fenced area for on-site boat storage or a camper. Inside, the home features a desirable split-bedroom floor plan on the main level, providing privacy for family and guests. The spacious bonus room offers flexibility for a home office, media room, work out room, or playroom. A rare and highly sought-after feature is the separate living quarters with a private entrance or an entrance from interior of home, creating the ideal setup for multi-generational living, extended guests, an in-law suite, or potential rental income. Step outside to a beautifully fenced backyard with a place to garden and fire pit area. Plenty of room to add a pool if you choose. The expansive deck provides the perfect setting for entertaining, grilling, or relaxing. Car enthusiasts and craftsmen will appreciate the incredible workspace this property provides. In addition to the attached garage, the property features a substantial workshop with room for woodworking, automotive projects, equipment storage, or hobby space. With sought-after schools, private lake-community amenities, dedicated boat storage, flexible living arrangements, exceptional workshop space, and a prime location near Charlotte, this property delivers a lifestyle that is truly hard to find. Don’t miss the opportunity to make it yours!
Listing Agent
Keller Williams Advantage Brokerage Email: jennifertaylor@kw.com License #285493 Listed on: 06/13/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 2003
Lot Details
- 37,026 Sq Ft Lot
- Back Yard Fenced
- Property is zoned R-SF
HOA Fees
- $21 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Workshop in Garage
- Driveway
Home Design
- Traditional Architecture
- Vinyl Siding
- Four Sided Brick Exterior Elevation
Interior Spaces
- 2-Story Property
- Open Floorplan
- Central Vacuum
- Living Room with Fireplace
- Crawl Space
- Laundry Room
Kitchen
- Breakfast Bar
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
Outdoor Features
- Access To Lake
- Deck
- Covered Patio or Porch
- Separate Outdoor Workshop
- Shed
Schools
- Rock Springs Elementary School
- North Lincoln Middle School
- North Lincoln High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 78430
Community Details
Overview
- Harbor Watch Subdivision
- Mandatory home owners association
Amenities
- Picnic Area
Recreation
- Pickleball Courts
- Recreation Facilities
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,660 | $747,153 | $75,844 | $671,309 |
| 2024 | $4,625 | $747,153 | $75,844 | $671,309 |
| 2023 | $4,620 | $747,153 | $75,844 | $671,309 |
| 2022 | $3,169 | $412,116 | $61,275 | $350,841 |
| 2021 | $3,140 | $412,116 | $61,275 | $350,841 |
| 2020 | $2,943 | $412,116 | $61,275 | $350,841 |
| 2019 | $2,943 | $412,116 | $61,275 | $350,841 |
| 2018 | $2,616 | $341,931 | $55,842 | $286,089 |
| 2017 | $2,482 | $341,931 | $55,842 | $286,089 |
| 2016 | $2,474 | $341,931 | $55,842 | $286,089 |
| 2015 | $2,550 | $341,931 | $55,842 | $286,089 |
| 2014 | $2,697 | $369,320 | $59,072 | $310,248 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/29/2026 06/29/26 | Price Changed | $799,000 | -3.2% | $225 / Sq Ft |
| 06/13/2026 06/13/26 | For Sale | $825,000 | -- | $232 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $315,000 | None Available | |
| Deed | $241,900 | -- | |
| Deed | $28,000 | -- | |
| Deed | $220,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $160,000 | Credit Line Revolving | |
| Closed | $122,000 | New Conventional | |
| Closed | $250,000 | Credit Line Revolving |
Source: Canopy MLS
MLS Number: 4393232
APN: 78430
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Ask me questions while you tour the home.