Janet Gillis
Town and Country Realty Massachusetts
(339) 220-2982
55 Total Sales
1 in Belchertown
$549,900 Price
438 State St Belchertown, MA 01007
Belchertown AreaEstimated Value: $407,000 - $515,000
4
Beds
2
Baths
1,459
Sq Ft
$302/Sq Ft
Est. Value
Highlights
- Deck
- Wood Flooring
- Community Pool
- Property is near golf course, public transit, and schools
- Solid Surface Countertops
- Tennis Courts
About This Home
As of September 2025Rare two-family with proven rental history! This well-cared-for property combines functionality and investment potential. The spacious fenced-in yard offers plenty of room for play, gardening, and enjoyment. Upstairs, the unit has been updated with refinished hardwood floors, new vinyl kitchen flooring, modern white cabinetry, granite counters, updated appliances and recessed lighting, fresh trim and doors and a full interior and exterior repaint. The lower unit features fresh paint with newer vinyl flooring and can be delivered vacant at closing, making it an ideal option for owner-occupants looking to offset their mortgage. Even better, this property offers low-maintenance living with current tenants handling lawn care and driveway snow removal. With a solid rental track record, long-term family ownership, and comprehensive updates inside and out, this is a standout opportunity in a town where multi-families are few and far between. Now is your chance - don't miss this rare property!
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Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,616
Year Built
- Built in 1964
Lot Details
- 25,003 Sq Ft Lot
- Fenced
- Gentle Sloping Lot
- Cleared Lot
Parking
- 2 Car Garage
- Stone Driveway
- Open Parking
- Off-Street Parking
Home Design
- Duplex
- Frame Construction
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- Property has 1 Level
- Ceiling Fan
- Living Room
- Dining Room
- Home Office
- Washer and Electric Dryer Hookup
Kitchen
- Range
- Microwave
- ENERGY STAR Qualified Refrigerator
- ENERGY STAR Qualified Dishwasher
- Solid Surface Countertops
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
- Bathtub with Shower
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Outdoor Features
- Deck
- Porch
Location
- Property is near golf course, public transit, and schools
Schools
- Chestnut Hill Elementary School
- Jabish Brook Middle School
- Belchertown High School
Utilities
- Ductless Heating Or Cooling System
- Heating System Uses Oil
- Baseboard Heating
- 200+ Amp Service
- Private Water Source
- Private Sewer
- High Speed Internet
Listing and Financial Details
- Total Actual Rent $4,370
- Rent includes unit 1(heat electric hot water), unit 2(heat electric hot water)
- Assessor Parcel Number 3861193
Community Details
Overview
- 2 Units
- Near Conservation Area
Amenities
- Shops
Recreation
- Tennis Courts
- Community Pool
- Park
- Jogging Path
Building Details
- Electric Expense $3,186
- Insurance Expense $1,393
- Operating Expense $8,448
- Net Operating Income $43,992
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 11, 2025
Closed on
Sep 4, 2025
Sold by
Bought by
Seller's Agent
Alyssa Maggi
LPT Realty, LLC
Buyer's Agent
We Close Deals Team
Lamacchia Realty, Inc.
List Price
$399,999
Sold Price
$420,000
Premium/Discount to List
$20,001
5%
Views
59
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,832
Avg. Annual Appreciation
5.46%
Original Mortgage
$357,000
Outstanding Balance
$353,841
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$86,991
Purchase Details
Listed on
Apr 1, 2019
Closed on
Aug 21, 2019
Sold by
Bought by
Seller's Agent
The Jackson & Nale Team
REMAX Connections - Belchertown
Buyer's Agent
Kimberly Allen
Berkshire Hathaway HomeServices Realty Professionals
List Price
$250,000
Sold Price
$235,000
Premium/Discount to List
-$15,000
-6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.16%
Original Mortgage
$227,950
Interest Rate
3.6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 17, 2006
Sold by
Bought by
Purchase Details
Closed on
Jan 4, 2005
Sold by
Bought by
Purchase Details
Closed on
Sep 30, 2004
Sold by
Bought by
Purchase Details
Closed on
Nov 22, 1999
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Belchertown, MA
-
Janet Gillis
-
Susan Lefebvre
Susan Lefebvre
HB Real Estate, LLC
(413) 420-5351
57 Total Sales
1 in Belchertown
$45,000 Price
-
Karen Kirby
Karen Kirby
HB Real Estate, LLC
(860) 831-3977
97 Total Sales
3 in Belchertown
$265K - $575K Price Range
-
Karol Makusiewicz
Karol Makusiewicz
Signature Realty
(413) 314-2949
62 Total Sales
1 in Belchertown
$335,000 Price
-
Christina Pietras
Christina Pietras
Naples Realty Group
(413) 278-6757
44 Total Sales
2 in Belchertown
$40K - $725K Price Range
-
Lisa Carroll
Lisa Carroll
Delap Real Estate LLC
(413) 414-4721
35 Total Sales
1 in Belchertown
$300,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $420,000 | -- | ||
| $235,000 | -- | ||
| $216,000 | -- | ||
| $94,671 | -- | ||
| $195,000 | -- | ||
| $120,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $357,000 | ||
| Closed | $50,000 | ||
| Previous Owner | $227,950 | ||
| Previous Owner | $227,950 | ||
| Previous Owner | $110,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/04/2025 09/04/25 | Sold | $420,000 | +5.0% | $288 / Sq Ft | |
| 07/28/2025 07/28/25 | Pending | -- | -- | -- | |
| 07/11/2025 07/11/25 | For Sale | $399,999 | +70.2% | $274 / Sq Ft | |
| 09/06/2019 09/06/19 | Sold | $235,000 | -2.1% | $161 / Sq Ft | View Prior Sale |
| 06/25/2019 06/25/19 | Pending | -- | -- | -- | |
| 06/03/2019 06/03/19 | Price Changed | $240,000 | -4.0% | $164 / Sq Ft | |
| 04/01/2019 04/01/19 | For Sale | $250,000 | -- | $171 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,571 | $315,000 | $66,100 | $248,900 |
| 2024 | $4,409 | $287,800 | $59,800 | $228,000 |
| 2023 | $4,437 | $271,900 | $55,800 | $216,100 |
| 2022 | $4,064 | $230,100 | $55,800 | $174,300 |
| 2021 | $3,909 | $215,600 | $51,800 | $163,800 |
| 2020 | $3,916 | $215,500 | $51,800 | $163,700 |
| 2019 | $3,389 | $185,000 | $49,800 | $135,200 |
| 2018 | $3,309 | $181,900 | $51,000 | $130,900 |
| 2017 | $3,243 | $178,200 | $51,000 | $127,200 |
| 2016 | $3,315 | $184,500 | $49,800 | $134,700 |
| 2015 | $3,304 | $184,700 | $51,800 | $132,900 |
Source: Public Records
Agents Affiliated with this Home
-
Alyssa Maggi
Seller's Agent in 2025
Alyssa Maggi
LPT Realty, LLC
(413) 348-4525
7 Total Sales
-
We Close Deals Team
W
Buyer's Agent in 2025
We Close Deals Team
Lamacchia Realty, Inc.
(508) 612-0821
190 Total Sales
-
The Jackson & Nale Team
T
Seller's Agent in 2019
The Jackson & Nale Team
RE/MAX
(413) 374-4232
301 Total Sales
-
M
Seller Co-Listing Agent in 2019
Matthew Jackson
RE/MAX
-
Kimberly Allen
Buyer's Agent in 2019
Kimberly Allen
Berkshire Hathaway HomeServices Realty Professionals
(413) 221-4885
283 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73402995
APN: BELC-000251-000000-000007
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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