440 Lake Shore Dr Saint Clair, MO 63077
Estimated payment $2,605/month
Highlights
- Lake Front
- Beach Access
- Fishing
- Docks
- Boating
- Open Floorplan
About This Home
PRICE REDUCED TO $450,000—PRICED TO SELL IMMEDIATELY! Act fast to secure this ultimate lakefront paradise, as a price improvement of this magnitude on the community’s largest all-sports lake will not last. This isn't just a home; it’s a lifestyle where every day feels like a vacation. Imagine the memories you’ll make in the expansive lakeside entertainment zone, featuring a robust seawall with a built-in grill, fire pit, and covered pavilion—the perfect backdrop for sunset dinners and gatherings that feel like a permanent lake retreat. This move-in-ready oasis is fully equipped for immediate fun with the dock and boat lift included! Inside, you'll find a fresh, modern interior with luxury vinyl plank flooring, a main-floor primary suite, and a beautifully updated kitchen with new butcher block countertops and a French door refrigerator. With energy-efficient new vinyl double-hung low-e windows, a recently serviced HVAC, and a stunning sunroom to soak in the water views, every detail is handled. From the second-story deck to the large covered patio and outdoor-access toy storage, this home is designed for effortless lake living. Opportunities like this disappear quickly—schedule your showing today and start living your vacation every single day!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,534
Year Built
- Built in 1996 | Remodeled
Lot Details
- 10,803 Sq Ft Lot
- Lake Front
- Home fronts a seawall
- Property fronts a private road
- Native Plants
- Rectangular Lot
- Lot Sloped Down
- Front Yard
HOA Fees
- $8 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Accessed On Kitchen Level
- Front Facing Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Brick Veneer
- Frame Construction
- Shingle Roof
- Asphalt Roof
- Steel Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1-Story Property
- Open Floorplan
- Vaulted Ceiling
- Recessed Lighting
- Wood Burning Fireplace
- Double Pane Windows
- ENERGY STAR Qualified Windows with Low Emissivity
- Tilt-In Windows
- Blinds
- Window Screens
- Pocket Doors
- French Doors
- Panel Doors
- Living Room with Fireplace
- Dining Room
- Recreation Room
- Bonus Room
- Sun or Florida Room
- Lake Views
Kitchen
- Free-Standing Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Bathtub
Laundry
- Laundry Room
- Laundry on main level
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Ceilings are 8 Feet High
- Sump Pump
- Finished Basement Bathroom
Home Security
- Storm Doors
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Beach Access
- Docks
- Lake Privileges
- Deck
- Patio
- Outdoor Kitchen
- Fire Pit
- Outdoor Grill
- Rain Gutters
- Front Porch
Schools
- Edgar Murray Elem. Elementary School
- St. Clair Jr. High Middle School
- St. Clair High School
Utilities
- Window Unit Cooling System
- Forced Air Heating and Cooling System
- Heat Pump System
- Propane
- Natural Gas Not Available
- Electric Water Heater
- Water Softener
- Phone Not Available
- Cable TV Not Available
Listing and Financial Details
- Assessor Parcel Number 29-1-020-4-002-265000
Community Details
Overview
- Association fees include maintenance parking/roads
- Lake St. Clair Home Owner's Association
- Community Lake
Amenities
- Picnic Area
- Common Area
Recreation
- Boating
- Powered Boats Allowed
- Fishing
3D Interior and Exterior Tours
Floorplans
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,114 | $49,216 | $0 | $0 |
| 2024 | $3,114 | $44,071 | $0 | $0 |
| 2023 | $2,534 | $41,985 | $0 | $0 |
| 2022 | $2,524 | $43,822 | $0 | $0 |
| 2021 | $2,520 | $43,822 | $0 | $0 |
| 2020 | $2,374 | $39,519 | $0 | $0 |
| 2019 | $2,354 | $39,519 | $0 | $0 |
| 2018 | $2,312 | $38,274 | $0 | $0 |
| 2017 | $2,310 | $38,274 | $0 | $0 |
| 2016 | $2,152 | $35,578 | $0 | $0 |
| 2015 | $1,985 | $35,578 | $0 | $0 |
| 2014 | $2,023 | $36,180 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/31/2026 03/31/26 | Price Changed | $450,000 | -5.2% | $164 / Sq Ft | |
| 03/11/2026 03/11/26 | Price Changed | $474,900 | -1.1% | $173 / Sq Ft | |
| 01/03/2026 01/03/26 | Price Changed | $480,000 | 0.0% | $174 / Sq Ft | |
| 01/03/2026 01/03/26 | For Sale | $480,000 | -1.0% | $174 / Sq Ft | |
| 12/31/2025 12/31/25 | Off Market | -- | -- | -- | |
| 12/01/2025 12/01/25 | Price Changed | $485,000 | -1.0% | $176 / Sq Ft | |
| 11/18/2025 11/18/25 | Price Changed | $490,000 | -1.0% | $178 / Sq Ft | |
| 10/25/2025 10/25/25 | For Sale | $495,000 | +11.2% | $180 / Sq Ft | |
| 10/28/2024 10/28/24 | Sold | -- | -- | -- | View Prior Sale |
| 09/25/2024 09/25/24 | Pending | -- | -- | -- | |
| 09/19/2024 09/19/24 | For Sale | $445,000 | -- | $175 / Sq Ft | |
| 09/16/2024 09/16/24 | Off Market | -- | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | -- | |
| Interfamily Deed Transfer | -- | None Available | |
| Special Warranty Deed | -- | None Available | |
| Trustee Deed | -- | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $143,500 | New Conventional | |
| Previous Owner | $146,205 | New Conventional |
About the Listing Agent
Annie Callaway is a licensed Real Estate Agent who consistently goes above and beyond for her clients. She embodies what a great Realtor should be – she is sharp, instinctive, caring and possesses an extraordinary understanding of how to navigate the real estate industry to meet all the needs of her clients. If you are looking to buy or sell a home, flip properties, lease commercial space or build a new home she has the team to get the job done. She will be there from the beginning to the end
Anne's Other Listings
Source: MARIS MLS
MLS Number: MIS25071341
APN: 29-1-020-4-002-265000
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Ask me questions while you tour the home.