$6,900,000

440 98th St Stone Harbor, NJ 08247

Estimated payment $37,808/month

Total Views 2,344
4 Beds
3 Baths
3,173 Sq Ft
$2,175 Price per Sq Ft

Highlights

  • Docks
  • Property Fronts a Bay or Harbor
  • Furnished
  • Stone Harbor Elementary School Rated A+
  • Deck
  • Fireplace

About This Home

Set on the bay in Stone Harbor, this gorgeous 4-bedroom, 3 and a half bath home offers a luxurious waterfront lifestyle with finishes and features that really stand out. Completely renovated by D.L. Miner, the home blends clean, soft coastal design with a layout built for entertaining and easy living. Outside, enjoy a newer single floating dock and a mahogany bayfront deck that is sheltered by two remotely operated awnings for shade on command. Inside, a stunning two-story foyer opens to the sun-drenched family room complete with a wet bar and floor- to-ceiling views of the bay. There are three bedrooms and two full baths on this level. Two of the bedrooms (one on suite) feature bay views and private decks. This level also offers a full-service laundry room, hardwood floors in the living space, and carpet in the bedrooms. The home features custom plantation shutters and remotely operated blinds. An attached one car garage provides plenty of room for a car or golf cart, as well as pool chairs, surf boards and storage. The living and dining rooms at the top of the stairs are both elegant and comfortable – perfect for entertaining or relaxing. There is a gorgeous fireplace and large screen television. A generous bayfront deck extends your living space outdoors and brings the beauty of the bay into the home. The adjoining large custom kitchen has quartz counters, a Thermador gas range and refrigerator, multi-level countertops and, of course, magnificent views of the bay. The second floor is anchored to the west by an expansive primary suite with walk in closets and a private deck overlooking the bay. A large primary bath features heated porcelain floors, double sinks, and walk-in shower. A lovely powder room off the living room is convenient for guests. This location is exceptional, a short walk to downtown Stone Harbor’s shops and restaurants, with beautiful bay views that make every summer evening at the shore special.

Listing Agent

Roger Soens

COMPASS RE - Avalon Dune License #8532954 Listed on: 02/26/2026

COMPASS RE - Avalon Dune

Co-Listing Agent

Janet Bogorowski

COMPASS RE - Avalon Dune License #1751499

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $22,869

Year Built

  • Built in 2000

Lot Details

  • Lot Dimensions are 77.4'x110'
  • Property Fronts a Bay or Harbor
  • Sprinkler System

Parking

  • 1 Car Attached Garage

Home Design

  • Upside Down Style Home
  • Vinyl Siding

Interior Spaces

  • 3,173 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Fireplace
  • Plantation Shutters
  • Living Room
  • Dining Room
  • Tile Flooring
  • Water Views
  • Crawl Space

Kitchen

  • Self-Cleaning Oven
  • Stove
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Outdoor Shower
  • Bulkhead
  • Docks
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 217 / 96

Home Details

Home Type

Single Family

Est. Annual Taxes

$22,869

Year Built

Built in 2000

Lot Details

17.77 Acres

Listing Details

  • Class: RESIDENTIAL
  • Type: Single Family
  • Location: Bay Front, Water View, Bulk Head
  • District Township: 10-Stone Harbor
  • Near: Bayfront
  • Also Includes: Furniture, Window Treatments
  • Estimated Year Built: 2000
  • New Construction: No
  • Listing Office2: 1090
  • Lot Size2: 77.4'x110'
  • OFFICELIST_STATE: NJ
  • Street Designation: Street
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2000

Interior Features

  • Appliances Included: Range, Self-Clean Oven, Microwave Oven, Refrigerator, Washer, Dryer, Dishwasher, Disposal, Stove Natural Gas
  • Interior Amenities: Tile Flooring
  • Total Bathrooms: 3.1
  • Full Bathrooms: 3
  • Bedrooms: 4
  • Total Rooms: 10
  • Basement: Crawl Space
  • Estimated Living Sq Ft: 3173
  • Other Rooms: Living Room, Dining Room, Kitchen, Recreation/Family, Laundry/Utility Room

Exterior Features

  • Construction: Upside Down
  • Exterior: Vinyl
  • Outside Features: Deck, Dock, Bulkhead, Cable TV, Sidewalks, Outside Shower, Sprinkler System

Garage/Parking

  • Parking Garage: Garage, 1 Car, Attached, See Remarks

Utilities

  • Cooling: Central Air Condition, Ceiling Fan
  • Heating: Gas Natural, Forced Air
  • Hot Water: Gas- Natural
  • Sewer: Public
  • Water: Public

Lot Info

  • Lot Number: 217
  • Lot Size: 6001-10000 SqFt
  • Sub Block: 04
  • Total Assessment: 3057400
  • Zoning: A

Tax Info

  • Taxes: 22869
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $22,869 $3,057,400 $1,960,000 $1,097,400
2024 $22,869 $3,057,400 $1,960,000 $1,097,400
2023 $22,472 $3,057,400 $1,960,000 $1,097,400
2022 $21,157 $3,057,400 $1,960,000 $1,097,400
2021 $20,057 $3,057,400 $1,960,000 $1,097,400
2020 $18,650 $3,057,400 $1,960,000 $1,097,400
2019 $17,519 $3,057,400 $1,960,000 $1,097,400
2018 $16,877 $3,057,400 $1,960,000 $1,097,400
2017 $17,656 $3,181,200 $2,240,000 $941,200
2016 $17,019 $3,181,200 $2,240,000 $941,200
2015 $16,701 $3,181,200 $2,240,000 $941,200
2014 $16,479 $3,181,200 $2,240,000 $941,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/26/2026 02/26/26 For Sale $6,900,000 -- $2,175 / Sq Ft
Source: Cape May County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $2,850,000 --
Deed $1,885,000 --
Deed $490,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,400,000 No Value Available
Previous Owner $721,000 No Value Available
Source: Public Records

Source: Cape May County Association of REALTORS®

MLS Number: 260449

Cape May County Association of REALTORS®

APN: 10-00096-04-00217

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