4365 4th Isle Dr Hernando Beach, FL 34607
Hernando Beach AreaEstimated payment $4,594/month
Highlights
- 147 Feet of Salt Water Canal Waterfront
- Property is near a marina
- Open Floorplan
- Dock made with wood
- RV Access or Parking
- Canal View
About This Home
COASTAL LIVING AT ITS FINEST! Welcome to this beautifully UPDATED ELEVATED WATERFRONT HOME with DIRECT GULF ACCESS, perfectly positioned on an OVERSIZED CORNER LOT in one of Hernando Beach's most desirable CUL-DE-SAC locations. Boasting 147 FEET OF SEAWALL, expansive canal frontage, and a REAR WESTERN EXPOSURE for breathtaking Florida sunsets, this exceptional property delivers the ultimate waterfront lifestyle for boaters, anglers, kayakers, and nature lovers alike.
The oversized driveway provides ample space for your BOAT, RV, TRAILERS, GOLF CARTS, AND GUEST PARKING, while the oversized 2-CAR GARAGE offers abundant storage for all your coastal gear. The spacious backyard offers ROOM FOR A CUSTOM POOL and the perfect setting for outdoor entertaining or relaxing while enjoying peaceful water views and frequent wildlife sightings including dolphins and manatees.
The 1347 SF air condioned upper level has 3 bedroom and 2 bathrooms as well as a bright OPEN-CONCEPT GREAT ROOM featuring SOARING VAULTED CEILINGS, abundant natural light, and NEW LUXURY VINYL PLANK FLOORING throughout the main living area. The COMPLETELY RENOVATED KITCHEN is the centerpiece of the home with GRANITE COUNTERTOPS, WHITE SHAKER CABINETRY WITH CROWN MOLDING, STAINLESS STEEL APPLIANCES, a large breakfast bar, and seamless flow into the dining and living areas--ideal for entertaining.
Large BAY WINDOWS and SLIDING GLASS DOORS showcase stunning waterfront views and open to the SCREENED LANAI, creating effortless indoor-outdoor living perfect for enjoying morning coffee, evening cocktails, and Florida sunsets.
The primary suite features private lanai access, a WALK-IN CLOSET, and an ENSUITE BATH with a new DOUBLE-SINK VANITY and WALK-IN TILED SHOWER. The SPLIT FLOOR PLAN offers two additional guest bedrooms on the far end of the home, including one with a charming bay window and built-in bench. The guest bathroom has a tiled tub/shower combo with a NEW VANITY. Upstairs laundry with front-loading washer and dryer adds convenience.
The lower level offers a 2 car garage as well as an additional 600SF of AIR-CONDITIONED space that can be utilized as additional flex space including a FULL BATHROOM, KITCHENETTE, and multiple FLEX AREAS ideal for a HOME OFFICE, MEDIA ROOM, GAME ROOM, FITNESS ROOM, GUEST SUITE, OR ENTERTAINING SPACE. Sliding glass doors lead to a covered waterfront patio and direct access to the backyard, seawall, and FLOATING DOCK.
This property offers very reasonable HOMEOWNERS INSURANCE of 2,578 dollars per year for an owner occupant and new FLOOD INSURANCE of APPROX. 2,827 dollars per year. Located in the sought-after waterfront community of HERNANDO BEACH, this home offers QUICK DIRECT GULF ACCESS for boating, fishing, scalloping, kayaking, paddleboarding, and endless waterfront recreation. Hernando Beach is a vibrant coastal community known for its relaxed Florida lifestyle with GOLF CART ACCESS, NO HOA, NO DEED RESTRICTIONS, and SHORT-TERM RENTALS ALLOWED, making it ideal for full-time residents, snowbirds, and investors alike. Convenient access to marinas, waterfront dining, tiki bars, shopping, hospitals, top-rated schools, Weeki Wachee Springs, and the Suncoast Parkway provides easy commuting to Tampa and surrounding areas.
Listing Agent
JT REALTY & ASSOCIATES Brokerage Phone: 352-279-2640 License #3447180 Listed on: 07/08/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,031
Year Built
- Built in 1996
Lot Details
- 9,301 Sq Ft Lot
- 147 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- Cul-De-Sac
- Northeast Facing Home
- Chain Link Fence
- Corner Lot
- Oversized Lot
- Cleared Lot
- Property is zoned R1B
Parking
- 2 Car Attached Garage
- Oversized Parking
- Bathroom In Garage
- Driveway
- RV Access or Parking
- Golf Cart Parking
Home Design
- Elevated Home
- Frame Construction
- Shingle Roof
- Pile Dwellings
- Stucco
Interior Spaces
- 1,838 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Sliding Doors
- Great Room
- Family Room Off Kitchen
- Combination Dining and Living Room
- Bonus Room
- Inside Utility
- Canal Views
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Upstairs
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry on upper level
- Dryer
- Washer
Outdoor Features
- Property is near a marina
- Access to Saltwater Canal
- Seawall
- No Wake Zone
- Dock made with wood
- Deck
- Covered Patio or Porch
- Outdoor Storage
Location
- Flood Zone Lot
- Flood Insurance May Be Required
- Property is near public transit
Schools
- Westside Elementary-Hn School
- Fox Chapel Middle School
- Weeki Wachee High School
Utilities
- Central Heating and Cooling System
- Ductless Heating Or Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
- Hernando Beach Subdivision
- The community has rules related to allowable golf cart usage in the community
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 8 / 87
- Assessor Parcel Number R12-223-16-2310-0870-0080
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,031 | $224,378 | ||
| 2024 | $2,956 | $218,054 | ||
| 2023 | $2,956 | $211,703 | $0 | $0 |
| 2022 | $2,936 | $205,537 | $0 | $0 |
| 2021 | $2,616 | $199,550 | $0 | $0 |
| 2020 | $2,764 | $196,795 | $0 | $0 |
| 2019 | $2,774 | $192,370 | $0 | $0 |
| 2018 | $2,284 | $188,783 | $0 | $0 |
| 2017 | $2,566 | $184,900 | $0 | $0 |
| 2016 | $2,408 | $181,097 | $0 | $0 |
| 2015 | $2,441 | $179,838 | $0 | $0 |
| 2014 | $2,441 | $178,411 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/08/2026 07/08/26 | For Sale | $799,000 | -- | $435 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $45,000 | Title Usa Llc | |
| Special Warranty Deed | $240,000 | Century Title Closing & Escr | |
| Trustee Deed | -- | None Available | |
| Quit Claim Deed | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $50,000 | Purchase Money Mortgage | |
| Previous Owner | $322,000 | Stand Alone First | |
| Previous Owner | $67,000 | Small Business Administration | |
| Previous Owner | $221,000 | New Conventional |
Source: Stellar MLS
MLS Number: TB8525774
APN: R12-223-16-2310-0870-0080
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Ask me questions while you tour the home.