$694,900
$40K PRICE DROP

Estimated payment $4,009/month

Total Views 9,098
4 Beds
3 Baths
2,947 Sq Ft
$236 Price per Sq Ft

Highlights

  • Lake Front
  • Boat Ramp
  • Screened Pool
  • Freedom 7 Elementary School of International Studies Rated A-
  • Dock has access to electricity
  • Solar Power System

About This Home

Discover this spacious & stunning lakefront 4BR, 3BA home where elegant living & breathtaking panoramic views create the perfect Florida lifestyle. This lakeside haven is ~3000 sq ft LA & has upgrades galore including new windows, granite countertops, lots of ceiling fans & engineered hardwood floors throughout with upgraded tile in the wet areas. Enter into a spacious, light-filled foyer facing formal areas with high ceilings. Perfect for gatherings, the formal dining room boasts an ornate mirrored wall & a picturesque arched window with plantation shutters. The living room is complemented with triple-glass sliders leading out to the pool area with serene waterfront scenery, where sparkling lake views become part of your everyday backdrop. The beautifully remodeled gourmet kitchen features tall cabinetry with crown moulding, granite counters & backsplash, modern under lighting, & comes fully equipped with all of the upgraded appliances . A quaint dinette area with a seamless window overlooks the pool & lake with a door conveniently leading to the patio. The cozy yet hosting-ready family room boasts 2 bright & cheery windows with recessed shades, a gasp-worthy lake view, & an 85" TV placed in between that stays with the home. This desirable triple split BR plan offers all generously sized rooms. Because of its close proximity to the formal areas, the 4th BR is ideal as an office with its French doors & plantation shutters. The primary BR includes a sitting area & 2 nice walk-in closets. The primary BA offers a whirlpool tub, tiled walk-in shower, & dual granite vanities. The laundry room offers ample cabinetry, granite counters, a conveniently placed sink & comes complete with W/D. Both guest BAs are remodeled: one with tub/shower combo, the other with a walk-in shower & direct pool access. Outdoors, the large screened pool & patio invite endless relaxation with multiple covered sitting areas, a passthrough window from the kitchen & a mini fridge for convenience. The solar-heated pool with waterfall becomes the centerpiece, framed by serene lake views. Beyond the screen, the backyard transforms into your private retreat: an expansive lawn leading to a sandy beach with protective seawall, a sun deck with pavers & firepit for unforgettable evenings, & a long dock stretching into the lake with a covered section complete with electricity & an overhead fan. Additional features include a double car garage, irrigation system, full-house portable generator with propane tanks, intercom, solar attic fans for energy efficiency, Aquasana water filtration system, Ring security system, & Armor hurricane screens for the entire house. Recent updates include: roof (2024), zoned C/H/A (2020), house repaint (2024), driveway redo (2024), tankless gas water heater (2023), pool cage (2023), pool pump & deck (2024), & new piping for pool solar panels (2023). Whether for close-knit evenings or lively gatherings, this home showcases lakefront living at its finest! Best yet, it's nestled in a gated community w/ an abundance of community amenities including a nice clubhouse, a large swimming pool, tennis, pickleball, basketball, a playground, a boat ramp & a dock onto Spirit Lake. This beauty is located in the heart of Central Florida w/ easy access to the Polk Parkway making it convenient & easy for commuting to Lakeland, Tampa or Orlando! All measurements are approximate.

Listing Agent

Julie Matthews

JULIE MATTHEWS GROUP LLC Brokerage Phone: 863-875-7922 License #525519 Listed on: 09/16/2025

Co-Listing Agent

Kennedy Matthews

JULIE MATTHEWS GROUP LLC Brokerage Phone: 863-875-7922 License #3642030

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,604

Year Built

  • Built in 1998

Lot Details

  • 1.17 Acre Lot
  • Lake Front
  • Southwest Facing Home
  • Irrigation Equipment
  • Landscaped with Trees

HOA Fees

  • $79 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener

Home Design

  • Craftsman Architecture
  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,947 Sq Ft Home
  • 1-Story Property
  • Bar Fridge
  • High Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Tinted Windows
  • Plantation Shutters
  • Blinds
  • French Doors
  • Sliding Doors
  • Family Room
  • Formal Dining Room
  • Inside Utility
  • Lake Views
  • Intercom

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Eco-Friendly Details

  • Solar Power System

Pool

  • Screened Pool
  • Solar Heated In Ground Pool
  • Gunite Pool
  • Fence Around Pool

Outdoor Features

  • Access To Lake
  • Seawall
  • Water Skiing Allowed
  • Dock has access to electricity
  • Covered Dock
  • Dock made with wood
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Power Generator
  • Propane
  • Water Filtration System
  • Tankless Water Heater
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool
  • Tracy Powers Association, Phone Number (863) 292-0294
  • Visit Association Website
  • The Village @ Spirit Lake HOA
  • Village Spirit Lake Ph 01 Subdivision
  • The community has rules related to deed restrictions

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Boat Ramp
  • Tennis Courts
  • Pickleball Courts
  • Shuffleboard Court
  • Community Pool

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,604

Year Built

Built in 1998

Lot Details

0

HOA Fees

$79 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Craftsman, Florida, Other
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2947
  • Lot Size Acres: 1.17
  • New Construction: No
  • Year Built: 1998
  • Building Area Total: 4136
  • Lot Size Sq Ft: 51153
  • Status: Active
  • Co List Office Mls Id: MFR255000564
  • Co List Office Phone: 863-528-0037
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 384.25
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: 3rd Street SW
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 235.80
  • Total Acreage: 1 to less than 2
  • Water Access YN: 1
  • MFR_SolarPanelOwnership: Owned Outright
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Covered,Dock - Wood,Dock w/Electric
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp
  • Attribution Contact: 863-875-7922
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Hardwood, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Bar Fridge, Dishwasher, Disposal, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment, Fuel Tank(s), Generator, Intercom
  • Spa Yn: No
  • Stories: 1
  • Window Features: Blinds, Double Pane Windows, Tinted Windows
  • Additional Rooms: Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 273.79

Exterior Features

  • Direction Faces: Southwest
  • Pool Features: Gunite, In Ground, Screen Enclosure, Solar Heat
  • Exterior Features: French Doors, Lighting, Other, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: SPIRIT LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Enclosed, Front Porch, Patio, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water Extras: Seawall - Other,Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0510G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Propane, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air, Zoned
  • Heating: Central, Electric, Zoned
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Gated Community - No Guard, Pool, Tennis Court(s), Street Lights
  • Association Amenities: Clubhouse, Gated, Pickleball Court(s), Pool, Security, Shuffleboard Court, Tennis Court(s)
  • Association Fee: 950
  • Association Fee Frequency: Annually
  • Association Name: Tracy Powers
  • Phone: 863-292-0294
  • Association: Yes
  • Senior Community: No
  • Association: The Village @ Spirit Lake HOA
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer(s) should confirm with HOA any pet restrictions that may apply
  • Association Fee Requirement: Required
  • Association Email: spiritlakesecretary@gmail.com
  • Association URL: thevillageatspiritlake.com

Fee Information

  • Total Annual Fees: 950.00
  • Total Monthly Fees: 79.17
  • Monthly HOA Amount: 79.17

Lot Info

  • Parcel Number: 25-29-02-356720-000410
  • Additional Parcels: No
  • Lot Features: In County, Landscaped, Paved
  • Flood Zone Code: X & AE

Green Features

  • Green Power: Solar

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer(s) should confirm with HOA and Polk County any lease restrictions that may apply

Tax Info

  • Tax Annual Amount: 3604.15
  • Tax Book Number: 106-4
  • Tax Lot: 41

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,604 $260,779 -- --
2024 $3,419 $253,430 -- --
2023 $3,419 $244,283 $0 $0
2022 $3,265 $237,168 $0 $0
2021 $3,239 $230,260 $0 $0
2020 $3,201 $227,396 $0 $0
2018 $3,150 $218,138 $0 $0
2017 $3,061 $213,651 $0 $0
2016 $3,014 $209,257 $0 $0
2015 $3,561 $273,209 $0 $0
2014 -- $271,683 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/03/2025 11/03/25 Price Changed $694,900 -3.5% $236 / Sq Ft
10/07/2025 10/07/25 Price Changed $719,900 -2.0% $244 / Sq Ft
09/16/2025 09/16/25 For Sale $734,900 +203.1% $249 / Sq Ft
07/31/2013 07/31/13 Sold $242,500 -10.2% $82 / Sq Ft View Prior Sale
07/21/2013 07/21/13 Pending -- -- --
06/18/2013 06/18/13 Price Changed $269,900 -10.0% $92 / Sq Ft
04/30/2013 04/30/13 Price Changed $299,900 -11.5% $102 / Sq Ft
02/24/2013 02/24/13 Price Changed $339,000 -3.1% $115 / Sq Ft
11/07/2012 11/07/12 For Sale $350,000 -- $119 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $353,250 First American Title Ins Co
Warranty Deed $242,500 Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $76,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $335,587 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: P4936265

Stellar MLS

APN: 25-29-02-356720-000410