$450,000
UNDER CONTRACT $45K PRICE DROP

440 Lake Shore Dr Saint Clair, MO 63077

Estimated payment $2,605/month

Total Views 306,717
3 Beds
2.5 Baths
2,751 Sq Ft
$164 Price per Sq Ft

Highlights

  • Lake Front
  • Beach Access
  • Fishing
  • Docks
  • Boating
  • Open Floorplan

About This Home

PRICE REDUCED TO $450,000—PRICED TO SELL IMMEDIATELY! Act fast to secure this ultimate lakefront paradise, as a price improvement of this magnitude on the community’s largest all-sports lake will not last. This isn't just a home; it’s a lifestyle where every day feels like a vacation. Imagine the memories you’ll make in the expansive lakeside entertainment zone, featuring a robust seawall with a built-in grill, fire pit, and covered pavilion—the perfect backdrop for sunset dinners and gatherings that feel like a permanent lake retreat. This move-in-ready oasis is fully equipped for immediate fun with the dock and boat lift included! Inside, you'll find a fresh, modern interior with luxury vinyl plank flooring, a main-floor primary suite, and a beautifully updated kitchen with new butcher block countertops and a French door refrigerator. With energy-efficient new vinyl double-hung low-e windows, a recently serviced HVAC, and a stunning sunroom to soak in the water views, every detail is handled. From the second-story deck to the large covered patio and outdoor-access toy storage, this home is designed for effortless lake living. Opportunities like this disappear quickly—schedule your showing today and start living your vacation every single day!

Listing Agent

Anne Callaway

Realty One Group Trifecta License #2017044338 Listed on: 10/25/2025

Realty One Group Trifecta

Co-Listing Agent

Chad Elledge

Realty One Group Trifecta License #2021047262

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,534

Year Built

  • Built in 1996 | Remodeled

Lot Details

  • 10,803 Sq Ft Lot
  • Lake Front
  • Home fronts a seawall
  • Property fronts a private road
  • Native Plants
  • Rectangular Lot
  • Lot Sloped Down
  • Front Yard

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Veneer
  • Frame Construction
  • Shingle Roof
  • Asphalt Roof
  • Steel Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Recessed Lighting
  • Wood Burning Fireplace
  • Double Pane Windows
  • ENERGY STAR Qualified Windows with Low Emissivity
  • Tilt-In Windows
  • Blinds
  • Window Screens
  • Pocket Doors
  • French Doors
  • Panel Doors
  • Living Room with Fireplace
  • Dining Room
  • Recreation Room
  • Bonus Room
  • Sun or Florida Room
  • Lake Views

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathtub

Laundry

  • Laundry Room
  • Laundry on main level

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Sump Pump
  • Finished Basement Bathroom

Home Security

  • Storm Doors
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Beach Access
  • Docks
  • Lake Privileges
  • Deck
  • Patio
  • Outdoor Kitchen
  • Fire Pit
  • Outdoor Grill
  • Rain Gutters
  • Front Porch

Schools

  • Edgar Murray Elem. Elementary School
  • St. Clair Jr. High Middle School
  • St. Clair High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Propane
  • Natural Gas Not Available
  • Electric Water Heater
  • Water Softener
  • Phone Not Available
  • Cable TV Not Available

Listing and Financial Details

  • Assessor Parcel Number 29-1-020-4-002-265000

Community Details

Overview

  • Association fees include maintenance parking/roads
  • Lake St. Clair Home Owner's Association
  • Community Lake

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boating
  • Powered Boats Allowed
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,534

Year Built

Built in 1996 | Remodeled

Lot Details

10,803 Sq Ft Lot

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1996
  • Property Sub-Type: Single Family Residence
  • ResoCommunityFeatures: Fishing, Lake, Street Lights
  • ResoLaundryFeatures: Laundry Room, Main Level
  • ResoLotFeatures: Adjoins Common Ground, Front Yard, Native Plants, Rectangular Lot, Sloped Down, Waterfront
  • Lot Size Acres: 0.248
  • Road Frontage Type: Private Road
  • Road Surface Type: Asphalt
  • Water Body Name: Private
  • ResoSecurityFeatures: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Reso Association Amenities: Beach Access, Boating, Common Ground, Lake, Picnic Area, Powered Boats Allowed
  • Co List Office Mls Id: MISCRGL01
  • Co List Office Phone: 314-391-6789
  • Co List Office Phone: 314-391-6789
  • MLS Status: Active Under Contract
  • Subdivision Name: Lake St Clair
  • Above Grade Finished Sq Ft: 1636
  • Architectural Style: Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Living Room, Wood Burning
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyCondition: Updated/Remodeled
  • Reso Structure Type: House
  • Reso Window Features: Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Low Emissivity Windows, Screens, Tilt-In Windows, Window Treatments
  • Financial Info Electric: Ameren
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Ceramic Tile
  • PreviousStatus: Active
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_PoolYN: 0
  • MIS_EfficiencyYN: 0
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Carpeting
  • MIS_AuctionYN: 0
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Bathroom, Concrete, Finished, Full, Sleeping Area, Sump Pump, Walk-Out Access
  • Interior Amenities: Open Floorplan, Pantry, Recessed Lighting, Tub, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Microwave, Free-Standing Electric Range, Refrigerator, Electric Water Heater, Water Softener
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1114
  • Door Features: French Door(s), Panel Door(s), Pocket Door(s), Storm Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Luxury Vinyl
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 2
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Roof: Asphalt, Shingle
  • View: Lake
  • Waterfront Features: Beach Access, Lake, Lake Front, Lake Privileges, Seawall, Waterfront
  • Waterfront: Yes
  • Disclosures: Agent Owned, Flood Plain No, Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Brick Veneer, Fiber Cement, Frame, Steel Siding
  • Exterior Features: Barbecue, Dock, Fire Pit, Outdoor Grill, Outdoor Kitchen, Rain Gutters
  • Foundation Details: Concrete Perimeter
  • Other Structures: Outdoor Kitchen
  • Patio And Porch Features: Composite, Deck, Front Porch, Patio, Porch

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Electric, Heat Pump, Window Unit(s)
  • Heating: Electric, Forced Air, Heat Pump
  • Green Building Features: None
  • Utilities: Cable Not Available, Electricity Connected, Natural Gas Not Available, Phone Not Available, Propane, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Lake St. Clair Home Owner's Association

Fee Information

  • Association Fee Includes: Maintenance Parking/Roads

Schools

  • Elementary School: Edgar Murray Elem.
  • Junior High Dist: St. Clair R-XIII
  • High School: St. Clair High
  • Middle Or Junior School: St. Clair Jr. High

Lot Info

  • Lot Size Sq Ft: 10802.88
  • Parcel Number: 29-1-020-4-002-265000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2534

3D Interior and Exterior Tours

Floorplans

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,114 $49,216 $0 $0
2024 $3,114 $44,071 $0 $0
2023 $2,534 $41,985 $0 $0
2022 $2,524 $43,822 $0 $0
2021 $2,520 $43,822 $0 $0
2020 $2,374 $39,519 $0 $0
2019 $2,354 $39,519 $0 $0
2018 $2,312 $38,274 $0 $0
2017 $2,310 $38,274 $0 $0
2016 $2,152 $35,578 $0 $0
2015 $1,985 $35,578 $0 $0
2014 $2,023 $36,180 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/31/2026 03/31/26 Price Changed $450,000 -5.2% $164 / Sq Ft
03/11/2026 03/11/26 Price Changed $474,900 -1.1% $173 / Sq Ft
01/03/2026 01/03/26 Price Changed $480,000 0.0% $174 / Sq Ft
01/03/2026 01/03/26 For Sale $480,000 -1.0% $174 / Sq Ft
12/31/2025 12/31/25 Off Market -- -- --
12/01/2025 12/01/25 Price Changed $485,000 -1.0% $176 / Sq Ft
11/18/2025 11/18/25 Price Changed $490,000 -1.0% $178 / Sq Ft
10/25/2025 10/25/25 For Sale $495,000 +11.2% $180 / Sq Ft
10/28/2024 10/28/24 Sold -- -- -- View Prior Sale
09/25/2024 09/25/24 Pending -- -- --
09/19/2024 09/19/24 For Sale $445,000 -- $175 / Sq Ft
09/16/2024 09/16/24 Off Market -- -- --
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Deed -- --
Interfamily Deed Transfer -- None Available
Special Warranty Deed -- None Available
Trustee Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $143,500 New Conventional
Previous Owner $146,205 New Conventional
Source: Public Records

About the Listing Agent

Anne Callaway

Realty One Group Trifecta

(855) 916-8332

Section Image

Annie Callaway is a licensed Real Estate Agent who consistently goes above and beyond for her clients. She embodies what a great Realtor should be – she is sharp, instinctive, caring and possesses an extraordinary understanding of how to navigate the real estate industry to meet all the needs of her clients. If you are looking to buy or sell a home, flip properties, lease commercial space or build a new home she has the team to get the job done. She will be there from the beginning to the end

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Source: MARIS MLS

MLS Number: MIS25071341

MARIS MLS

APN: 29-1-020-4-002-265000

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