440 Olive Conch St Ruskin, FL 33570
Ruskin AreaEstimated payment $2,956/month
Highlights
- 200 Feet of Pond Waterfront
- Solar Power System
- Stone Countertops
- New Construction
- Pond View
- Crown Molding
About This Home
Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for
entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL
OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove
amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently
located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH) (SELLERS WILL ALSO PROVIDE A $20,000 INCENTIVE TO BUYERS TO GO TOWARDS THE SOLAR PACKAGE PROGRAM ) TOTAL BALANCE TO BE AROUND $19,000 (WITH A VALUE OF $47,000)
Listing Agent
FLORIDA'S 1ST CHOICE RLTY LLC Brokerage Phone: 813-235-5522 License #3642003 Listed on: 05/23/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,026
Year Built
- Built in 2020 | New Construction
Lot Details
- 5,000 Sq Ft Lot
- 200 Feet of Pond Waterfront
- North Facing Home
- Irrigation Equipment
- Property is zoned PD
HOA Fees
- $8 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Brick Exterior Construction
- Block Foundation
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 2,522 Sq Ft Home
- Crown Molding
- Living Room
- Dining Room
- Pond Views
- Laundry Room
Kitchen
- Built-In Oven
- Stone Countertops
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Schools
- Ruskin Elementary School
- Shields Middle School
- Lennard High School
Additional Features
- Solar Power System
- Access To Pond
- Central Heating and Cooling System
Community Details
- Inframark Association
- Shell Cove Ph 1 Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 386
- Assessor Parcel Number U-06-32-19-C07-000000-00386.0
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,026 | $247,516 | ||
| 2024 | $6,256 | $240,540 | ||
| 2023 | $6,105 | $233,534 | $0 | $0 |
| 2022 | $5,921 | $226,732 | $0 | $0 |
| 2021 | $6,052 | $220,128 | $25,106 | $195,022 |
| 2020 | $2,196 | $5,000 | $5,000 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/20/2026 06/20/26 | Price Changed | $430,000 | -1.1% | $170 / Sq Ft | |
| 05/23/2026 05/23/26 | For Sale | $435,000 | +69.3% | $172 / Sq Ft | |
| 09/14/2020 09/14/20 | Sold | $256,990 | -0.8% | $105 / Sq Ft | View Prior Sale |
| 08/01/2020 08/01/20 | Pending | -- | -- | -- | |
| 07/30/2020 07/30/20 | Price Changed | $258,990 | +0.8% | $106 / Sq Ft | |
| 06/19/2020 06/19/20 | For Sale | $256,990 | -- | $105 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $256,990 | Dhi Title Of Florida Inc |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $199,990 | New Conventional |
Source: Stellar MLS
MLS Number: TB8511817
APN: U-06-32-19-C07-000000-00386.0
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.