440 98th St Stone Harbor, NJ 08247
Estimated payment $37,808/month
Highlights
- Docks
- Property Fronts a Bay or Harbor
- Furnished
- Stone Harbor Elementary School Rated A+
- Deck
- Fireplace
About This Home
Set on the bay in Stone Harbor, this gorgeous 4-bedroom, 3 and a half bath home offers a luxurious waterfront lifestyle with finishes and features that really stand out. Completely renovated by D.L. Miner, the home blends clean, soft coastal design with a layout built for entertaining and easy living. Outside, enjoy a newer single floating dock and a mahogany bayfront deck that is sheltered by two remotely operated awnings for shade on command. Inside, a stunning two-story foyer opens to the sun-drenched family room complete with a wet bar and floor- to-ceiling views of the bay. There are three bedrooms and two full baths on this level. Two of the bedrooms (one on suite) feature bay views and private decks. This level also offers a full-service laundry room, hardwood floors in the living space, and carpet in the bedrooms. The home features custom plantation shutters and remotely operated blinds. An attached one car garage provides plenty of room for a car or golf cart, as well as pool chairs, surf boards and storage. The living and dining rooms at the top of the stairs are both elegant and comfortable – perfect for entertaining or relaxing. There is a gorgeous fireplace and large screen television. A generous bayfront deck extends your living space outdoors and brings the beauty of the bay into the home. The adjoining large custom kitchen has quartz counters, a Thermador gas range and refrigerator, multi-level countertops and, of course, magnificent views of the bay. The second floor is anchored to the west by an expansive primary suite with walk in closets and a private deck overlooking the bay. A large primary bath features heated porcelain floors, double sinks, and walk-in shower. A lovely powder room off the living room is convenient for guests. This location is exceptional, a short walk to downtown Stone Harbor’s shops and restaurants, with beautiful bay views that make every summer evening at the shore special.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $22,869
Year Built
- Built in 2000
Lot Details
- Lot Dimensions are 77.4'x110'
- Property Fronts a Bay or Harbor
- Sprinkler System
Parking
- 1 Car Attached Garage
Home Design
- Upside Down Style Home
- Vinyl Siding
Interior Spaces
- 3,173 Sq Ft Home
- Furnished
- Ceiling Fan
- Fireplace
- Plantation Shutters
- Living Room
- Dining Room
- Tile Flooring
- Water Views
- Crawl Space
Kitchen
- Self-Cleaning Oven
- Stove
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Outdoor Shower
- Bulkhead
- Docks
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 217 / 96
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $22,869 | $3,057,400 | $1,960,000 | $1,097,400 |
| 2024 | $22,869 | $3,057,400 | $1,960,000 | $1,097,400 |
| 2023 | $22,472 | $3,057,400 | $1,960,000 | $1,097,400 |
| 2022 | $21,157 | $3,057,400 | $1,960,000 | $1,097,400 |
| 2021 | $20,057 | $3,057,400 | $1,960,000 | $1,097,400 |
| 2020 | $18,650 | $3,057,400 | $1,960,000 | $1,097,400 |
| 2019 | $17,519 | $3,057,400 | $1,960,000 | $1,097,400 |
| 2018 | $16,877 | $3,057,400 | $1,960,000 | $1,097,400 |
| 2017 | $17,656 | $3,181,200 | $2,240,000 | $941,200 |
| 2016 | $17,019 | $3,181,200 | $2,240,000 | $941,200 |
| 2015 | $16,701 | $3,181,200 | $2,240,000 | $941,200 |
| 2014 | $16,479 | $3,181,200 | $2,240,000 | $941,200 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/26/2026 02/26/26 | For Sale | $6,900,000 | -- | $2,175 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $2,850,000 | -- | |
| Deed | $1,885,000 | -- | |
| Deed | $490,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $1,400,000 | No Value Available | |
| Previous Owner | $721,000 | No Value Available |
Source: Cape May County Association of REALTORS®
MLS Number: 260449
APN: 10-00096-04-00217
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Ask me questions while you tour the home.