$619,000
$20K PRICE DROP

439 SiMcO Dr Coldwater, MI 49036

Estimated payment $3,714/month

Total Views 3,392
4 Beds
2.5 Baths
2,196 Sq Ft
$282 Price per Sq Ft

Highlights

  • 90 Feet of Waterfront
  • Deck
  • No HOA
  • Property fronts a channel
  • Contemporary Architecture
  • 2 Car Attached Garage

About This Home

COLDWATER LAKE-SHAWNEE SHOALS: 4 bedrooms, 2.5 baths, and a 3 season room. Property features a large trex deck with beautiful views, and over 90 ft of water front. Enjoy year round living or lake retreat. Open Kitchen and dining space with views of the water. Main floor primary with ensuite and main floor laundry. You'll appreciate the fireplace on those chilly nights. Private bedroom on upper level for guests. Two car attached garage to store the lake toys! Home comes complete with dock. Don't miss your chance to own this lake home just minutes from the main lake located in an amazing neighborhood. This company makes no warranty or representations about the contents of this data including room sizes & sq. footage. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction.

Listing Agent

Rachel Tell

Case Realty Group License #6501442227 Listed on: 05/22/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,445

Year Built

  • Built in 1989

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 90x136x90x119
  • Property fronts a channel
  • 90 Feet of Waterfront
  • Lake Front

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,196 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Replacement Windows
  • Window Treatments
  • Family Room
  • Living Room
  • Dining Area
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Shawnee Shoals Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,445

Year Built

Built in 1989

Lot Details

8,712 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Contemporary
  • Stories: 2
  • Year Built: 1989
  • General Property Info:Basement: No
  • General Property Info:Main Level Primary: Yes
  • Waterfront Options:Water Access YN: Yes
  • Waterfront Options:Water Frontage3: 90.0
  • General Property Info: Association YN: No
  • Driveway:Driveway: Paved
  • Landscape:Landscape: Ground Cover
  • Mineral Rights:Mineral Rights: Unknown
  • Sewer:Sewer: Public Sewer
  • Additional Items:Additional Items: Window Treatments, Ceiling Fan(s), Garage Door Opener
  • Fireplace:Fireplace: Gas Log
  • Water Fea Amenities:Water Fea Amenities: All Sports, Private Frontage
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6IlQwMDAwMDAwNiIsIkxpc3RpbmdJRCI6IjI2MDI0MjkxIiwiU3RhbmRhcmRTdGF0dXMiOiJBY3RpdmUiLCJNb2RpZmljYXRpb25UaW1lc3RhbXAiOiIyMDI2LTA2LTIyVDE0OjU1OjM2LjAwMFoiLCJMaWNlbnNlZUlEIjoib2F1dGgyXzE0NjI5IiwiTGljZW5zZWVOYW1lIjoiSG9tZXMgUHJvIn0.CpgCq4owl28RLcx1CnRdRWS0m5gvEKHv2BIDDBVaWwY/badge
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Water Softener Owned, Refrigerator, Microwave, Dishwasher, Disposal, Range
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Eat-in Kitchen
  • Fireplace Features: Gas Log
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2196.0
  • Window Features: Window Treatments, Replacement
  • Windows:Windows: Replacement
  • Kitchen Features:Kitchen Features: Eating Area, Snack Bar

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 619000.0
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Coldwater Lake
  • Waterfront Features: Lake Front, Channel
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Roofing:Roofing: Composition

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Paved, Attached, Garage Door Opener, Garage Faces Front

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Water Source: Well
  • Heat Source:Heat Source: Natural Gas
  • Heat Type:Heat Type: Forced Air

Lot Info

  • Lot Size Acres: 0.2
  • Lot Size Area: 0.2
  • Lot Dimensions: 90x136x90x119
  • Lot Size Sq Ft: 8712.0

Tax Info

  • Tax Annual Amount: 4445.0
  • Tax Year: 2025

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,991 $290,800 $0 $0
2024 $44 $237,200 $0 $0
2023 $1,994 $195,400 $0 $0
2022 $4,405 $196,000 $0 $0
2020 -- $154,400 $0 $0
2019 -- $149,500 $0 $0
2018 -- $132,100 $0 $0
2017 -- $145,500 $0 $0
2016 -- $135,700 $0 $0
2015 -- $116,200 $0 $0
2014 -- $115,800 $0 $0
2013 -- $115,500 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/22/2026 06/22/26 Price Changed $619,000 -3.1% $282 / Sq Ft
05/22/2026 05/22/26 For Sale $639,000 -- $291 / Sq Ft
Source: MichRIC

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $271,000 None Available
Warranty Deed $235,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $266,091 FHA
Source: Public Records

Source: MichRIC

MLS Number: 26024291

MichRIC

APN: 150-S50-000-135-00

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