$2,200,000
UNDER CONTRACT $450K PRICE DROP

439 Palm Dr Islamorada, FL 33036

Estimated payment $13,282/month

Total Views 10,063
4 Beds
3 Baths
2,294 Sq Ft
$959 Price per Sq Ft

Highlights

  • Property has ocean access
  • Concrete Pool
  • Home fronts a canal
  • Plantation Key School Rated A-
  • Bay View
  • Outdoor Living Area

About This Home

VA assumable!
Experience refined waterfront living in the Florida Keys, where luxury meets effortless access to world-class boating and fishing. This exceptional canal-front residence is thoughtfully designed for discerning buyers who value privacy, convenience, and a true connection to the water. A private dock with newly added 15,000 lb boat lift provides seamless access to open water, allowing you to leave your backyard and reach premier fishing grounds in minutes. A utility elevator lift enhances everyday comfort, making it easy to move gear, provisions, and luggage between levels with ease. Experience refined waterfront living in the Florida Keys, where luxury meets effortless access to world-class boating and fishing. This exceptional canal-front residence is thoughtfully designed for discerning buyers who value privacy, convenience, and a true connection to the water. A private dock with newly added 15,000 lb boat lift provides seamless access to open water, allowing you to leave your backyard and reach premier fishing grounds in minutes. A utility elevator lift enhances everyday comfort, making it easy to move gear, provisions, and luggage between levels with ease. Outdoor living is elevated for both entertaining and function. A custom storage shed equipped with an ice machine and two deep freezers caters perfectly to avid anglers and boating enthusiasts, offering an ideal setup for bait, ice, and fresh catch storagean uncommon and highly desirable feature in the Keys. Inside, the home offers a bright, coastal interior that complements the surrounding water views, creating a calm and inviting retreat. Designed for both full-time living and elegant escapes, the residence balances relaxed island style with upscale practicality. Whether hosting sunset gatherings, heading offshore at first light, or enjoying quiet evenings by the water, this property delivers a lifestyle defined by ease, sophistication, and the unparalleled beauty of the Florida Keys. An exceptional opportunity for those seeking a premier waterfront home that supports both luxury living and an active boating lifestyle.

Listing Agent

Caroline Hendrix

Coldwell Banker Schmitt RE Co License #3544880 Listed on: 12/26/2025

Coldwell Banker Schmitt RE Co

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,372

Year Built

  • Built in 1983

Lot Details

  • 11,080 Sq Ft Lot
  • Home fronts a canal
  • East Facing Home
  • Irregular Lot
  • Property is zoned AE-9

Property Views

  • Bay
  • Canal
  • Pool

Interior Spaces

  • 2,294 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Formal Dining Room
  • Screened Porch
  • Storage

Kitchen

  • Electric Range
  • Microwave
  • Free-Standing Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 6 Open Parking Spaces
  • 4 Carport Spaces

Pool

  • Concrete Pool
  • Screen Enclosure

Outdoor Features

  • Property has ocean access
  • No Fixed Bridges
  • Balcony
  • Open Patio
  • Outdoor Living Area

Schools

  • Plantation Key Elementary School
  • Coral Shores High School

Utilities

  • Central Heating and Cooling System
  • Three-Phase Power
  • Cable TV Available

Community Details

  • Property has a Home Owners Association
  • Safety Harbor Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00391440000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,372

Year Built

Built in 1983

Lot Details

0.25 Acres

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: Heading south on US1 take a right on Palm Dr. house is on the left.
  • Year Built: 1983
  • Carport Y N: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • DelayedMarketingYN: No
  • Special Features: 4224
  • Stories: 2

Interior Features

  • Interior Amenities: Dining Area, Separate/Formal Dining Room, Kitchen Island, Storage, Upper Level Primary, Walk-In Closet(s)
  • Main Level Bedrooms: 2
  • Private Spa: No
  • Furnished: Furnished
  • Appliances: Dryer, Dishwasher, Electric Range, Free-Standing Freezer, Ice Maker, Microwave, Refrigerator, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Living Area: 2294.0
  • Stories: 2

Exterior Features

  • Exterior Features: Balcony, Outdoor Living Area
  • View: Bay, Canal, Pool
  • Lot Features: Irregular Lot, < 1/4 Acre
  • Pool Features: Concrete, Heated, Screen Enclosure
  • Pool Private: Yes
  • View: Yes
  • Waterfront Features: Canal Front, No Fixed Bridges, Ocean Access
  • Waterfront: Yes
  • Construction Type: Block
  • Direction Faces: East
  • Patio And Porch Features: Open, Patio, Porch, Screened, Wrap Around, Balcony
  • Property Condition: Resale
  • Roof: Other

Garage/Parking

  • Covered Parking Spaces: 4.0
  • Open Parking Spaces: 6.0
  • Carport Spaces: 4.0
  • Garage Yn: No
  • Parking Features: Covered

Utilities

  • Laundry Features: Inside
  • Security: None
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Electric: 3 Phase
  • Sewer: Public Sewer
  • Utilities: Cable Available, Sewer Available

Condo/Co-op/Association

  • Pets Allowed: Yes
  • Community Features: Home Owners Association
  • Senior Community: No
  • Amenities: None
  • Association: Yes
  • Pets Allowed: No Pet Restrictions, Yes

Schools

  • Elementary School: Plantation Key
  • High School: Coral Shores

Lot Info

  • Parcel #: 00391440000000
  • Lot Size Acres: 0.25
  • Mobile Dim Units: Feet
  • Zoning: AE-9

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 16372.0

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,458 $1,717,362 $1,205,504 $511,858
2024 $15,450 $1,625,922 $1,205,504 $420,418
2023 $15,450 $1,587,917 $1,177,250 $410,667
2022 $11,437 $1,176,369 $729,895 $446,474
2021 $9,883 $926,848 $493,614 $433,234
2020 $9,095 $837,752 $493,614 $344,138
2019 $9,468 $858,779 $515,885 $342,894
2018 $9,080 $825,271 $468,684 $356,587
2017 $9,006 $836,594 $0 $0
2016 $9,086 $795,255 $0 $0
2015 $8,462 $749,118 $0 $0
2014 $8,406 $762,763 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/12/2026 06/12/26 Sold $1,950,000 -11.4% $850 / Sq Ft View Prior Sale
04/30/2026 04/30/26 Price Changed $2,200,000 -11.8% $959 / Sq Ft
02/27/2026 02/27/26 Price Changed $2,495,000 -5.8% $1,088 / Sq Ft
12/23/2025 12/23/25 For Sale $2,650,000 +118.1% $1,155 / Sq Ft
05/21/2021 05/21/21 Sold $1,215,000 -6.5% $530 / Sq Ft View Prior Sale
04/22/2021 04/22/21 Pending -- -- --
06/05/2020 06/05/20 For Sale $1,300,000 -- $567 / Sq Ft
Source: BeachesMLS (Greater Fort Lauderdale)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $1,215,000 Attorney
Quit Claim Deed -- Accommodation
Interfamily Deed Transfer -- None Available
Warranty Deed $330,000 --
Warranty Deed $355,000 --
Quit Claim Deed -- --
Warranty Deed $300,000 --
Warranty Deed $350,000 --
Warranty Deed $48,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $1,222,485 VA
Previous Owner $280,000 No Value Available
Source: Public Records

Source: BeachesMLS (Greater Fort Lauderdale)

MLS Number: R11149737

BeachesMLS (Greater Fort Lauderdale)

APN: 00391440-000000

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