NOT LISTED FOR SALE

440 N Cherry St Germantown, OH 45327

Germantown Area

Estimated Value: $189,000 - $224,000

3 Beds
1.5 Baths
1,392 Sq Ft
$153/Sq Ft Est. Value

Sale Details

Date Sold: February 19, 2026

Last sale price $219,999 $158 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,367 / mo

164 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Forced Air Heating and Cooling System

About This Home

As of February 2026

Welcome Home! This property features 3 bedroom 1.5 bathrooms, updated flooring throughout, updated bathrooms and kitchen with granite counter tops, large covered porch, fresh paint and so much more! No showings until 8-9-25

Last Agent to Sell the Property

Lindsay Spears

RE/MAX Incompass License #2015002269 Listed on: 08/04/2025

RE/MAX Incompass

Last Buyer's Agent

Marianne Spain

Sibcy Cline, Inc. License #2016002188

Sibcy Cline, Inc.

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,226

Year Built

  • Built in 1890

Lot Details

  • 6,752 Sq Ft Lot

Parking

  • On-Street Parking

Home Design

  • Traditional Architecture
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,392 Sq Ft Home
  • 2-Story Property
  • Vinyl Clad Windows
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub and Shower Combination in Primary Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,226

Year Built

Built in 1890

Lot Details

6,752 Sq Ft Lot

Listing Details

  • Suburb: Montgomery Co.
  • Broker Approved: Yes
  • Census Tract Realist: 1650.00
  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Lot Area Realist: 6752.00
  • Suburb S I C: Montgomery Co.
  • Zoning: Residential
  • Basement Features: Unfinished
  • Level 1 Bathroom Type: Partial
  • Level 1 Bathroom: Yes
  • Level 1 Bedroom: No
  • Living Great Rm Dim: 14 x 15
  • Single Family Desc: Single Family
  • Study Lib Den Dim: 0 x 0
  • Water Heating: Gas
  • Year Built: 1890
  • Architecture: Traditional
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Bedrooms: 3
  • Lot Measurement: Acres
  • Status: Sold
  • Property Subtype 1: Single Family Residence
  • Street Direction: N
  • Occupancy: At Closing
  • ADU Y/N: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedroom 2: 11x12 Level: 2
  • Bedroom 3: 10x11 Level: 2
  • Dining Room: 11x8 Level: 1
  • Living Room: 14x15 Level: 1
  • Property Type: Residential
  • Reciprocal Listing: No
  • Semi Annual Taxes: $1113
  • Basement: Full
  • Bathrooms: 2.00
  • Kitchen Dim: 11 x 8
  • Levels: Two
  • Zero Selling Price: No
  • Bathroom 1: Full
  • Bathroom 2: Partial
  • Bathroom 2 Level: 1
  • Laundry Room: 11x8 Level: 1
  • Laundryroom Dim: 11 x 8
  • Recreation Room Dim: 0 x 0
  • Available for Lease: No
  • Bldg Sq Ft (Realist): 1392.00
  • Windows: Vinyl
  • PrimaryBedroomDim: 14 x 16
  • Primary Bathrooms: Tub w/Shower
  • P R I M A R Y B E D R O O M: 14x16 Level: 2

Exterior Features

  • Roof: Shingle
  • Construction: Vinyl Siding
  • Foundation: Block
  • Listing Price: 219999.00
  • Acres: 0.1550
  • New Construction: No

Garage/Parking

  • Parking: On Street, Other

Utilities

  • Gas: Natural
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Yes/No: No
  • Association: Cincinnati Area Multiple Listing Service

Schools

  • District: Valley View Local SD

Lot Info

  • Lot Size Sq Ft: 6752.00
  • Total Assessed Value: of record

Rental Info

  • Sub Lease: No

Tax Info

  • Tax Abatement: No

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 4, 2025
Closed on
Feb 18, 2026
Sold by
Bought by
Seller's Agent
Lindsay Spears
RE/MAX Incompass
Buyer's Agent
Marianne Spain
Sibcy Cline, Inc.
List Price
$224,900
Sold Price
$219,999
Premium/Discount to List
-$4,901
-2.18%
Views
177
Current Estimated Value
$213,021

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,978
Avg. Annual Appreciation
-6.01%
Original Mortgage
$208,999
Outstanding Balance
$208,170
Interest Rate
6.06%
Mortgage Type
New Conventional
Estimated Equity
$4,851

Purchase Details

Listed on
Sep 13, 2024
Closed on
Oct 30, 2024
Sold by
Bought by
Seller's Agent
Lindsay Spears
RE/MAX Incompass
Buyer's Agent
Lindsay Spears
RE/MAX Incompass
List Price
$129,900
Sold Price
$90,000
Premium/Discount to List
-$39,900
-30.72%
Views
96

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
97.84%

Purchase Details

Closed on
Jul 11, 2024
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Germantown, OH

  • Janelle Sprandel Real Estate Agent - Comey & Shepherd REALTORS

    Janelle Sprandel

    Comey & Shepherd REALTORS

    (513) 599-0248

    331 Total Sales

    2 in Germantown

    $122K - $196K Price Range

    Janelle Sprandel
     Section Image
  • Candace Sarber Real Estate Agent - Howard Hanna Real Estate Serv

    Candace Sarber

    Howard Hanna Real Estate Serv

    (937) 930-4943

    53 Total Sales

    1 in Germantown

    $245,000 Price

    Candace Sarber
     Section Image
  • Amy King Real Estate Agent - Sibcy Cline Inc.

    Amy King

    Sibcy Cline Inc.

    (937) 806-5093

    152 Total Sales

    1 in Germantown

    $162,000 Price

    Amy King
     Section Image
  • Anthony Cooper Real Estate Agent - BHHS Professional Realty

    Anthony Cooper

    BHHS Professional Realty

    (937) 576-8278

    25 Total Sales

    1 in Germantown

    $138,500 Price

    Anthony Cooper
     Section Image
  • Kim Muncy Real Estate Agent - Coldwell Banker Heritage

    Kim Muncy

    Coldwell Banker Heritage

    (937) 813-6812

    37 Total Sales

    12 in Germantown

    $90K - $415K Price Range

    Kim Muncy
     Section Image
  • Tracy Stafford Real Estate Agent - Howard Hanna Real Estate Serv

    Tracy Stafford

    Howard Hanna Real Estate Serv

    (937) 576-8995

    19 Total Sales

    1 in Germantown

    $350,000 Price

    Tracy Stafford
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$220,000 None Listed On Document
$90,000 Wave Title
$118,500 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $208,999
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/19/2026 02/19/26 Sold $219,999 0.0% $158 / Sq Ft
01/15/2026 01/15/26 Pending -- -- --
12/27/2025 12/27/25 Price Changed $219,999 -2.2% $158 / Sq Ft
11/24/2025 11/24/25 For Sale $224,900 0.0% $162 / Sq Ft
11/16/2025 11/16/25 Pending -- -- --
10/14/2025 10/14/25 Price Changed $224,900 -2.2% $162 / Sq Ft
09/10/2025 09/10/25 Price Changed $229,900 -2.1% $165 / Sq Ft
08/27/2025 08/27/25 Price Changed $234,900 -2.1% $169 / Sq Ft
08/04/2025 08/04/25 For Sale $239,900 +166.6% $172 / Sq Ft
10/30/2024 10/30/24 Sold $90,000 -27.9% $65 / Sq Ft View Prior Sale
10/01/2024 10/01/24 Pending -- -- --
09/20/2024 09/20/24 Price Changed $124,900 -3.8% $90 / Sq Ft
09/13/2024 09/13/24 For Sale $129,900 -- $93 / Sq Ft
Source: MLS of Greater Cincinnati (CincyMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,370 $41,470 $10,660 $30,810
2024 $2,154 $41,470 $10,660 $30,810
2023 $2,154 $41,470 $10,660 $30,810
2022 $1,796 $28,610 $7,360 $21,250
2021 $1,818 $28,610 $7,360 $21,250
2020 $1,788 $28,610 $7,360 $21,250
2019 $1,666 $26,150 $7,360 $18,790
2018 $1,668 $26,150 $7,360 $18,790
2017 $1,657 $26,150 $7,360 $18,790
2016 $1,661 $26,150 $7,360 $18,790
2015 $1,633 $26,150 $7,360 $18,790
2014 $1,633 $26,150 $7,360 $18,790
2012 -- $29,570 $7,350 $22,220
Source: Public Records

Agents Affiliated with this Home

  • Lindsay Spears Real Estate Agent - RE/MAX

    Seller's Agent in 2026

    Lindsay Spears

    RE/MAX

    (513) 435-2965

    280 Total Sales

    Lindsay Spears
    Section Image
  • Marianne Spain Real Estate Agent - Sibcy Cline

    Buyer's Agent in 2026

    Marianne Spain

    Sibcy Cline

    (513) 873-0577

    58 Total Sales

    Marianne Spain
    Section Image
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Map

Source: MLS of Greater Cincinnati (CincyMLS)

MLS Number: 1850420

MLS of Greater Cincinnati (CincyMLS)

APN: D13-00201-0054

Ohio Montgomery County Germantown 45327

440 N Cherry St, Germantown, OH

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