$494,900

Estimated payment $3,320/month

Total Views 3,039
3 Beds
2 Baths
1,918 Sq Ft
$258 Price per Sq Ft

Highlights

  • Popular Property
  • Active Adult
  • Cathedral Ceiling
  • Golf Course Community
  • Clubhouse
  • Main Floor Primary Bedroom

About This Home

Virtually Staged. "LIVE THE VILLAGES LIFESTYLE FROM THE HEART OF MALLORY SQUARE!
Welcome to 438 Troy Loop, the popular Gardenia model with approximately 1,918 square feet of comfortable living space, 3 bedrooms and 2 baths. Start your mornings on the welcoming front patio with coffee in hand, then spend your evenings on the spacious screened lanai that flows right into an attached birdcage, your own private slice of Florida with room for dining, entertaining, and watching the sunsets.
A rare bonus: the third bedroom features a convenient Murphy bed, so this home works double duty as guest suite by night and office, craft room, or home gym by day. Practical updates mean you can move in and relax: a roof about 5 years young and an HVAC about 9 years old, with a remaining bond balance of just $5,288. Live minutes from Mallory Hill Country Club, within easy reach of Canal Street Recreation Center on Odell Circle, and an easy golf-cart trip to the dining, shopping, and daily festivities of Lake Sumter Landing and Brownwood Paddock Square. The featured location, the favorite model, the Florida style you've been waiting for. Come see why this one won't last!"

Listing Agent

Liliana Whittington

SOUNDINGS, LLC Brokerage Phone: 352-698-6655 License #3090328 Listed on: 09/09/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,858

Year Built

  • Built in 2006

Lot Details

  • 7,305 Sq Ft Lot
  • South Facing Home

HOA Fees

  • $204 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,918 Sq Ft Home
  • Furnished
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Family Room Off Kitchen
  • Living Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • $204 Other Monthly Fees
  • The Villages Subdivision
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Restaurant
  • Clubhouse
  • Community Mailbox

Recreation

  • Golf Course Community
  • Tennis Courts
  • Racquetball
  • Community Playground
  • Community Pool
  • Park
  • Dog Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,858

Year Built

Built in 2006

Lot Details

7,305 Sq Ft Lot

HOA Fees

$204 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Concrete
  • Fireplace: No
  • Living Area: 1918
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 2679
  • Lot Size Sq Ft: 7305
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 248.89
  • Escrow City: AShley Dr, suite 600, Tampa, fl 33602
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 258.03
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Other Fees Amount: 204
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 352-698-6655
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Concrete Perimeter
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Window Features: Skylight(s)
  • Living Area Meters: 178.19

Exterior Features

  • Direction Faces: South
  • Exterior Features: Lighting
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Patio, Screened, Side Porch
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12119C0089D

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Available, Sprinkler Meter, Water Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Park, Playground, Pool, Racquetball, Restaurant, Sidewalks, Tennis Court(s)
  • Association Amenities: Clubhouse, Fence Restrictions, Golf Course
  • Association: No
  • Senior Community: Yes
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 2448.00
  • Total Monthly Fees: 204.00
  • Other Fees Term: Monthly

Lot Info

  • Zoning: X
  • Parcel Number: D25B087
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3858.35
  • Tax Block: x
  • Tax Book Number: 7-26-26B
  • Tax Lot: 87
  • Tax Other Annual Assessment Amount: 519

3D Matterport

Floorplan

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,858 $270,980
2024 $3,586 $263,350
2023 $3,586 $255,680 $0 $0
2022 $3,502 $248,240 $0 $0
2021 $3,911 $241,010 $0 $0
2020 $3,975 $237,690 $0 $0
2019 $3,980 $232,350 $0 $0
2018 $3,716 $228,020 $0 $0
2017 $3,738 $223,330 $0 $0
2016 $3,679 $218,740 $0 $0
2015 $3,702 $217,220 $0 $0
2014 $3,777 $215,500 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/09/2026 09/09/26 For Sale $494,900 -- $258 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $100 --
Quit Claim Deed -- Amrock
Quit Claim Deed -- Rosenberg Pllc
Interfamily Deed Transfer -- Accommodation
Interfamily Deed Transfer -- Accommodation
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- None Available
Warranty Deed $265,800 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $284,000 VA
Previous Owner $241,140 VA
Previous Owner $53,000 New Conventional
Previous Owner $202,725 VA
Previous Owner $173,875 VA
Previous Owner $180,000 Unknown
Previous Owner $231,000 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Liliana Whittington

SOUNDINGS, LLC

(352) 780-1935

Section Image

Meet Lili Whittington – Your Trusted Central Florida Real Estate Expert!
With over 20 years of experience and more than 450 successful home sales in Central Florida, Lili Whittington is a seasoned Broker Associate and MBA-educated real estate strategist specializing in residential and luxury properties. Hablo español, Realtor bilingüe en The Villages, y Agente de bienes raíces en español. Fluent in both English and Spanish, Lili brings a powerful combination of international insight, local

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Source: Stellar MLS

MLS Number: G5117577

Stellar MLS

APN: D25B087

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