Seller's Agent in 2026
Anne Callaway
Realty One Group Trifecta
(636) 544-0648
122 Total Sales
Last list price
440 Lake Shore Dr Saint Clair, MO 63077
Saint Clair Area
3
Beds
2.5
Baths
2,751
Sq Ft
10,803
Sq Ft Lot
Highlights
- Lake Front
- Beach Access
- Fishing
- Docks
- Boating
- Open Floorplan
About This Home
As of July 2026PRICE REDUCED TO $450,000—PRICED TO SELL IMMEDIATELY! Act fast to secure this ultimate lakefront paradise, as a price improvement of this magnitude on the community’s largest all-sports lake will not last. This isn't just a home; it’s a lifestyle where every day feels like a vacation. Imagine the memories you’ll make in the expansive lakeside entertainment zone, featuring a robust seawall with a built-in grill, fire pit, and covered pavilion—the perfect backdrop for sunset dinners and gatherings that feel like a permanent lake retreat. This move-in-ready oasis is fully equipped for immediate fun with the dock and boat lift included! Inside, you'll find a fresh, modern interior with luxury vinyl plank flooring, a main-floor primary suite, and a beautifully updated kitchen with new butcher block countertops and a French door refrigerator. With energy-efficient new vinyl double-hung low-e windows, a recently serviced HVAC, and a stunning sunroom to soak in the water views, every detail is handled. From the second-story deck to the large covered patio and outdoor-access toy storage, this home is designed for effortless lake living. Opportunities like this disappear quickly—schedule your showing today and start living your vacation every single day!
Last Agent to Sell the Property
Realty One Group Trifecta License #2017044338 Listed on: 10/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,534
Year Built
- Built in 1996 | Remodeled
Lot Details
- 10,803 Sq Ft Lot
- Lake Front
- Home fronts a seawall
- Property fronts a private road
- Native Plants
- Rectangular Lot
- Lot Sloped Down
- Front Yard
HOA Fees
- $8 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Accessed On Kitchen Level
- Front Facing Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Brick Veneer
- Frame Construction
- Shingle Roof
- Asphalt Roof
- Steel Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1-Story Property
- Open Floorplan
- Vaulted Ceiling
- Recessed Lighting
- Wood Burning Fireplace
- Double Pane Windows
- ENERGY STAR Qualified Windows with Low Emissivity
- Tilt-In Windows
- Blinds
- Window Screens
- Pocket Doors
- French Doors
- Panel Doors
- Living Room with Fireplace
- Dining Room
- Recreation Room
- Bonus Room
- Sun or Florida Room
- Lake Views
Kitchen
- Free-Standing Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Bathtub
Laundry
- Laundry Room
- Laundry on main level
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Ceilings are 8 Feet High
- Sump Pump
- Finished Basement Bathroom
Home Security
- Storm Doors
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Beach Access
- Docks
- Lake Privileges
- Deck
- Patio
- Outdoor Kitchen
- Fire Pit
- Outdoor Grill
- Rain Gutters
- Front Porch
Schools
- Edgar Murray Elem. Elementary School
- St. Clair Jr. High Middle School
- St. Clair High School
Utilities
- Window Unit Cooling System
- Forced Air Heating and Cooling System
- Heat Pump System
- Propane
- Natural Gas Not Available
- Electric Water Heater
- Water Softener
- Phone Not Available
- Cable TV Not Available
Listing and Financial Details
- Assessor Parcel Number 29-1-020-4-002-265000
Community Details
Overview
- Association fees include maintenance parking/roads
- Lake St. Clair Home Owner's Association
- Community Lake
Amenities
- Picnic Area
- Common Area
Recreation
- Boating
- Powered Boats Allowed
- Fishing
3D Interior and Exterior Tours
Floorplans
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Feb 27, 2018
Sold by
Bought by
Purchase Details
Closed on
Jan 30, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,500
Interest Rate
3.42%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 21, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,205
Interest Rate
5.86%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 27, 2007
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | -- | |
| Interfamily Deed Transfer | -- | None Available | |
| Special Warranty Deed | -- | None Available | |
| Trustee Deed | -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $143,500 | New Conventional | |
| Previous Owner | $146,205 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/01/2026 07/01/26 | Sold | -- | -- | -- | |
| 05/18/2026 05/18/26 | Pending | -- | -- | -- | |
| 03/31/2026 03/31/26 | Price Changed | $450,000 | -5.2% | $164 / Sq Ft | |
| 03/11/2026 03/11/26 | Price Changed | $474,900 | -1.1% | $173 / Sq Ft | |
| 01/03/2026 01/03/26 | Price Changed | $480,000 | 0.0% | $174 / Sq Ft | |
| 01/03/2026 01/03/26 | For Sale | $480,000 | -1.0% | $174 / Sq Ft | |
| 12/31/2025 12/31/25 | Off Market | -- | -- | -- | |
| 12/01/2025 12/01/25 | Price Changed | $485,000 | -1.0% | $176 / Sq Ft | |
| 11/18/2025 11/18/25 | Price Changed | $490,000 | -1.0% | $178 / Sq Ft | |
| 10/25/2025 10/25/25 | For Sale | $495,000 | +11.2% | $180 / Sq Ft | |
| 10/28/2024 10/28/24 | Sold | -- | -- | -- | View Prior Sale |
| 09/25/2024 09/25/24 | Pending | -- | -- | -- | |
| 09/19/2024 09/19/24 | For Sale | $445,000 | -- | $175 / Sq Ft | |
| 09/16/2024 09/16/24 | Off Market | -- | -- | -- |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,114 | $49,216 | $0 | $0 |
| 2024 | $3,114 | $44,071 | $0 | $0 |
| 2023 | $2,534 | $41,985 | $0 | $0 |
| 2022 | $2,524 | $43,822 | $0 | $0 |
| 2021 | $2,520 | $43,822 | $0 | $0 |
| 2020 | $2,374 | $39,519 | $0 | $0 |
| 2019 | $2,354 | $39,519 | $0 | $0 |
| 2018 | $2,312 | $38,274 | $0 | $0 |
| 2017 | $2,310 | $38,274 | $0 | $0 |
| 2016 | $2,152 | $35,578 | $0 | $0 |
| 2015 | $1,985 | $35,578 | $0 | $0 |
| 2014 | $2,023 | $36,180 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Anne Callaway
-
Chad Elledge
Seller Co-Listing Agent in 2026
Chad Elledge
Realty One Group Trifecta
(636) 795-6279
76 Total Sales
-
Jennifer Anderson
J
Buyer's Agent in 2026
Jennifer Anderson
Coldwell Banker Realty - Gundaker
(618) 771-3005
5 Total Sales
-
Kathleen Nunn
Seller's Agent in 2024
Kathleen Nunn
RE/MAX
(636) 629-4440
86 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25071341
APN: 29-1-020-4-002-265000
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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