NOT LISTED FOR SALE

438 Spruce St Holland, MI 49424

Estimated Value: $686,215 - $738,000

3 Beds
2.5 Baths
2,768 Sq Ft
$259/Sq Ft Est. Value

Sale Details

Date Sold: January 30, 2024

Last sale price $620,000 $224 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $4,421 / mo

Highlights

  • Lake Front
  • Boat Ramp
  • Water Access
  • Lakewood Elementary School Rated A
  • Beach
  • Deck

About This Home

As of January 2024

Wow! Vacation where you live in this beautiful, custom built home in desirable Chippewa Resort, that has deeded access to Lake Macatawa! This extremely well kept, well built home with 2 x 6 construction has so much to offer. Three bedrooms (possibly more) and 2.5 baths, this open concept home has a large kitchen with island, walk-in pantry and awesome great room with fireplace. There is also a living room and formal dining room (currently a bunk room.) Lake views from most rooms and access just down the street! The master bedroom is huge, with room for a sitting area or office, has a Juliet balcony with maintenance free decking to watch the lake, an attached private bath with jetted tub and a beautiful tiled shower. The laundry is near the bedrooms for convenience. You will love hanging out in the HUGE screened room off the kitchen: entertaining, dining, reading, and just enjoying the breeze. Relax and make s'mores in your private fire pit area with a stamped concrete patio. And when you return from the beach, use your outside shower to rinse off the sand from your feet! Play horseshoes, set up a hammock, or drink coffee from the front porch or back deck. So many options! The attached 2.5 car garage has two insulated rooms off the back that are both heated and air-conditioned offering storage, workshop and other options. Home has two new water heaters and instant hot water in the kitchen! An additional double driveway offers great parking or a place for your boat or RV! Chippewa Resort offers lake access just down the road, a boat dock and a playground. Launch your kayak or paddle boards, or just enjoy the water at Chippewa Point! Holland State Park, beaches, marinas, restaurants, a boat launch and more are all close by!

Last Agent to Sell the Property

Jim and Bernie Team

Coldwell Banker Woodland Schmidt Listed on: 01/16/2024

Coldwell Banker Woodland Schmidt

Co-Listed By

Jim Wiersma

Coldwell Banker Woodland Schmidt License #6506043979

Last Buyer's Agent

Laura Carr

City2Shore Real Estate Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,725

Year Built

  • Built in 1989

Lot Details

  • 13,765 Sq Ft Lot
  • Lot Dimensions are 100 x 137
  • Lake Front
  • Fenced
  • Shrub
  • Level Lot
  • Garden
  • Zoning described as R-3

HOA Fees

  • $6 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,768 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Low Emissivity Windows
  • Insulated Windows
  • Window Treatments
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Wood Flooring
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Whirlpool Bathtub
  • Spa Bath

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

Recreation

  • Boat Ramp
  • Beach
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,725

Year Built

Built in 1989

Lot Details

0.32 Acres

HOA Fees

$6 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 1
  • Year Built: 1989
  • General Property Info:Basement: No
  • General Property Info:Main Level Primary: No
  • Waterfront Options:Water Access YN: Yes
  • Manufactured:Manufactured YN: No
  • Driveway:Driveway: Paved
  • Landscape:Landscape: Flower Garden, Ground Cover, Shrubs/Hedges
  • Mineral Rights:Mineral Rights: Unknown
  • Sewer:Sewer: Public Sewer
  • Additional Items:Additional Items: Window Treatments, Ceiling Fan(s), Garage Door Opener, Whirlpool Tub
  • Water Heater:Water Heater: Natural Gas
  • Fireplace:Fireplace: Family Room
  • Water Fea Amenities:Water Fea Amenities: Assoc Access, Deeded Access, Dock, Public Access 1 Mile or Less, Shared Frontage
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Oven, Microwave, Dishwasher, Disposal, Dryer, Washer, Range
  • Flooring: Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Kitchen Island, Eat-in Kitchen, Pantry
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2768.0
  • Spa Features: Bath
  • Window Features: Window Treatments, Insulated Windows, Low-Emissivity Windows
  • Windows:Windows: Insulated Windows, Low-Emissivity Windows
  • Kitchen Features:Kitchen Features: Center Island, Eating Area, Pantry

Exterior Features

  • Construction Materials: Wood Siding
  • Fencing: Fenced
  • List Price: 689000.0
  • Lot Features: Level
  • Patio and Porch Features: Deck, Porch
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront Features: Lake Front
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Roofing:Roofing: Composition

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Paved, Attached

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Utilities: Cable Connected, Natural Gas Connected
  • Water Source: Public
  • Heat Source:Heat Source: Natural Gas
  • Heat Type:Heat Type: Forced Air
  • Utilities Attached:Utilities Attached: Cable Connected, Natural Gas Connected

Condo/Co-op/Association

  • Association Amenities: Beach Area, Playground, Boat Launch
  • Association Fee: 75.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Lot Size Acres: 0.316
  • Lot Size Area: 0.32
  • Lot Dimensions: 100 x 137
  • Lot Size Sq Ft: 13765.0
  • Zoning Description: R-3

Tax Info

  • Tax Annual Amount: 10725.0
  • Tax Year: 2022

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2024
Closed on
Feb 1, 2024
Sold by
Bought by
Seller's Agent
Jim and Bernie Team
Coldwell Banker Woodland Schmidt
Buyer's Agent
Laura Carr
City2Shore Real Estate Inc.
List Price
$689,000
Sold Price
$620,000
Premium/Discount to List
-$69,000
-10.01%
Views
18
Current Estimated Value
$710,932

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,932
Avg. Annual Appreciation
6.09%
Original Mortgage
$100,000
Interest Rate
0.0669%
Mortgage Type
Credit Line Revolving

Purchase Details

Listed on
Jan 23, 2020
Closed on
Mar 16, 2020
Sold by
Bought by
Seller's Agent
Heather Klompmaker
HomeRealty Holland
Buyer's Agent
Kenneth Machiela
Coldwell Banker Woodland Schmidt
List Price
$425,000
Sold Price
$405,000
Premium/Discount to List
-$20,000
-4.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.60%
Original Mortgage
$348,000
Interest Rate
0.034%
Mortgage Type
Construction

Purchase Details

Listed on
Apr 19, 2015
Closed on
Oct 29, 2015
Sold by
Bought by
Seller's Agent
Andrea Crossman
Coldwell Banker Schmidt Realtors
Buyer's Agent
Mark Deering
RE/MAX Of Grand Rapids
List Price
$340,000
Sold Price
$285,000
Premium/Discount to List
-$55,000
-16.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.35%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$620,000 Chicago Title Of Michigan
$405,000 Ata National Title Group Llc
-- None Available
$285,000 Chicago Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $100,000
Closed $370,000
Closed $406,500
Closed $348,000
Closed $150,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/30/2024 01/30/24 Sold $620,000 -10.0% $224 / Sq Ft
01/16/2024 01/16/24 Pending -- -- --
01/16/2024 01/16/24 For Sale $689,000 +70.1% $249 / Sq Ft
03/16/2020 03/16/20 Sold $405,000 -4.7% $146 / Sq Ft View Prior Sale
01/25/2020 01/25/20 Pending -- -- --
01/23/2020 01/23/20 For Sale $425,000 +49.1% $154 / Sq Ft
10/29/2015 10/29/15 Sold $285,000 -16.2% $103 / Sq Ft View Prior Sale
09/24/2015 09/24/15 Pending -- -- --
04/19/2015 04/19/15 For Sale $340,000 -- $123 / Sq Ft
Source: MichRIC

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,901 $291,000 $0 $0
2024 $59 $302,500 $0 $0
2023 $9,913 $273,500 $0 $0
2022 $10,725 $241,000 $0 $0
2021 $10,413 $217,100 $0 $0
2020 $5,687 $198,900 $0 $0
2019 $5,624 $195,700 $0 $0
2018 $5,276 $177,400 $0 $0
2017 $5,190 $177,400 $0 $0
2016 $5,325 $182,900 $0 $0
2015 -- $162,200 $0 $0
2014 -- $160,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 24003443

MichRIC

APN: 70-15-27-376-013

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